Orlando Harmon
The Epic Pass is a season pass offered by Vail Resorts that provides access to various ski resorts. It includes Epic Coverage, which is a form of insurance that offers protection against certain events that may prevent pass holders from using their pass. Epic Coverage is included at no extra charge and provides refunds for certain resort closures and qualifying personal events. The coverage also provides pass holders with discounts and benefits at select locations. However, there are limitations and exclusions to the coverage, and it is important for pass holders to understand the terms and conditions. This insurance is particularly relevant to skiers without health insurance or those with high-deductible plans. This article will explore the benefits, limitations, and fine print of Epic Coverage to help skiers determine if it is worth it for their needs.
| Characteristics | Values |
|---|---|
| Cost | Included at no extra charge with all passes |
| Coverage | Covers job loss, injury or illness, pregnancy, jury duty, and qualified resort closure due to COVID-19, war, terrorism, and natural disaster |
| Exclusions | Does not cover refunds for quarantine or travel advisories, weather-related events, or wind-related events |
| Benefits | Provides peace of mind, especially for those without health insurance or with high-deductible plans; pass holders save 20% on food, lodging, group ski/snowboarding lessons, Whistler Heli-Skiing, transportation from Denver International Airport to Colorado ski areas, ski/snowboard rentals, and ski/snowboard tune-ups |
| Limitations | Does not offer any additional insurance for purchase; includes terms that may forfeit certain claims, limit liability, and waive rights to a jury trial or class-action lawsuit |
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What You'll Learn
What does Epic Coverage include?
Epic Coverage is included at no extra charge with all eligible Epic Season Passes and EDGE Cards. It provides protection across a range of Qualifying Personal Events and Qualifying Resort Closures.
Qualifying Personal Events include job loss, injury or illness, pregnancy, and jury duty. If a Qualifying Personal Event prevents you from using your pass, you may be eligible for a refund. The refund eligibility and amount will vary based on the type of pass purchased, your Epic Coverage elections, and the number of days you use your pass. Guests who submit a Personal refund request will no longer be able to use their pass to access any resorts or receive any other ancillary pass benefits.
Qualifying Resort Closures include closures due to disease, war, terrorism, and covered natural disasters (such as floods, hurricanes, tornadoes, earthquakes, fires, or volcanic eruptions). If your Primary Resort experiences a qualifying closure, you may be eligible for a refund. However, using your pass at other resorts while your Primary Resort is closed may reduce your potential refund or make you ineligible for a refund.
It is important to note that Epic Coverage does not provide refunds for quarantine or travel advisories that apply to your home. Additionally, weather-related or wind-related events, including snow levels, are not covered.
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What events are not covered?
Epic Coverage is included at no extra charge with all Epic Season Passes. It provides protection across a range of Qualifying Personal Events and Qualifying Resort Closures.
However, there are several events that are not covered by Epic Coverage. Here are the details:
Weather and Wind
You will not be eligible for a refund if you are unable to use your pass due to weather-related or wind-related events, including snow levels. This means that if you planned to ski or ride but were prevented from doing so due to inclement weather, you would not be covered.
Quarantines and Travel Advisories
Epic Coverage does not provide refunds for quarantines or travel advisories that apply to your home. For example, if you are subject to a mandatory quarantine or a travel advisory recommending that you do not travel, you would not be eligible for a refund. However, it's important to note that Epic Coverage does provide refunds if you are unable to use your pass during the Core Season (December 7 through April 17) because your permanent residence is under a mandatory governmental "stay-at-home" or "shelter-in-place" order lasting 30 or more consecutive days, with at least 7 of those days falling within the Core Season.
Other Exclusions
While not explicitly mentioned, it is important to note that Epic Coverage has specific limitations and exclusions. For example, it only applies to Season Passes and does not cover other lift access products. Additionally, there are waivers and releases in the terms and conditions that may impact your ability to make certain claims or seek damages in the event of a dispute.
It is always important to carefully review the terms and conditions of any insurance or coverage policy to fully understand what is and is not covered.
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What are the benefits of the Epic Pass?
The benefits of the Epic Pass include:
Epic Coverage
Epic Coverage is included at no extra charge with all passes. This provides protection across a range of Qualifying Personal Events, such as job loss, injury, illness, pregnancy, jury duty, and Qualifying Resort Closures. Qualifying Resort Closures include closures due to disease, war, terrorism, and covered natural disasters. If a Qualifying Resort Closure or Qualifying Personal Event occurs, you may be eligible for a refund. The refund eligibility and amount will vary based on the type of pass purchased, your Epic Coverage elections, and the number of days you use your pass.
