Jane Dotson
ISO insurance is a leading provider of health insurance for international students. It is offered through the International Student Organization and provides coverage across the United States and over 185 other countries. ISO offers several insurance options, including ISO Health Insurance, ISO Student Insurance, and ISO Travel Insurance. These plans offer comprehensive coverage for doctor visits, hospitalization, prescription drugs, mental health, preventive care, and medical evacuation services. ISO insurance is known for its cost-effective premiums and extensive range of coverage choices, making it a popular choice for students seeking quality healthcare during their studies abroad.
| Characteristics | Values |
|---|---|
| Type of Insurance | Health Insurance |
| Target Audience | International students, H-1B Visa Holders, J1 Visa Holders, F1 OPT students, high school students |
| Coverage | Doctor visits, hospitalization, prescription drugs, mental health coverage, preventive care, medical evacuation services, sicknesses, injuries, travel protection, expatriate insurance |
| Providers | SISCO Benefits, Healix |
| Cost | Cost-effective, budget-friendly premiums, lower premiums |
| Customer Service | Multilingual team, dedicated customer service team |
| Plan Options | Close Care package, J1 Exchange Plan, J1 Exchange Superior Plan, OPTima Basic Plan, OPTima Enhanced Plan |
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What You'll Learn
ISO insurance for H-1B visa holders
ISO insurance is offered through the International Student Organization (ISO). Although most of their plans are for international students, they also offer coverage for other international visa holders, including H-1B visa holders.
ISO is the largest global student insurance manager, having insured over 3 million international students at more than 2,500 schools since 1958. ISO offers coverage across the United States and over 185 other countries, with access to more than one million doctors.
ISO's Voyager plan is ideal for H-1B visa holders who are in the US for less than 6-10 months, as such short-term visitors are not required to purchase ACA-compliant comprehensive insurance. The Voyager plan provides essential coverage for injuries and sicknesses for as little as $79 per month. It also includes $75,000 towards repatriation and medical evacuation. The price depends on the age of the policyholder, with children and individuals aged 7-24 costing $79 per month, 25-29 costing $92 per month, 30-64 costing $119 per month, and dependent children costing $124 per month.
If you are an H-1B visa holder, it is recommended that you purchase health insurance, even if it is only for a short-term stay in the United States, as healthcare in the country is very expensive. ISO offers affordable coverage for you and your dependents, with a multilingual team to facilitate easy claims and simple enrollment.
In addition to ISO, there are other insurance providers that offer short-term, long-term, and travel medical insurance plans for H-1B visa holders. These include April International, GeoBlue, and Pacific Prime. It is important to carefully review the different plans and choose the one that best suits your needs and budget.
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ISO student insurance
ISO insurance plans are designed to meet the specific needs of a school's waiver requirements or visa status. For example, ISO offers special plans for J1 visa holders that meet the US Department of State requirements, the J1 Exchange plan and the J1 Exchange Superior plan. F1 OPT students with a valid EAD card can purchase the OPTima Basic Plan or the OPTima Enhanced Plan. ISO also offers the Voyager ISO plan for H-1B visa holders and their dependents.
ISO insurance is known for its dedicated customer service team, with multilingual staff to facilitate easy claims and simple enrollment in their affordable plans. ISO plans cover sicknesses and injuries, with different plans offering different levels of coverage.
If you are sick or injured, you can find an in-network provider by logging into your ISO account and scheduling an appointment. When calling a provider to set an appointment, mention that your plan works with the network found on your insurance ID card.
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ISO travel insurance
ISO, or International Student Organization, is a leading provider of insurance for international students. It is the largest global student insurance manager, having insured over 3 million international students at more than 2,500 schools since its establishment in 1958. ISO offers coverage across the United States and 185 other countries, with access to a network of over 1 million doctors.
ISO specializes in providing insurance plans that meet the specific needs of students, including those on F1 visas, J1 visas, and H-1B visas. The organization offers affordable and comprehensive plans that are tailored to the requirements of different educational institutions, such as universities, colleges, and high schools. ISO's customer service team is multilingual, facilitating easy claims and simple enrollment for students worldwide.
