Paul Sanchez
Hawk-I, or Healthy and Well Kids in Iowa, is a medical insurance program run by the U.S. state of Iowa. It provides health care coverage for children of low-income families who are not eligible for Medicaid. The program is designed to supplement Medicaid by covering children whose family's income is above the Medicaid limit but below the Hawk-I limit.
| Characteristics | Values |
|---|---|
| Full Form | Healthy and Well Kids in Iowa |
| Administering Body | Iowa State Government |
| Type | Medical Insurance Program |
| Purpose | Provide health care coverage for low-income children of citizens and qualified aliens |
| Eligibility | Children of working families with income above Medicaid limit but below HAWK-I limit |
| Cost | $10 per child per month with a cap of $20 per month for some; $20 per child per month with a cap of $40 per month for others; No cost for some eligible households |
| Coverage | Basic health insurance; Dental insurance |
| Enrollment Duration | 12 months |
| Review of Eligibility | Every 12 months |
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What You'll Learn
- Hawki is a health insurance program for children in Iowa
- It covers children whose household income is too high for Medicaid
- It is Iowa's version of the federal Children's Health Insurance Program (CHIP)
- It provides health insurance for children who don't qualify for Medicaid
- Hawki insurance costs $10 per child per month, with a cap of $20 per month for some families
Hawki is a health insurance program for children in Iowa
Hawki, or Healthy and Well Kids in Iowa, is a health insurance program for children in Iowa. It is the state's version of the federal program, SCHIP (State Children's Health Insurance Program). The program provides health coverage for uninsured children from working families whose household income is too high for Medicaid but still falls below 300% of the federal poverty level.
The cost of Hawki coverage varies depending on family income. Some families with lower incomes may be eligible for free coverage, while others may pay $10 or $20 per child per month, with a cap of $40 per month for families with higher incomes. No family pays more than $40 per month. Hawki also offers dental coverage for $5 per child per month, with a maximum of $10 per month for families.
To be eligible for the Hawki program, a child must be a resident of Iowa and either a US citizen or a lawfully admitted alien (immigrant). The parent or responsible person does not need to be a US citizen or lawfully admitted alien. Additionally, the child must not be covered by other insurance plans.
There are three companies, known as Managed Care Organizations (MCOs), that provide insurance through the Hawki program: Amerigroup Iowa Inc., and two others. Each MCO offers slightly different coverage, but all provide basic health insurance. Once enrolled, children can request to change plans within 90 days of initial enrollment for any reason. After 90 days, a change in plan requires a valid reason, such as poor quality of care or lack of access to covered services.
Enrollment in Hawki lasts for 12 months, and a review of eligibility occurs annually. If a family's income increases during the 12-month period, it will not affect the child's eligibility for that period. However, any changes in income must be reported during the eligibility review.
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It covers children whose household income is too high for Medicaid
Iowa's Healthy and Well Kids in Iowa (Hawk-I) program provides health coverage for uninsured children of working families. It is Iowa's version of the federal program, SCHIP (State Children's Health Insurance Program).
Hawk-I covers children whose household income is too high for Medicaid. In Iowa, the Hawk-I program covers children whose household income is as high as 300% of the federal poverty level. If a child is eligible for Medicaid, they are not eligible for Hawk-I. When Hawk-I receives an application for a child, they screen it for Medicaid eligibility and refer the family to HHS, who will contact the family to see if they wish to receive Medicaid benefits.
The cost of Hawk-I coverage varies depending on income level. For many eligible households, there is no premium, so the cost is zero. For others, the cost is $10 per child per month, with a cap of $20 per month per family. For other households, the cost is $20 per child per month, with a cap of $40 per month per family. No family will pay more than $40 per month for Hawk-I coverage for the children in their household.
The only co-pay is a $25 co-payment for an emergency room visit if the child's medical condition does not meet the definition of an emergency medical condition. This co-payment does not apply to children whose family income is less than 181% of the federal poverty level or to children who are eligible American Indians or Alaskan Natives.
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It is Iowa's version of the federal Children's Health Insurance Program (CHIP)
Iowa's version of the federal Children's Health Insurance Program (CHIP) is known as the Healthy and Well Kids in Iowa (Hawk-I) Medicaid program. It is a medical insurance program that provides health care coverage for low-income children of citizens and qualified aliens.
