Flight Insurance: Is Orbitz Worth The Money?

is orbitz flight insurance worth it

Orbitz is a top online travel agency that offers a rewards program and promo codes for bookers to save on travel packages. It provides travel insurance through Allianz Global Assistance, which offers several coverage levels, including the Airline Ticket Protector, which covers non-refundable tickets for up to $3,000 in case of trip cancellations due to medical emergencies, bad weather, or other reasons. Orbitz also offers a Package Protection plan, which covers trip interruptions, delays, and medical expenses. However, Orbitz has received some negative reviews regarding its insurance claims process, with customers reporting difficulties in filing claims. This article will explore the pros and cons of Orbitz flight insurance and help you decide if it's worth purchasing.

Characteristics Values
Pros Offers versatile plan options and upgrades for travelers of all ages
Trip cancellations for any reason
Missing or delayed baggage reimbursement
Medical coverage
Trip interruptions, trip delays, and medical expenses are covered post-departure
Bedside Companion Benefit if a traveling companion is hospitalized
Vacation Waiver which allows customers to change or cancel their trip once for any reason
Good ratings from Moody’s, A.M. Best, and the Better Business Bureau
Cons Several limitations and exclusions which may nullify claims
Customers have complained about the difficulty of filing a claim
Customers are advised to upgrade by purchasing optional coverage for added peace of mind

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Orbitz's insurance covers trip cancellations, missing/delayed baggage and medical emergencies

Orbitz travel insurance offers versatile plan options and upgrades for travellers of all ages. Orbitz's insurance covers trip cancellations, missing/delayed baggage, and medical emergencies.

Trip cancellations

Trip cancellations are covered by Orbitz's Package Protection plan, which can be purchased online up to 24 hours after booking a flight. Travellers are reimbursed up to the total trip cost due to cancellations for specific reasons outlined in the schedule of benefits. Trip interruptions and trip delays are also covered post-departure. Reimbursements are subject to exclusions and limitations. Orbitz also offers a Vacation Waiver, which allows travellers to change or cancel their trip once for any reason.

Missing/delayed baggage

Orbitz's Trip Protector Plus covers lost, delayed, or damaged baggage. This includes reimbursement for missing or delayed baggage under the Package Protection plan.

Medical emergencies

Medical emergencies are covered by Orbitz's Trip Protector Plus, which includes emergency medical or dental care and emergency medical transportation. Medical expenses are also covered post-departure under the Package Protection plan. Orbitz also offers a Bedside Companion Benefit, providing $100 per day if a travelling companion is hospitalised.

While Orbitz travel insurance offers comprehensive coverage for trip cancellations, missing/delayed baggage, and medical emergencies, it is important to note that there are limitations and exclusions that may nullify claims. Customers are advised to carefully review the terms, conditions, limits, and exclusions of the policy before purchasing.

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The cost of Orbitz's insurance is calculated as a percentage of the total trip cost

Orbitz is a top online travel agency that offers its customers a range of travel insurance options. The cost of Orbitz's insurance is calculated as a percentage of the total trip cost, including the airline ticket fare. This is a common method used by travel insurance companies to determine the price of their policies.

Orbitz offers a Package Protection plan that can be purchased online up to 24 hours after booking a flight. This plan covers trip interruptions, trip delays, and medical expenses post-departure. It also includes a Bedside Companion Benefit, which provides $100 per day if a travelling companion is hospitalised. The Package Protection plan can be cancelled before the trip starts and up to 15 days after booking.

Additionally, Orbitz offers a Vacation Waiver, which allows customers to change or cancel their trip once for any reason. This waiver covers change and cancellation fees but does not apply to non-changeable flights. Orbitz also provides a Flight Cancellation Plan, with fees depending on the total trip or airline ticket cost.

It is important to note that Orbitz's insurance has received some negative reviews, and customers are advised to carefully read the terms, conditions, limitations, and exclusions of the policies before purchasing. Optional coverage from Travel Guard and Aon Affinity Travel Practice can be added for more comprehensive protection.

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Customers have complained about the difficulty of filing a claim with Orbitz

Orbitz is a travel booking site that offers travel insurance through Allianz Global Assistance. The company provides several levels of coverage, including the Airline Ticket Protector, which covers non-refundable tickets for up to $3,000 in case of trip cancellation due to medical emergencies, bad weather, or strikes. However, customers have encountered difficulties when filing claims with Orbitz.

In one instance, a customer purchased travel insurance from Orbitz but encountered issues when trying to file a claim while in Dubai. Despite having a confirmation email and a travel insurance number, Allianz had no record of the purchase. This resulted in confusion and frustration for the customer. Another customer shared a similar experience, where Orbitz did not charge their credit card for the insurance and denied responsibility, only offering a $200 voucher for future travel.

