Jeffrey Wade
May River Medicare Insurance is an independent Medicare brokerage firm founded in Bluffton, South Carolina, in 2011. Licensed in over 32 states, May River Medicare is affiliated with more than 30 top-rated national insurance carriers, including Blue Cross Blue Shield, Aetna, Cigna, and Mutual of Omaha. The company's mission is to educate and empower clients to make informed healthcare decisions and enrol them in Medicare plans that meet their unique needs. May River Medicare provides free consultations, claims support, and ongoing assistance with prescription drug plans and insurance claims.
| Characteristics | Values |
|---|---|
| Founded | 2011 in Bluffton, South Carolina |
| Type | Independent Medicare brokerage firm |
| Carriers | Blue Cross Blue Shield, Aetna, Cigna, Mutual of Omaha and many other A-rated carriers |
| Licensed in | Over 32 states |
| Mission | Educate, empower and enroll clients in ideal Medicare plans based on their needs |
| Services | Free consultations, quotes, and ongoing support |
| Coverage Start Date | January 1-March 31 each year |
| Affiliation | Not affiliated with any government agency or program |
| Ownership | Owned and operated by a licensed health insurance agency, Medicare Supplements of America LLC |
| Enrollment | No obligation to enroll, benefits may vary by plan and location |
| Support | Free lifetime support for claims, appeals, drug exceptions, and plan changes |
Explore related products
$14.99
What You'll Learn
Medicare Advantage plans
May River Medicare Insurance is an independent Medicare brokerage firm founded in Bluffton, South Carolina, in 2011. It is licensed with over 30 top-rated national insurance carriers, including Blue Cross Blue Shield, Aetna, Cigna, and Mutual of Omaha. May River Medicare Insurance assists clients in navigating their Medicare options, comparing top carriers and plans, and providing ongoing support with claims and appeals.
However, it's important to note that Medicare Advantage plans have certain restrictions. They may require you to live and receive non-emergency medical care within a specific geographic service area. There may also be limitations on your ability to switch back to original Medicare, and you may need prior authorization for certain tests or procedures.
Overall, Medicare Advantage plans can offer a convenient all-in-one solution for individuals seeking Medicare coverage, but it's essential to carefully consider your specific healthcare needs and the plan's restrictions before enrolling.
VA Benefits: Medicare Supplement Insurance Coverage
You may want to see also
Explore related products
$16.89 $28.99
Medicare Supplement Insurance plans
May River Medicare Insurance is an independent Medicare brokerage firm founded in Bluffton, South Carolina, in 2011. It is licensed with over 30 top-rated national insurance carriers, including Blue Cross Blue Shield, Aetna, Cigna, and Mutual of Omaha. May River Medicare assists clients in navigating their Medicare options, comparing top carriers and plans to find the best fit for their unique needs.
Plan A offers basic coverage, including coinsurance for hospital stays and additional living costs. Plan B includes everything in Plan A, plus coverage for the Medicare Part A deductible. Plan C is the most comprehensive, covering all the deductibles, coinsurance, and copayments that original Medicare doesn't cover. Plan D focuses on prescription drug coverage, while Plan F is popular for its comprehensive coverage, including all the deductibles and coinsurance, but it is usually the most expensive plan.
Plan G is similar to Plan F but doesn't cover the Medicare Part B deductible. Plan K and L offer similar coverage but with different cost-sharing structures, where the insured pays a portion, and the plan pays the rest. Plan M and N are more comprehensive than the basic plans but less costly than Plans F and G. These plans cover most deductibles and coinsurance but may not include all the benefits of Plans F and G.
May River Medicare helps clients understand these different plans and choose the one that suits their specific needs. They offer free consultations and quotes, guiding clients through the complex world of Medicare and its jargon. Their team of knowledgeable agents, such as Chris Dewey, assists clients in transitioning from group coverage to Medicare, finding the lowest-priced supplement plans, and navigating prescription drug plans based on individual needs.
May River Medicare's unique selling point is its client service. They provide free lifetime support for their clients' policy needs, keeping them informed about rate changes and assisting with claims and appeals. They also help clients find new plans when they move to a different area.
Maximizing Your Medical Insurance Benefits: Understanding Your Policy
You may want to see also
Explore related products
Prescription drug plans
May River Medicare Insurance is a licensed and certified independent Medicare brokerage firm founded in 2011 in Bluffton, South Carolina. They are affiliated with insurance agents licensed to sell Medicare Advantage plans and stand-alone PDP prescription drug plans.
Medicare Advantage plans are Medicare-approved plans from private companies that bundle health and drug coverage. Most Medicare Advantage plans include Medicare Part D, which helps pay for prescription drugs. Medicare Advantage plans may also offer extra benefits that Original Medicare doesn't cover, such as vision, hearing, and dental services.
May River Medicare Insurance can help you navigate the different Medicare Advantage plans and prescription drug plans to find the one that best suits your needs. Their agents can explain the various options and help you understand which plan is the most suitable for your specific prescription needs.
It is important to note that Medicare Advantage plans are not the only way to obtain prescription drug coverage. Medicare also offers stand-alone prescription drug plans, known as Medicare Part D plans, which can be purchased separately from your health insurance. These plans can help you pay for the prescription drugs you need, and you can compare plans to find one with lower drug costs.
Additionally, there are programs available to help with drug costs, such as the Limited Income Newly Eligible Transition (LI NET) Program, which provides temporary Medicare Part D drug coverage to those who qualify for Extra Help but are not yet enrolled in a Medicare drug plan. You can also contact your local State Health Insurance Assistance Program (SHIP) to get free help applying for Extra Help and Medicare Savings Programs.
