Haris Ashley
GEHA (Government Employees Health Association) is a self-insured, not-for-profit association that provides medical and dental plans to federal employees, retirees, and their families. GEHA has served over 2 million federal employees, military retirees, and their families for 87 years. The company offers five FEHB plans to choose from, including prescription drug coverage and access to a large network of providers. GEHA Solutions, an indirect subsidiary of GEHA, is a leader in leased dental network solutions, providing niche products and industry knowledge to help clients retain and grow their businesses. With a focus on health equity, GEHA Solutions also partners with organizations to support a culturally diverse dental delivery system.
| Characteristics | Values |
|---|---|
| Type | Self-insured, not-for-profit association |
| Coverage | Medical and dental plans |
| Number of Plans | 5 FEHB plans, 2 FEDVIP plans, 5 PSHB plans for postal workers |
| Number of People Covered | 2 million+ |
| Plan Options | Traditional fee-for-service medical plan with PPO, HDHP with HSA, two options under Connection Dental Federal FEDVIP plan |
| Provider Network | 450,000+ locations |
| Customer Service | Available Monday–Friday from 7 a.m.–7 p.m. Central time |
| History | Founded in 1937 as the Railway Mail Hospital Association, expanded to federal employees in 1957, became Government Employees Hospital Association in 1964, and changed to current name in 2007 |
| Headquarters | Lee’s Summit, Missouri |
| Number of Employees | 1,600 |
| Parent Company | Government Employees Health Association, Inc. |
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What You'll Learn
GEHA Solutions: a leader in dental network leasing
GEHA Solutions is a leader in dental network leasing, providing several network offerings to improve accessibility for clients such as third-party administrators, insurance companies, consultants, brokers, and self-insured employer groups. With more than 100 years of industry expertise, GEHA Solutions offers products, advice, and tools to help clients retain and grow their business.
As a subsidiary of GEHA (Government Employees Health Association, Inc.), GEHA Solutions is committed to creating positive change around health and wellness. This includes supporting local and national nonprofits that address health equity and promoting diversity in the dental field.
The GEHA Connection Dental Network, offered by GEHA Solutions, is a fully credentialed and URAC-accredited dental PPO network. It provides a large national footprint and competitive fee schedules, resulting in desired accessibility and significant savings for its members. The network has consistently grown and strives to build the strongest provider network for its members.
GEHA itself is a nonprofit member association that has served over 2 million federal employees, military retirees, and their families for almost nine decades. It offers five FEHB plans and two FEDVIP dental plans to choose from, all packed with extra benefits. GEHA's dental benefit provider network is one of the largest available to federal employees in the United States, empowering health and wellness by providing accessible care when and where members need it.
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GEHA's history: from the Railway Mail Hospital Association
GEHA, or Government Employees Health Association, is a non-profit organisation that provides health insurance and benefits to federal employees and their families. It was founded in 1937 as the Railway Mail Hospital Association (RMHA) in Kansas City by a group of local RPO (Railway Post Office) employees.
The Railway Post Office delivered mail across America in the 19th and 20th centuries with unmatched speed, dependability and efficiency. RPO workers frequently contributed to one another's care, often by passing a hat to help pay medical expenses and support the families of injured workers. This spirit of camaraderie and mutual support laid the foundation for the establishment of the RMHA.
From its headquarters in Kansas City, the RMHA expanded across the United States, growing alongside the rail system and postal service. This expansion reflected the increasing need for comprehensive and organised health benefits for federal employees and their families. The Association played a pivotal role in passing coverage for federal employees under the Federal Employees Health Benefits Act of 1959.
Over the years, the company's name evolved to reflect its growth and expansion, ultimately becoming GEHA. Today, GEHA is the largest benefits association for federal employees, serving over 2 million federal employees, retirees, and their families. It offers a range of health plans, including five FEHB (Federal Employees Health Benefits) plans, five PSHB (Postal Service Health Benefits) plans, and dental options under the Federal Employees Dental and Vision Insurance Program (FEDVIP). GEHA also provides access to mental health programs, including residential treatment, outpatient services, group therapy, and substance use disorder treatment.
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GEHA's health plans: five FEHB plans
GEHA (Government Employees Health Association, Inc.) offers five FEHB (Federal Employees Health Benefits) plans to choose from, each packed with extra benefits. These plans are designed to meet the diverse needs of federal employees, military retirees, and their families, providing valuable benefits that positively impact communities across the nation.
The five FEHB plans offered by GEHA include:
- FEHB HDHP Health Plan: This is a conventional plan designed for individuals who consistently stay within the provider's network. It offers a range of benefits, including drug coverage and prescription costs.