Hawk-I is designed to supplement Medicaid by covering children whose family income is above the Medicaid limit but below the Hawk-I limit. In other words, it covers children in families whose income is too high for Medicaid eligibility but still cannot afford health insurance. Specifically, in Iowa, the Hawk-I program covers children whose household income is as high as 300% of the federal poverty level.
The cost of Hawk-I coverage varies depending on household income. For many eligible households, there is no premium, so the cost is zero. For others, the cost is $10 per child per month, with a cap of $15 or $20 per month, depending on income. No family will pay more than $40 per month for Hawk-I coverage for the children in their household.
The Hawk-I program provides basic health insurance through three companies, known as managed care organizations (MCOs). Each MCO offers a slightly different coverage plan, and families can request to change plans within 90 days of initial enrollment for any reason. After 90 days, a change in plan can only be requested with a good reason, such as poor quality of care or lack of access to covered services.
Enrollment in the Hawk-I program lasts for 12 months, and if a family's income increases during that time, the child's eligibility will not be affected. A review of eligibility will occur every 12 months, at which time families are required to report any income increases.
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It provides health insurance for children who don't qualify for Medicaid
In the US, Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including low-income people, families and children, pregnant women, the elderly, and people with disabilities. However, the rules vary from state to state and may consider factors such as income, household size, family status, disability, and age.
One such program is Iowa's Hawki (Healthy and Well Kids in Iowa) program, which provides health coverage for uninsured children of working families. Hawki covers children whose household income is as high as 300% of the federal poverty level. For families that are eligible, there is no premium, so the cost is zero. For others, the cost is $10 per child per month, with a cap of $20 per month, and for some, the cost is $20 per child per month, with a cap of $40 per month. No family will pay more than $40 per month for Hawki coverage for the children in their household.
To be eligible for Hawki, the child must be a resident of Iowa and either a US citizen or a lawfully-admitted alien. The parent or responsible person does not need to be a US citizen or lawfully-admitted alien. Once a child is approved for Hawki, the enrollment lasts for 12 months. If the family's income increases during those 12 months, it will not affect the child's eligibility.
There are three companies (called managed care organizations or MCOs) that provide insurance through the Hawki program. Each company's coverage is slightly different, but they all provide basic health insurance. Under the Hawki program, each plan must include dental coverage, and the child will be assigned to an MCO. They can then request to change to a different plan within 90 days of the initial enrollment for any reason. After 90 days, a change can only be made if there is a good reason, such as poor quality of care or lack of access to covered services.
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Hawki insurance costs $10 per child per month, with a cap of $20 per month for some families
Hawki, or Healthy and Well Kids in Iowa, is a health insurance program for children in Iowa. It is the state's version of the federal program, SCHIP (State Children's Health Insurance Program). The program offers health coverage for uninsured children of working families.
The cost of Hawki insurance is determined by family size and income, with some families paying nothing at all. For some eligible households, there is no premium, so the cost is zero. For others, the cost is $10 per child per month, with a cap of $20 per month for the family. For other households, the cost is $20 per child per month, with a cap of $40 per month for the family. No family will pay more than $40 per month for Hawki coverage for the children in their household.
The only co-pay currently required under the Hawki program is a $25 co-payment for an emergency room visit if the child's medical condition does not meet the definition of an emergency medical condition. This co-payment does not apply to children from low-income families or to children who are eligible American Indians or Alaskan Natives.
It is important to note that if a child is eligible for Medicaid, they are not eligible for Hawki. When an application for Hawki is received, the program first screens the applicant for Medicaid eligibility. If the child is eligible for Medicaid, the family is referred to the Health and Human Services (HHS) department, which will contact the family to see if they wish to receive Medicaid benefits.
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Frequently asked questions
Hawk-I, or Healthy and Well Kids in Iowa, is a health insurance program for children in Iowa. It is Iowa's version of the federal Children's Health Insurance Program (CHIP).
Hawk-I provides health care coverage for low-income children of citizens and qualified aliens. It covers children whose family's income is above the Medicaid limit but below the Hawk-I limit.
The cost of Hawk-I insurance depends on the family's yearly countable income. For some eligible households, there is no premium, so the cost is zero. For others, the cost can range from $10 to $20 per child per month, with a cap of $40 per month.
Once a child is approved for Hawk-I, the enrollment lasts for 12 months. After this period, there will be a review of eligibility, and the family should report any changes in income.
Yes, if your child is covered by health insurance but not dental insurance, they can still receive dental insurance through Hawk-I. Delta Dental is the administrator of the dental program.