In other cases, customers have taken Orbitz to small claims court and won. One customer shared their experience of receiving a refund, a $200 travel credit, and having their court fees covered after alleging fraud and threatening legal action. Another customer was successful in receiving a judgment in their favor for their initial loss, additional compensation for their trouble, and their filing and process server fees. These experiences highlight the challenges customers have faced when attempting to file claims or seek compensation from Orbitz.

To avoid such difficulties, customers are advised to carefully review the terms, conditions, limitations, and exclusions of Orbitz's policies before purchasing. Understanding the fine print can help prevent misunderstandings and ensure customers know what is covered and what may nullify their claims. Additionally, customers should be aware that Orbitz's terms of use include an arbitration clause, which means that disputes may need to be resolved through arbitration rather than the courts.

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Orbitz offers a Vacation Waiver that allows customers to change or cancel their trip once

Orbitz is a top online travel agency that offers a Vacation Waiver, allowing customers to change or cancel their trip once for any reason. This waiver is an optional add-on that provides flexibility and peace of mind for travellers. It is important to note that the Vacation Waiver only covers change and cancellation fees and does not include non-changeable flights. To utilise this waiver, customers must change or cancel their package reservations before the scheduled start times.

The Orbitz Vacation Waiver is particularly useful in unforeseen circumstances, such as illness, accidents, or other unexpected events that may cause travellers to alter or cancel their plans. By purchasing this waiver, customers can avoid financial losses associated with last-minute changes or cancellations, which can be significant. This protection ensures that travellers do not lose the money they have already paid for their trip.

In addition to the Vacation Waiver, Orbitz offers a range of travel insurance options through Allianz Global Assistance. These insurance plans provide comprehensive coverage for various scenarios, including trip cancellations, medical emergencies, lost or delayed baggage, and trip interruptions. Orbitz's insurance plans are designed to meet the needs of both domestic and international travellers, with specific plans like the Airline Ticket Protector and Ticket Protector Plus catering to different types of travellers.

While the Vacation Waiver provides flexibility for travellers, it is important to carefully consider the limitations and exclusions of this option. Orbitz advises customers to read the fine print and understand the terms, conditions, and limitations of their policies to prevent misunderstandings. Additionally, customers should be aware that the Vacation Waiver may not cover all costs associated with changing or cancelling a trip, and there may be exclusions that nullify claims. Therefore, it is recommended to review the specific terms and conditions provided by Orbitz to make an informed decision about the Vacation Waiver and travel insurance options.

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Orbitz's insurance has limitations and exclusions that may nullify claims

Orbitz travel insurance has several limitations and exclusions that may nullify claims. Firstly, Orbitz is primarily a travel booking site, not an insurance company, and its insurance offering has a low rating on Trustpilot. Orbitz travel insurance may be cheaper due to its low dollar limits and large number of exclusions.

The Orbitz Flight Cancellation Plan only covers domestic flights within the continental United States, excluding Hawaii and Alaska. Under this plan, Orbitz refunds your flight in the form of travel credits with the same airline, which can only be used to purchase a new flight with that airline.

The Package Protection plan covers trip interruptions, trip delays, and medical expenses post-departure. However, reimbursements are subject to exclusions and limitations. The Vacation Waiver only covers change and cancellation fees and does not apply to non-changeable flights.

Additionally, Orbitz travel insurance does not cover cancellations due to lockdowns, and its ability to provide reimbursement for flight changes or cancellations has been criticized by some customers. Therefore, customers are advised to purchase optional coverage from Travel Guard and Aon Affinity Travel Practice for added peace of mind when travelling.

Frequently asked questions

Orbitz offers a Package Protection plan that covers cancellations for specific reasons, trip interruptions, trip delays, and medical expenses. It also offers a Bedside Companion Benefit that covers hospitalisation costs for a travelling companion. Additionally, Orbitz provides Flight Cancellation Protection for domestic flights within the US, excluding Hawaii and Alaska.

Orbitz flight insurance fees are typically calculated as a percentage of the total trip or airline ticket cost. The cost of the Orbitz Package Protection Plan and Flight Cancellation Plan depends on the total cost of the trip or airline ticket.

Orbitz flight insurance can provide peace of mind and financial protection in the event of unforeseen circumstances. It covers trip cancellations, delays, interruptions, medical emergencies, and lost or delayed baggage. However, there are limitations and exclusions to the coverage, and customers are advised to read the fine print carefully before purchasing.

To file a claim, contact Orbitz customer service and provide your record locator. For optional coverage purchased from Travel Guard or Aon Affinity Travel Practice, follow the claim filing process listed by these providers. It is important to note that some customers have reported difficulties in filing claims with Orbitz.

Yes, customers can consider purchasing travel insurance from other providers, such as Travel Guard or Aon Affinity Travel Practice, which offer additional coverage options. Alternatively, customers can rely on their credit card benefits or direct booking benefits provided by the airline or hotel chain.

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