Discounts
Epic Pass holders can access a range of discounts, including 20% off food at select on-mountain locations, 20% off resort lodging, 20% off group ski or snowboarding lessons, 20% off Whistler Heli-Skiing when booked in advance, 20% off transportation from Denver International Airport to Colorado ski areas, and 20% off ski and snowboard rentals at dozens of locations. Additionally, pass holders can get 50% off a tune-up and one free wax per year at select locations.
Auto-Renewal and Price Guarantees
The Auto-Renew Program allows for convenient annual renewal of the Epic Season Pass while guaranteeing the lowest price for the next season.
Additional Features
The Epic Pass also offers hands-free scanning at the lift with Mobile Pass, interactive trail maps, lift wait times, personalized stats, and more.
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Is the Auto Renew Program worth it?
The Auto Renew Program is a convenient way to renew your Epic Season Pass annually, guaranteeing the lowest price for the following season. The program has several benefits, including the ability to attach a credit card to your pass with Resort Charge, allowing for hands-free transactions at designated on-mountain restaurants and retail locations. Additionally, pass holders can take advantage of features such as Mobile Pass, providing interactive trail maps, lift wait times, and personalized stats.
One of the main advantages of the Auto Renew Program is the assurance of securing the lowest price for the upcoming season. This can be particularly beneficial if you plan to ski or ride regularly, as it locks in the best available rate. By avoiding the risk of price increases, you can better manage your expenses and ensure that you have access to the slopes at a discounted rate.
Another benefit of the Auto Renew Program is the convenience of not having to go through the renewal process each year actively. It simplifies the process by automatically renewing your pass, saving you time and effort. This feature can be especially valuable if you frequently visit the resorts and want a seamless experience without worrying about renewal deadlines.
Furthermore, the Epic Season Pass offers a range of additional benefits that enhance the overall experience. These benefits include discounts on food, resort lodging, ski and snowboard lessons, rentals, and transportation. Pass holders can also take advantage of exclusive deals, such as discounts on Whistler Heli-Skiing and complimentary services like tune-ups and wax for their gear.
While the Auto Renew Program offers convenience and guaranteed savings, it is important to consider your skiing or riding frequency and commitment. If you are a casual visitor or prefer to have the flexibility to opt out of renewing in certain years, then the program may not be the best fit. It is designed for individuals who know they will want to renew their pass annually and want to take advantage of the lowest price guarantee.
In conclusion, the Auto Renew Program is worth considering if you are a frequent skier or rider who values convenience and wants to secure the lowest price for the following season. The program offers a seamless renewal process, ensuring you can continue enjoying the slopes and taking advantage of the various benefits that come with the Epic Season Pass. However, if your skiing habits vary from year to year, you may prefer the flexibility of opting out of the Auto Renew Program and making a conscious decision to renew each season.
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What are the limitations of Epic Pass insurance?
Epic Coverage is included at no extra charge with all Epic Passes. This provides protection across a range of Qualifying Personal Events and Qualifying Resort Closures. However, there are several limitations to the insurance provided by the Epic Pass.
Firstly, Epic Coverage does not provide refunds for all types of resort closures. It only covers closures due to specific reasons such as disease, war, terrorism, and covered natural disasters. If a resort closes for reasons other than those specified, pass holders will not be eligible for a refund.
Secondly, the refund eligibility and amount vary based on the type of pass purchased, the Epic Coverage elections made, and the number of days the pass is used. In some cases, using the pass at other resorts while the primary resort is closed may reduce the potential refund or make the pass holder ineligible for a refund altogether.
Additionally, Epic Coverage does not provide refunds for quarantine or travel advisories that apply to the pass holder's home. It only provides refunds if the pass holder's permanent residence is subject to a mandatory governmental "stay-at-home" or "shelter-in-place" order lasting 30 or more consecutive days, with at least 7 of those days falling within the Core Season.
Another limitation is that Epic Coverage does not offer refunds for weather-related or wind-related events, including snow levels. Pass holders cannot receive refunds based on their inability to use their pass due to weather conditions.
Lastly, Epic Coverage is specifically for Season Passes and does not apply to any other lift access products. It is important to note that all Season Passes are non-refundable unless they qualify for a refund under the specified terms and conditions.
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Frequently asked questions
Epic Coverage is included at no extra charge with all passes and covers job loss, injury or illness, pregnancy and jury duty, and qualified resort closure due to Covid-19, war, terrorism, and natural disaster.
The insurance is included for free, so there is no additional cost to the pass holder. The insurance provides peace of mind and covers a range of scenarios, so it is worth it.
Epic Coverage does not provide a refund for quarantines or travel advisories that apply to your home. It also does not cover any inability to use your pass due to weather-related or wind-related events, including snow levels.
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