Paul Sanchez
KEMBA Financial Credit Union is headquartered in Gahanna, Ohio, and is the 3rd largest credit union in the state. It offers various insurance products to its members, including auto & home, accidental death & dismemberment, and health insurance. While KEMBA Credit Union provides insurance options, it is important to note that these insurance products are not federally insured. The insurance products are offered through Kemba Insurance, LLC, and are separate from the business conducted by the credit union. Members of Kemba Indianapolis Credit Union are also eligible for no-cost Accidental Death & Dismemberment Insurance.
| Characteristics | Values |
|---|---|
| Headquarters | Gahanna, Ohio |
| Ranking in Ohio | 3rd largest credit union |
| Ranking in the US | 217th largest credit union |
| Year established | 1933 |
| Number of employees (as of Dec 2024) | 327 |
| Number of members (as of Dec 2024) | 133,740 |
| Number of locations (as of Dec 2024) | 12 |
| Money market rates | 5X the national average |
| Health rating | A |
| Insurance options | Auto & Home, Accidental Death & Dismemberment, Health, and Life Insurance |
| Maximum FDIC insurance coverage | $250,000 |
| Kemba Insurance, LLC | Wholly owned subsidiary of Kemba Holdings, Inc. |
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What You'll Learn
- Kemba Credit Union members are eligible for $1000 of no-cost TruStage Accidental Death & Dismemberment Insurance
- Kemba Insurance, LLC offers insurance options to protect members' families and valuables
- Kemba Credit Union members can request additional coverage of up to $300,000
- Kemba Credit Union is headquartered in Gahanna, Ohio, and has been in operation since 1933
- Kemba Credit Union is FDIC-insured
Kemba Credit Union members are eligible for $1000 of no-cost TruStage Accidental Death & Dismemberment Insurance
Kemba Credit Union members are eligible for a range of insurance benefits, including $1000 of no-cost TruStage Accidental Death and Dismemberment Insurance. This insurance is underwritten by CMFG Life Insurance Company, which holds an "A" rating (Excellent) from A.M. Best, an independent rating service assessing financial stability.
The Accidental Death and Dismemberment Insurance provides a cash benefit to the beneficiary in the unfortunate event of the policyholder's accidental death or serious injury. This no-cost coverage is a complimentary offering from Kemba Credit Union, and members cannot be turned down for it. It is important to note that this insurance is not a deposit and is not federally insured or guaranteed by the credit union.
In addition to the $1000 coverage, Kemba Credit Union members aged 18 and over can enhance their protection or that of their family with additional coverage of up to $300,000. This optional extra is available at group rates, and acceptance is guaranteed without any medical questions.
The TruStage Insurance Agency, LLC, also offers life insurance policies to Kemba Credit Union members to help protect their loved ones. These policies are not federally insured or guaranteed by the credit union either.
Kemba Credit Union members can also take advantage of other insurance benefits, such as the Education Benefit, Anti-Inflation Benefit, Adaptive Home and Vehicle Benefit, and Waiver of Premium Benefit, which provide additional financial support in specific circumstances related to accidental death or dismemberment.
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Kemba Insurance, LLC offers insurance options to protect members' families and valuables
Kemba Credit Union members can take advantage of a range of insurance options to protect their families and valuables. Kemba Insurance, LLC, a wholly owned subsidiary of Kemba Holdings, Inc., provides insurance products that are not NCUA or federally insured and are separate from any business conducted with Kemba Credit Union or Kemba Holdings, Inc.
One notable offering is the TruStage® Accidental Death & Dismemberment Insurance, which is available at no cost to members of Kemba Indianapolis Credit Union. This insurance provides a cash benefit to beneficiaries in the event of accidental death or serious injury, offering a safety net for families facing financial burdens due to unforeseen circumstances. Members can also increase their protection with additional coverage of up to $300,000, with options for both the Member Only Plan and the Family Plan.
Kemba Insurance also offers TruStage Life Insurance Policies, providing affordable rates and excellent coverage underwritten by CMFG Life Insurance Company. These whole and term life policies can help ease the financial burden on families, covering expenses such as funeral costs, mortgage payments, and unpaid debts.