The True Cost of Dental and Medical Insurance
You may want to see also
Explore related products
![Latitude 64 Opto Air River Disc Golf Fairway Driver, Pick Color/Weight [Stamp & Exact Color May Vary]](https://m.media-amazon.com/images/I/61bxm8xCuEL._AC_UY218_.jpg)
![Latitude 64 Gold Burst River Fairway Driver Golf Disc [Colors May Vary]](https://m.media-amazon.com/images/I/51vAJ4o1aDL._AC_UY218_.jpg)
![Medicare and Social Security: [5 in 1] Maximize Your Retirement Benefits, Secure Medical Coverage and Quality Healthcare | Proven Strategies to Protect Your Financial Future Avoiding Costly Mistakes](https://m.media-amazon.com/images/I/71sRJGiWeQL._AC_UL320_.jpg)
Medicare coverage period
May River Medicare Insurance is an independent Medicare brokerage firm founded in Bluffton, South Carolina, in 2011. It is licensed with over 30 top-rated national insurance carriers, including Blue Cross Blue Shield, Aetna, Cigna, and Mutual of Omaha. The company assists clients in navigating their Medicare options, comparing top carriers and plans, and providing ongoing support with claims and appeals.
Now, let's discuss the Medicare coverage period in detail:
Initial Enrollment Period (IEP):
The Initial Enrollment Period for Medicare is a seven-month window that begins three months before an individual turns 65, includes their birthday month, and ends three months after they turn 65. This period is when individuals can first enroll in Medicare Parts A and B. For Part A coverage, individuals can sign up at any time after turning 65. Coverage can start as early as six months back from the enrollment date or when applying for Social Security benefits, but it cannot start before the month the individual turns 65. For Part B, coverage begins the month after enrollment during the IEP.
General Enrollment Period (GEP):
The General Enrollment Period runs annually from January 1 to March 31. This period is for individuals who missed their Initial Enrollment Period for Medicare Part B or premium Part A. Coverage for enrollment during the GEP also starts the month after enrollment. A late enrollment penalty may apply if individuals do not qualify for a Special Enrollment Period.
Special Enrollment Period (SEP):
The Special Enrollment Period is available in specific situations, allowing individuals to sign up for Part B or premium Part A without incurring a late enrollment penalty. For example, this applies to individuals who had coverage through their employer or TRICARE and those who were outside the United States for at least 12 months, performing volunteer service for a tax-exempt organization. The SEP is a six-month period that starts the month after the individual is no longer covered by their previous insurance or returns to the United States.
Medicare Advantage and Drug Plans:
To join a Medicare Advantage Plan (Part C), individuals must have both Part A and Part B. Enrollment for Part C occurs during the Annual Election Period, which runs from October 15 to December 7 each year. On the other hand, to join a Medicare drug plan (Part D), individuals only need Part A or Part B. The enrollment period for Part D is similar to the IEP, with coverage starting the month after enrollment.
It's important to note that Medicare coverage periods may vary based on individual circumstances, and specific rules and restrictions apply to each period. Consulting with a knowledgeable Medicare broker, such as May River Medicare Insurance, can help individuals navigate these periods and choose the most suitable plan for their needs.
Uber Drivers and Medical Insurance: What's the Deal?
You may want to see also
Explore related products
Medicare brokerage
May River Medicare Insurance is an independent Medicare brokerage firm founded in Bluffton, South Carolina, in 2011. It is licensed with over 30 top-rated national insurance carriers, including Blue Cross Blue Shield, Aetna, Cigna, and Mutual of Omaha. May River Medicare is not affiliated with any government agency or program and is owned and operated by a licensed health insurance agency.
The company's mission is to educate and empower clients to make informed decisions about their Medicare plans. They provide free consultations, quotes, and ongoing support, and their services are available in over 32 states. May River Medicare assists clients in navigating the complex world of Medicare, helping them compare top carriers and plans to find the best fit for their unique needs. They offer guidance on various Medicare-related topics, such as how Medicare works, when to enrol, and choosing the right drug plan.
One of the key advantages of working with May River Medicare is their client service. Once a policy is in force, their Client Service Team provides free lifetime support. They assist with claims, prescription drug claims, appeals, and rate changes. They also help clients who move to a new area to find a suitable plan in their new location.
May River Medicare stands out from other brokers by putting advocacy over sales. Their services are free of charge, and they do not push specific plans on their clients. Instead, they focus on educating and empowering their clients to make informed decisions. This approach has earned them a reputation as one of the best-kept secrets in the Medicare business, with many satisfied clients who appreciate their knowledgeable guidance and support throughout their Medicare journey.
Double Job, Double Medical Insurance: What to Do?
You may want to see also
Frequently asked questions
May River Medicare Insurance is an independent Medicare brokerage firm founded in Bluffton, South Carolina, in 2011. It is licensed with over 30 top-rated national insurance carriers.
May River Medicare Insurance helps clients navigate their Medicare options, comparing carriers and plans to find the best fit for their unique needs. They also assist with claims, help resolve drug denials, and shop the market for better-value carriers if a client's plan increases in cost.
May River Medicare Insurance is not affiliated with any government agency or insurance carrier. They are a trusted and transparent advocate for their clients, focusing on advocacy over sales. Their services are completely free, and they provide free lifetime support for their clients' policy needs.
You can contact May River Medicare Insurance by calling 843-227-6725 or visiting their website, mayrivermedicare.com.
![The Medicare Bible for Beginners: [3 in 1] Unlock Medical Benefits and Quality Healthcare | Super Easy Insider Strategies to Navigate Medicare While Avoiding Costly Mistakes](https://m.media-amazon.com/images/I/71tm-tSiWnL._AC_UL320_.jpg)