- FEHB Standard Health Plan: The FEHB Standard Health Plan is a family-friendly option that provides traditional coverage with affordable premiums. It is well-suited for those seeking a more conventional approach to their healthcare needs.
- Postal Workers Plans: GEHA offers five PSHB (Postal Services Health Benefits) plans specifically tailored to meet the needs of postal workers. These plans include benefits such as drug coverage and prescription costs, ensuring that postal workers have access to the care they need.
- Dental Plans: GEHA provides two FEDVIP (Federal Employees Dental and Vision Insurance Program) dental plans with a range of extra benefits. With a network of over 450,000 provider locations, GEHA offers convenient access to dental care.
- Health Rewards: GEHA encourages healthy behaviours by offering rewards of up to $250 per subscriber and their spouse (up to $500 total) for adopting healthy habits. This initiative promotes wellness and rewards members for their commitment to a healthy lifestyle.
GEHA's five FEHB plans offer flexibility, comprehensive coverage, and additional benefits to meet the diverse healthcare needs of federal employees, military retirees, and their families. With a focus on health equity and community impact, GEHA strives to empower its members to make informed choices about their health and well-being.
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GEHA's dental plans: two FEDVIP options
GEHA (Government Employees Health Association, Inc.) is one of the nation's leading dental network leasing companies, serving federal employees, military retirees and their families for 87 years. GEHA Solutions, an indirect subsidiary of GEHA, offers tailored dental network options to third-party administrators, insurance companies, consultants, brokers and self-insured employer groups.
GEHA offers two FEDVIP dental plans for 2025: the High Option and the Standard Option. Both plans are packed with extra benefits, including a comprehensive vision benefit and valuable discounts on toothbrushes, teeth whitening and more. GEHA's network includes 450,000+ provider locations.
The High Option plan includes orthodontic services, but only for High and Standard members with orthodontics started under TRICARE. For many services, out-of-pocket costs may be lower when visiting in-network locations. Network providers will not bill more than the Plan's maximum allowable charge for covered services. No special claim forms are required; simply send in the itemized bill from your provider.
The Standard Option plan does not cover orthodontic services previously started with another carrier, except for members with orthodontics started under TRICARE. As with all FEDVIP plans, dental benefits available from your FEHB carrier will be considered before calculating benefits under your GEHA FEDVIP plan.
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GEHA's customer care: helping with benefit coverage
GEHA (Government Employees Health Association, Inc.) is a leading health benefits provider for federal employees in the United States. With 87 years of experience, GEHA has served 2 million federal employees, military retirees, and their families, delivering valuable benefits that positively impact communities nationwide.
As the largest benefits association for federal employees, GEHA offers five FEHB plans and two FEDVIP dental plans, all packed with extra benefits. The organisation's commitment to its members is evident through its extensive network of 450,000+ provider locations, ensuring members can access the right care at the right time.
GEHA's customer care is a key aspect of its services. The Customer Care team is dedicated to helping members with benefit coverage questions and locating providers. They can be reached via phone or live chat during business hours, Monday through Friday. GEHA also provides the convenience of single sign-on access to important resources, such as MDLIVE and CVS Caremark, enabling members to stay on top of their health and benefits.
Additionally, GEHA offers Health Rewards, empowering federal employees with tools and incentives to lead healthier lives. Members can utilise the Health Rewards reloadable debit card from HealthEquity to pay for eligible expenses, including qualified dental, vision, and medical care. GEHA's Health Rewards program support is easily accessible, providing assistance with any queries related to the program or rewards account.
GEHA Solutions, an indirect wholly owned subsidiary, further enhances GEHA's commitment to its members. GEHA Solutions provides tailored dental network options and industry expertise to help clients, including insurance companies, retain and grow their businesses. With a focus on health equity, GEHA Solutions also partners with organisations to support and promote cultural diversity in dental delivery systems. Overall, GEHA's comprehensive benefits, extensive provider network, and dedicated customer care reflect its dedication to serving the needs of federal employees and their families.
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Frequently asked questions
GEHA, or Government Employees Health Association, is a self-insured, not-for-profit association that provides medical and dental plans to federal employees and retirees and their families.
GEHA Solutions is an indirect subsidiary of GEHA that provides leased dental network solutions for healthcare payers and administrators.
GEHA was formed in 1937 as the Railway Mail Hospital Association in Kansas City, Missouri, to help provide US Railway Mail Service clerks with assistance for their medical expenses. In 1957, it expanded to offer health insurance benefits to federal employees and retirees.
GEHA has a customer care team that helps with benefit coverage questions and locating a provider. They can be reached Monday through Friday from 7 a.m. to 7 p.m. Central time.
GEHA provides benefits to more than 2 million federal employees, military retirees, and their families worldwide.