One of the key benefits of ISO travel insurance is its affordability. ISO is able to offer lower rates than many schools' insurance plans because it insures a larger number of international students annually. The organization's plans are designed to meet the waiver requirements and visa status of students at competitive rates.
ISO provides coverage for sicknesses and injuries, with different plans offering varying levels of coverage. For example, the J1 Exchange Plan and the J1 Exchange Superior Plan are tailored for J1 visa holders and meet the requirements set by the US Department of State. Similarly, the OPTima Basic Plan and the OPTima Enhanced Plan are suitable for F1 OPT students with a valid EAD card.
In addition to its standard plans, ISO offers the Close Care package, which provides an annual coverage limit of $500,000 that can be used in the United States or the policyholder's country of nationality. ISO also collaborates with Allianz to provide long-term international plans, including the Care plan, Care Plus plan, and Care Pro plan, with maximum coverage ranging from $2,500,000 to $5,000,000.
Overall, ISO travel insurance is a popular choice for international students due to its affordability, comprehensive coverage, and ease of use. The organization's plans are tailored to meet the specific needs of students studying abroad, making it a worry-free option for those seeking health insurance during their academic journey.
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ISO insurance for high school students
ISO stands for International Student Organization, the world's largest international student insurance manager. ISO has been offering affordable insurance plans since 1958, and its customers are international students. ISO insurance plans are designed to meet the specific needs of a school's waiver requirements or visa status.
ISO is the most popular insurance for international students, with over 1 million students from 2,500 schools and 200+ countries and territories purchasing insurance from them. ISO's customer service team is multilingual, facilitating easy claims and simple enrollment in their affordable plans.
ISO offers two High School plans designed for F1 international students attending middle or high school. Students as young as 12 can enroll as long as they are actively attending classes. The plans offer two different levels of benefits to meet the desired level of coverage. To be eligible for this plan, you must be a non-U.S. citizen, have a current passport or visa, and be temporarily residing outside your home country/country of permanent residence. You must also be a full-time middle school or high school student and start your program within 30 days of the plan's effective date.
ISO also offers special plans for J1 visa holders that meet the U.S. Department of State requirements, the J1 Exchange plan, and the J1 Exchange Superior plan.
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ISO insurance for J1 visa holders
The International Student Organization (ISO) is the largest global student insurance manager, having insured over 3 million international students at more than 2,500 schools since 1958. ISO insurance is offered specifically for international students and provides coverage across the United States and over 185 other countries, with access to over one million doctors.
ISO insurance is also available for J1 visa holders. J1 visa insurance is mandatory, and the U.S. Department of State requires all J1 visa holders to have health insurance coverage for the full duration of their stay in the United States. This insurance must include medical benefits of at least $100,000 per accident or illness. In some cases, your program will provide insurance for you, but if not, you must purchase a private insurance plan. Proof of coverage may be requested by immigration officials when you arrive in the U.S., and failure to provide proof of coverage may result in your program being terminated.
ISO offers two special plans for J1 visa holders that meet the U.S. Department of State requirements: the J1 Exchange Plan and the J1 Exchange Superior Plan. These plans offer 100% coverage, gym discounts, and no monthly costs. The J1 Exchange Superior Plan also includes an exclusive benefit of a $400 OTC card.
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Frequently asked questions
ISO insurance is a leading provider of health insurance for international students. It offers affordable and comprehensive coverage for students pursuing their academic journey in high schools, colleges, and universities.
ISO insurance covers sicknesses and injuries, doctor visits, hospitalization, prescription drugs, mental health coverage, preventive care, and medical evacuation services. It also offers travel insurance for international students travelling within their host country or back to their home countries.
ISO insurance is tailored for international students and offers plans for F1 Visa, J1 Visa, and H-1B Visa holders. It also provides coverage options for high school and middle school students studying in the US.
To enrol in ISO insurance, you need to create an account and provide personal information. You can select the start date of your insurance plan, with the earliest being the next day from the date of purchase. Payment can be made upfront for the number of months you require and accepted payment methods include debit and credit cards (Visa, Mastercard, AMEX).
