Freedom Life Insurance: Available In Mississippi?

Freedom Life Insurance Company of America is a subsidiary of USHEALTH Group, which is based in Fort Worth, Texas. The company offers a term life insurance policy called LifeProtector, which is good for 10 years at a time and can be renewed until the age of 70. Freedom Life Insurance is available in 33 states across the US, but it is not offered in Connecticut, Hawaii, Massachusetts, New Hampshire, New York, Rhode Island, Vermont, or Puerto Rico. While the company has generally positive financial ratings, its customer service ratings are less impressive.

Freedom Life Insurance is a subsidiary of USHEALTH Group

Freedom Life Insurance Company of America is a subsidiary of USHEALTH Group. It was originally founded as the Consolidated American Life Insurance Company in 1956, and changed its name to Freedom Life Insurance in 1986. The company is headquartered in Fort Worth, Texas.

USHEALTH Group is a family of companies that offers a full portfolio of plans, allowing customers to tailor health coverage to their specific needs. Freedom Life Insurance is one of these subsidiaries, providing life insurance coverage. Freedom Life Insurance offers accident, health, credit and annuity products related to life insurance policies.

The company's main policy is the LifeProtector plan, which offers coverage in 10-year increments that can be renewed until the age of 70. Freedom Life Insurance costs for a term life policy start at $10 a month and go up to $50 a month in $5 increments. However, Freedom Life Insurance only offers term life coverage, so it may not be suitable for those seeking complete coverage.

USHEALTH Group has over 50 years of industry experience and serves over one million members across 33 states. The group has won numerous awards, including the Gold Stevie Award for four consecutive years, and has been named Insurance Company of the Year multiple times.

It offers a 10-year term life policy, renewable until age 70

Freedom Life Insurance Company of America is a subsidiary of USHEALTH Group and offers a single term life insurance policy, the LifeProtector plan, which is good for 10 years at a time and can be renewed until the age of 70. The policy is available to anyone who can fill out the necessary paperwork, answer some basic health questions, sign the application, and pay the premium. The premium for this policy starts at $10 a month and goes up to $50 a month in $5 increments. The policy does not offer any riders or add-ons, and Freedom Life Insurance does not offer whole or universal life insurance.

The LifeProtector plan is a good option for those who are looking for a simple term life plan without any bells and whistles. It is also ideal for those who are not in the best of health, as there are few health questions to answer. As long as the applicant is not currently hospitalized or diagnosed with a terminal illness, they are eligible for coverage. The policy is also suitable for those who only have a temporary need for life insurance, such as paying off debts or replacing income if they pass away.

The renewable term clause in the policy allows the beneficiary to extend the coverage term without having to re-qualify for new coverage. This is beneficial as future health circumstances are unpredictable and provides peace of mind for the possibility of a worst-case scenario. However, the initial premiums for a renewable term policy are likely to be higher than those without this clause.

While Freedom Life Insurance offers a straightforward and affordable term life policy, it may not be ideal for those seeking more comprehensive coverage or riders. Additionally, the company has received mixed reviews, with some complaints targeted towards the health insurance offered through its parent company, USHEALTH Group.

Costs range from $10 to $50 per month

Freedom Life Insurance Company of America is a subsidiary of USHEALTH Group. It offers a term life policy that is good for 10 years at a time and can be renewed until the age of 70. The costs of this term life policy start at $10 a month and go up to $50 a month in $5 increments. This means that customers can choose a plan that fits their budget. The company does not offer any additional coverage options, and its customer service ratings are not the best. However, if you are looking for a simple term life plan, Freedom Life Insurance may be worth considering.

USHEALTH Group, through its subsidiaries Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company, provides innovative life, specified disease/sickness, accident, and disability insurance solutions. The company is committed to offering flexible and reliable plans that meet the unique needs of its customers. With over 50 years of experience in the industry, USHEALTH Group has served more than 150 million clients.

The insurance plans offered by USHEALTH Group cater to a range of budgets and can be customized to include additional benefits. The company has a broad choice of flexible solutions and secure insurance plans, allowing customers to build health coverage that suits their specific needs. USHEALTH Group emphasizes the importance of tailoring their products to individual customers, recognizing that a 'one-size-fits-all' approach is not always effective.

While Freedom Life Insurance Company of America offers affordable term life insurance plans, it is important to consider other factors such as customer service, additional coverage options, and availability in your state before making a decision. It is always recommended to shop around and compare quotes from different insurance providers to find the best coverage at the most competitive price.

Available in 33 states, but not in Connecticut, Hawaii, Massachusetts, and others

Freedom Life Insurance Company of America is a subsidiary of USHEALTH Group. It is available in 33 states, but not in Connecticut, Hawaii, Massachusetts, New Hampshire, New York, Rhode Island, Vermont, or Puerto Rico.

USHEALTH Group is based in Fort Worth, Texas, and has served over a million customers. The company offers a range of insurance options, including term life policies and health insurance plans. Their health insurance plans are tailored to meet individual needs, with options for those on a limited budget as well as those seeking additional benefits.

Freedom Life Insurance, as a subsidiary, only offers term life insurance. Their LifeProtector plan is good for 10 years and can be renewed until the age of 70. The cost of a term life policy with Freedom Life Insurance starts at $10 a month and goes up to $50 a month in $5 increments. While Freedom Life Insurance has good financial ratings, its customer service ratings are less impressive.

USHEALTH Group's insurance plans are underwritten by three licensed companies: Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company. The group has over 50 years of experience in the industry and aims to provide innovative and flexible solutions to meet their customers' specific needs.

USHEALTH Group has a range of insurance products

Freedom Life Insurance Company of America is a subsidiary of USHEALTH Group. Freedom Life Insurance offers a term life policy that is good for 10 years at a time and can be renewed until the age of 70. The cost of a term life policy with Freedom Life Insurance starts at $10 a month and goes up to $50 a month in $5 increments. Freedom Life Insurance is not available in all 50 states.

USHEALTH Group, Inc. is a family of companies that offers a full portfolio of plans that allow customers to tailor health coverage to their specific needs. The company has over 50 years of collective insurance experience and provides a broad choice of flexible solutions and secure insurance plans. USHEALTH Group's insurance plans offer options for customers on a limited budget as well as those seeking additional benefits.

The company's insurance plans include health, dental, and vision coverage. USHEALTH Group's health coverage includes 24-hour coverage, on or off the job, and quality coverage for periods of critical illness. Their dental coverage includes preventative, basic, and major dental care, as well as orthodontic care services. The vision coverage includes comprehensive eye exam coverage, corrective lenses, and an annual allowance towards frames.

USHEALTH Group has served more than 15 million customers with individually tailored plans that satisfy their coverage needs and fit their budget. The company has a dedicated Member Services Team based in Fort Worth, Texas, that is ready to assist customers with information about claims, benefit guidance, or additional coverage.

Frequently asked questions