Orlando Harmon
Passport Health provides a holistic travel health service, specializing in travel vaccines, advice, and information. They do not accept insurance but will submit a claim to your insurance provider. Medicare does not cover vaccines or medicines for foreign travel. Meanwhile, Passport by Molina Healthcare offers a Medicaid health plan in Kentucky that combines Medicaid and Medicare into a comprehensive plan with additional benefits.
| Characteristics | Values |
|---|---|
| What is Passport? | A Medicare Advantage plan that combines Medicaid and Medicare into a comprehensive plan. |
| Who is it for? | Low-income people, families, children, pregnant women, seniors, and people with disabilities. |
| Who provides it? | Molina Healthcare |
| Where is it provided? | Kentucky |
| What does it cover? | Doctor visits, hospital stays, prescriptions, lab tests, x-rays, and more. |
| What else does it offer? | Additional benefits such as a pre-funded debit card for over-the-counter items, transportation, and groceries. |
| How to enroll? | Call Passport at (833) 576-1813, go online to www.kynect.ky.gov, or call Kynect at (855) 459-6328. |
| Does Passport accept insurance? | No, but they offer to submit claims to insurance providers. |
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What You'll Learn
Passport Medicare Advantage plan
The Passport Medicare Advantage plan, also known as Part C, is offered by Molina Healthcare, Inc. and is available to Kentucky Medicare beneficiaries. It combines the benefits of Original Medicare (Part A and Part B) into a single plan, covering inpatient hospital care, skilled nursing facility care, long-term care hospitals, certain doctors' services, outpatient care, medical supplies, and preventive services.
Passport Medicare Advantage also includes Part D (Prescription Drug Coverage), providing comprehensive coverage for prescription drugs. Additionally, this plan offers extra benefits beyond those covered by Original Medicare, such as dental, vision, and hearing services, though there may be provider network restrictions.
The Passport Medicare Advantage plan allows individuals to combine their Medicaid and Medicare coverage, providing even more benefits and savings under one comprehensive plan. This means that individuals will not lose their Medicaid benefits and can take advantage of the additional advantages offered by Passport.
Passport Medicare also provides a personal team to help individuals find the care they need, maximize their benefits, and connect with community resources. This includes a pre-funded debit card that can be used for over-the-counter items, transportation, and even groceries, depending on the individual's location and eligibility.
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Medicaid eligibility
Medicaid is a government program that provides health coverage to over 77.9 million Americans. It is a joint federal and state program that covers children, pregnant women, parents, seniors, and individuals with disabilities. To participate in Medicaid, federal law requires states to cover certain groups, including low-income families, qualified pregnant women and children, and individuals receiving Supplemental Security Income (SSI).
Eligibility for Medicaid is based on income, with most states having chosen to expand coverage to adults. The Affordable Care Act of 2010 established a new methodology for determining income eligibility, using Modified Adjusted Gross Income (MAGI). MAGI is used to determine financial eligibility and considers taxable income and tax filing relationships. It replaced the former process, which was based on the methodologies of the Aid to Families with Dependent Children program that ended in 1996.
Some individuals are exempt from the MAGI-based income counting rules, such as those whose eligibility is based on blindness, disability, or age (65 and older). For these individuals, eligibility is generally determined using the income methodologies of the SSI program administered by the Social Security Administration. However, some states may use more restrictive eligibility criteria.
To apply for Medicaid, individuals must be residents of the state in which they are applying and meet the income requirements for that state. Each state has its own requirements, and it is recommended to check with the state's Medicaid agency to determine eligibility. The best way to find out if one is eligible is to apply, and even if one person in a family is not eligible, others in the family may qualify.
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Molina Healthcare
Passport by Molina Healthcare is a Medicaid health plan that provides expert care from quality doctors, along with extra benefits and dedicated customer service. Basic Medicaid covers core medical services, including doctor visits, hospital stays, prescriptions, lab tests, and x-rays. However, the Passport Medicaid plan goes beyond these basics, offering additional benefits to promote better health and help individuals save money. This includes a pre-funded debit card that can be used for over-the-counter items, transportation, and even groceries, depending on the location and eligibility.
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Travel health service
One key aspect of travel health services is providing information and access to necessary immunizations and vaccinations for your destination. For example, if you are travelling to a region with a high risk of certain diseases, such as malaria or yellow fever, travel health services can advise you on the recommended vaccinations and help you get them before your trip.
In addition, travel health services can assist with pre-travel consultations, where they assess your individual needs and risks based on your health history and the specifics of your trip. They can also provide you with a travel health kit that includes essential items such as first aid supplies, insect repellent, and medications for common travel-related ailments.
Some travel health services also offer ongoing support during your trip, such as 24/7 access to travel health notices, clinical updates, and healthy travel tips from the CDC. They can also assist in locating healthcare providers in your destination country and provide advice on medical coverage and insurance.
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Medicare Parts
Medicare is the federal government health insurance program that provides health care coverage for people aged 65 or older, or those under 65 who receive Social Security Disability Insurance (SSDI) for 24 months, or begin receiving SSDI due to ALS/Lou Gehrig's Disease, or have End-Stage Renal Disease (ESRD) regardless of age.
There are four parts to Medicare: Part A, Part B, Part C, and Part D. Each part covers different services, and you can choose which parts to sign up for based on your needs and budget.
Part A is free for those who have worked and paid Medicare taxes for at least 10 years, or who are eligible due to their spouse's work. It covers inpatient hospital stays, hospice care, and some skilled nursing care. However, there is a deductible for each benefit period, and you will be responsible for a coinsurance payment, which is typically 20% of the approved amount.
Part B covers outpatient care, doctor visits, ambulance transportation, diagnostic screenings, lab tests, medical equipment, and other outpatient services. Most people pay a monthly premium for Part B, the cost of which depends on your income level.
Part C, also known as Medicare Advantage, is an alternative to Parts A and B that bundles several coverage types, including Parts A, B, and usually D. It is offered by private companies that are approved by Medicare and must follow Medicare's rules. These plans often include different out-of-pocket costs and may offer extra benefits not included in Original Medicare.
Part D helps cover the cost of prescription drugs and vaccines. It is offered by private insurance companies and can be added to Original Medicare or a Medicare Advantage Plan. Each plan can have different premiums, deductibles, and copayment tiers for prescription drugs, with generics costing less than brand-name medications.
The costs and coverage of each part can vary, and it is important to review your options to ensure you have the Medicare coverage that best suits your needs.
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Frequently asked questions
Passport Insurance is a Medicaid health plan by Molina Healthcare that provides health coverage for eligible families, seniors, and people with disabilities in Kentucky.
Medicaid covers the cost of health services for eligible individuals, including doctor visits, hospital stays, prescriptions, lab tests, and x-rays.
Passport Insurance offers extra benefits such as travel vaccines, advice, and immunizations through its Passport Health travel clinics. It also provides a holistic travel health service, specializing in travel-specific vaccines and advice.
There are three ways to enroll in the Passport Medicaid plan: by calling Passport, enrolling online at www.kynect.ky.gov, or calling the Department for Community Based Services (DCBS).