Additionally, Kemba Credit Union has partnered with professionals to offer the TruStage Auto & Home Insurance Program, providing top-quality protection at discounted rates. This program ensures that members can insure their vehicles and homes at affordable prices, with the convenience of online services and 24/7 claims.
Kemba Insurance takes a personalized approach, working closely with members to understand their unique risks and develop comprehensive solutions to protect their most valuable assets at the best rates. Members can contact Kemba Insurance for a review of their current insurance program and explore the range of insurance offerings tailored to their specific needs.
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Kemba Credit Union members can request additional coverage of up to $300,000
The additional coverage of up to $300,000 is available to members aged 18 and over and can be used to protect your family’s financial future. This additional coverage is offered at group rates, and you cannot be turned down. It is important to note that this coverage reduces by 50% for those aged 70 and older, regardless of age at enrollment.
Kemba Credit Union is committed to improving the financial well-being of its members and believes that providing insurance options is one way to do so. Kemba Insurance works closely with its members to understand their unique risks and develop comprehensive solutions to protect their most valuable assets at the best rates possible.
It is important to note that the insurance products offered by Kemba Insurance, LLC, a wholly owned subsidiary of Kemba Holdings, Inc., are separate from any business conducted with Kemba Credit Union or Kemba Holdings, Inc. Additionally, these insurance products are not NCUA or otherwise federally insured and may involve investment risk, including the possible loss of principal.
While Kemba Credit Union offers insurance options, it is always recommended to consult with a trusted financial advisor or insurance professional to determine the right coverage for your specific needs.
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Kemba Credit Union is headquartered in Gahanna, Ohio, and has been in operation since 1933
Kemba Credit Union offers its members insurance options to protect their families and valuables. For instance, Kemba members aged 18 and over are eligible to enroll for $1000 of no-cost TruStage Accidental Death & Dismemberment Insurance. This insurance is underwritten by CMFG Life Insurance and pays a cash benefit to the beneficiary if the policyholder dies in an accident or suffers a serious injury. Credit union members can also increase their protection with additional coverage of up to $300,000.
Kemba Insurance, LLC, a wholly-owned subsidiary of Kemba Holdings, Inc., offers insurance products that are separate from Kemba Credit Union. Kemba Insurance works closely with customers to develop a comprehensive solution to protect their assets at the best rates.
While Kemba Credit Union offers insurance options, it is important to note that these insurance products are not federally insured or guaranteed by the credit union. The insurance products offered by Kemba Credit Union and Kemba Insurance, LLC, are not NCUA or otherwise federally insured and may involve investment risk.
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Kemba Credit Union is FDIC-insured
Kemba Credit Union is headquartered in Gahanna, Ohio, and is the 3rd largest credit union in the state. It has been in operation since 1933 and has grown to include 133,740 members across 12 locations.
As a member of Kemba Credit Union, you are eligible for $1,000 of no-cost TruStage Accidental Death & Dismemberment Insurance. This insurance is underwritten by CMFG Life Insurance and pays a cash benefit to your beneficiary if you die in an accident or suffer a serious injury. Members can also choose to increase their protection with additional coverage of up to $300,000.
It's important to note that while Kemba Credit Union offers insurance products through Kemba Insurance, LLC, these products are separate from the credit union and are not NCUA or federally insured. Kemba Insurance works closely with customers to develop comprehensive solutions to protect their assets, but these products may involve investment risk.
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Frequently asked questions
No, Kemba Credit Union is not federally insured. However, it does offer insurance options to its members, such as Accidental Death & Dismemberment Insurance and Health Insurance.
Kemba Credit Union offers its members $1,000 of no-cost Accidental Death & Dismemberment (AD&D) Insurance. Members can also purchase additional coverage of up to $300,000 at group rates.
To be eligible for Kemba Credit Union's insurance coverage, members must be 18 years or older. There are no medical questions or requirements to enrol, and coverage is guaranteed.
To enrol in Kemba Credit Union's insurance coverage, you can fill out an online form or contact a Kemba Insurance representative by phone at 513-763-8790. Once enrolled, you will receive a Certificate of Insurance in the mail.
