Topa Insurance: Admitted Carrier Status Explained

Topa Insurance Company is a boutique carrier, headquartered in Calabasas, California, that offers a range of insurance products for wholesale brokers, general agents, and MGAs. The company is a wholly owned subsidiary of Topa Insurance Group, a specialty insurance platform with business interests in commercial real estate, property management, consumer finance, and insurance. Topa Insurance is admitted in several states, including Arizona, California, Colorado, Nevada, and Washington, and offers various commercial and personal insurance lines. The company values respect, integrity, community, accountability, and innovation, and is committed to strong relationships, aligned partnerships, excellent service, underwriting expertise, and quality products.

Topa Insurance is admitted in Arizona and California

Topa Insurance Company is a boutique carrier, committed to strong relationships, aligned partnerships, excellent service, underwriting expertise, and quality products for its wholesale brokers, general agents, and MGAs. The company is headquartered in Calabasas, California, and is one of the wholly-owned subsidiaries of Topa Insurance Group, a boutique insurance holding company that provides wholesale insurance solutions.

Topa Insurance Group is a specialty insurance platform, consisting of core company Topa Insurance Company, as well as Dorchester Insurance Company (USVI), Hines Peak Claims Adjusters, and Topa Insurance Services (USVI). The group is governed by a Board of Directors, with Chris Greco as Chair. Topa Insurance Company's predecessor, Universal Security Insurance Company, received its Charter in the state of California on March 23, 1981.

Topa Premier Commercial Insurance (TPCI)

Topa Insurance Company is a boutique carrier that provides wholesale insurance solutions. The company is headquartered in Calabasas, California, and has a strong commitment to its values of respect, integrity, community, accountability and innovation. Topa Insurance Company offers a range of insurance products, including personal and commercial lines. One of its commercial insurance products is the Topa Premier Commercial Insurance (TPCI).

TPCI is a BOP (Business Owners Policy) and CPP (Commercial Package Policy) hybrid product, which is underwritten by Topa Insurance and admitted in California. It offers comprehensive coverages, including BIEE on ALS basis, monoline policy capability, and CPP liability limit structure. TPCI is designed to provide clear and easily understandable information on coverages, limits and other conditions in its quote proposal and policy declaration. The policies are highly customizable, allowing insureds to group their operations into a single policy.

TPCI caters to over 10 main industries, including Artisan Contractors, Builder's Risk, Eating and Drinking Places, Habitational, Hospitality, Lessor's Risk and Self-Storage, Manufacturing and Processing, Religious Institutions, Rental, Retail and Service, and Wholesale. To meet the diverse needs of clients, TPCI offers three coverage bundle options: Standard, Advantage, and Advantage+. Additionally, TPCI provides multiple discount options and covers beyond standard industry coverages with its Cyber Suite, Employment Practices Liability, and Equipment Breakdown Inspection Services.

In terms of admitted states and liability, TPCI combined liability cannot exceed $1,000,000 in Arizona and California. When combined with Excess, the total liability limit remains the same but includes the states of Colorado, Nevada, and Washington. TPCI also offers a Commercial Automobile Intra-State Program for Commercial Automobile Liability and/or Physical Damage specifically in the state of California.

Topa Insurance's predecessor

Topa Insurance Company is a boutique insurance carrier headquartered in Calabasas, California. It is a wholly owned subsidiary of Topa Insurance Group, which provides wholesale insurance solutions. Topa Insurance Group is a specialty insurance platform, consisting of core company Topa Insurance Company, as well as Dorchester Insurance Company (USVI), Hines Peak Claims Adjusters, and Topa Insurance Services (USVI).

Topa Insurance Company's predecessor was Universal Security Insurance Company, which received its Charter in California on 23rd March 1981. Universal Security Insurance Company was originally owned by Sperry and Hutchinson (S&H Green Stamps) and was later merged into Baldwin United Corporation. On 31st December 1984, the company was acquired by John E. Anderson and renamed Topa Insurance Company. It became a part of Anderson Holdings, a privately held conglomerate with business interests in commercial real estate, property management, consumer finance, and insurance. Anderson Holdings has extensive operations in California, Nevada, Hawaii, and the U.S. Virgin Islands.

Topa Insurance Company is committed to building strong relationships, fostering aligned partnerships, and providing excellent service, underwriting expertise, and quality products for its wholesale brokers, general agents, and MGAs. The company offers both personal and commercial insurance lines, with admitted states including Arizona, California, Colorado, Nevada, and Washington.

Topa Insurance Group is governed by a Board of Directors, including Chris Greco (Chair), Judith Munzig (Anderson), William Eyre, Judy Mann, Simon Fascione, and Lawrence Genalo. The company values respect, integrity, community, accountability, and innovation, and strives to be an employer of choice by encouraging professional development and achievement for its employees.

Topa Insurance Group's business interests

Topa Insurance Group is a specialty insurance platform and boutique insurance holding company, providing wholesale insurance solutions. It is a wholly owned subsidiary of Anderson Holdings, a privately held conglomerate with business interests in commercial real estate, property management, consumer finance, and insurance. Anderson Holdings has extensive operations in California, Nevada, Hawaii, and the U.S. Virgin Islands.

Topa Insurance Group is headquartered in Calabasas, California, and consists of several companies. These include the core company, Topa Insurance Company, as well as Dorchester Insurance Company (USVI), Hines Peak Claims Adjusters, and Topa Insurance Services (USVI). Topa Insurance Company has two locations in the United States: Calabasas, California, and St Charles, Illinois.

Topa Insurance Group offers a range of insurance products, including personal and commercial insurance lines. The company is committed to strong relationships, aligned partnerships, excellent service, underwriting expertise, and quality products for its wholesale brokers, general agents, and MGAs.

Topa Insurance Company is an admitted carrier in Arizona and California for its Topa Premier Commercial Insurance (TPCI) product. Combined liability coverage for TPCI and Excess cannot exceed $1,000,000 in these admitted states. Additionally, Topa Insurance offers a Commercial Automobile Intra-State Program for Commercial Automobile Liability and/or Physical Damage in the state of California. This program has specific distribution requirements and application procedures.

Topa Insurance's program partners

Topa Insurance Company is a boutique carrier and the core company of the Topa Insurance Group. It is committed to strong relationships, aligned partnerships, excellent service, underwriting expertise, and quality products for its wholesale brokers, general agents, and MGAs.

Topa Insurance Group is a specialty insurance platform that provides wholesale insurance solutions. It is made up of the core company Topa Insurance Company, as well as Dorchester Insurance Company (USVI), Hines Peak Claims Adjusters, and Topa Insurance Services (USVI). The group is headquartered in Calabasas, California, and operates in California, Nevada, Hawaii, and the U.S. Virgin Islands.

Topa Insurance Company markets and distributes its commercial and personal products through a network of appointed wholesale brokers and general agents. The company offers a broad range of marketing assistance to its customers and is committed to helping its producing partners grow their businesses.

Topa Insurance Company's commercial lines include the Topa Premier Commercial Insurance (TPCI) package, which is available in Arizona and California. The TPCI and Excess combined liability cannot exceed $1,000,000. The company also offers a Commercial Automobile Intra-State Program with Liability and/or Physical Damage coverage in the state of California. This program is distributed through Appointed General Agents only and requires a Topa application, current MVRs, vehicle registrations, and loss runs.

Topa Insurance Company's commitment to its partners is evident in its efforts to provide excellent service, expertise, and quality products. The company's values of Respect, Integrity, Community, Accountability, and Innovation drive its team to excel and innovate in the insurance industry.

Frequently asked questions