Auto Insurance Discounts For Veterans: Best Companies

Veterans and their families can benefit from discounts on car insurance from several major companies. USAA, GEICO, Farmers, Liberty Mutual, and State Farm are some of the top companies offering discounts for veterans and active-duty military personnel. These discounts can provide significant savings on car insurance premiums, with some companies offering up to 15% off. In addition to discounts, some companies offer benefits such as payment deferrals, military-specific customer service, and policy flexibility during deployment. When choosing an auto insurance company, veterans should consider not only the discounts offered but also the company's customer service, coverage options, and overall cost.

USAA: Best for active military members

USAA is a highly-ranked auto insurance company that offers exclusive policies to active and retired military members and their families. It is consistently rated as one of the best car insurance companies for veterans and active-duty military personnel.

USAA offers the cheapest rates for most driver profiles, including those with an accident, speeding ticket, or DUI on their record. Their rates are significantly lower than their competitors, with an average annual rate of $1,335, which is $733 cheaper than the national average.

In addition to low rates, USAA provides excellent customer service, with top ratings in subcategories such as customer service, claims handling, customer loyalty, and likelihood to be recommended and renewed.

USAA also offers various benefits and discounts specifically for military personnel. For example, they offer a discount of up to 15% for military members who store their vehicles on base. They also provide up to a 60% discount for those who store their vehicles during deployment.

USAA is available in all 50 states and Washington, D.C., and some international locations. Their eligibility criteria include active, retired, and honorably discharged military members, cadets, midshipmen, and their spouses and children.

Overall, USAA is an excellent choice for active military members and veterans, offering low rates, superior customer service, and exclusive benefits tailored to the military community.

Geico: Best for affordability

GEICO is a great option for veterans and military personnel looking for affordable car insurance. GEICO offers a discount of up to 15% for military members, including veterans and National Guard members. This discount is available in all states except Georgia, Indiana, Maine, Massachusetts, Michigan, Mississippi, New York, North Carolina, and North Dakota. In addition, GEICO provides an emergency deployment discount for those deployed to imminent danger areas, which can save them up to 25% on their policy.

GEICO also offers discounts for members of military-focused associations, such as the Association of the United States Army (AUSA), Armed Forces Benefit Association (AFBA), Navy League of the United States (NLUS), and the Navy Federal Credit Union (NFCU). These discounts can provide additional savings on top of the military discount.

GEICO has a long history of providing car insurance tailored for military families and is known for its generous military discounts. Their rates are already quite competitive, and with the military discount, they become even more affordable. This makes GEICO an excellent choice for those looking for both comprehensive coverage and low prices.

Another advantage of choosing GEICO is their dedicated military support team. They have a phone line specifically for military members and veterans, which is staffed by veterans from all branches of the military. This team can provide assistance and answer any questions related to coverage, discounts, and other benefits.

In addition to the military discount and dedicated support, GEICO also offers a wide range of optional add-ons, such as emergency roadside assistance, rental car reimbursement, and mechanical breakdown insurance. These add-ons provide military members and veterans with enhanced protection and peace of mind while on the road.

GEICO's car insurance coverage is available in all 50 states and the District of Columbia, making it easily accessible to veterans and military personnel across the country. Their online platform also allows customers to conveniently buy and manage their policies from anywhere.

When it comes to customer satisfaction, GEICO has received relatively high scores from J.D. Power. Additionally, they have an A++ ranking from AM Best and an A+ rating from the Better Business Bureau (BBB). This indicates strong financial stability and a positive track record in handling customer claims.

Overall, GEICO is an excellent choice for veterans and military personnel seeking affordable car insurance with comprehensive coverage, generous discounts, and dedicated customer support. Their availability across the nation and convenient online platform make them a convenient and accessible option for those who have served our country.

Farmers Insurance: Best for discounts

Farmers Insurance is a great choice for veterans seeking auto insurance discounts. They offer a 10% military discount to active-duty, active reserve, retired, and honorably discharged military veterans. This discount can help veterans save on their premium, making their auto insurance more affordable.

Farmers Insurance also provides a range of other discounts that veterans may be eligible for. For example, they offer a discount for bundling home and auto insurance policies, which can save customers an average of $745 per year. They also have discounts for good students, safe drivers, distant students, and young drivers under their parents' insurance policies.

In addition to these discounts, Farmers Insurance offers benefits such as a Signal® program that rewards drivers for safe driving habits and a YES Program that encourages safe driving among young drivers. With these discounts and benefits, Farmers Insurance is a top choice for veterans seeking auto insurance discounts.

To find out more about Farmers Insurance and their discounts for veterans, it is recommended to visit their website or contact a Farmers Insurance agent directly. They can provide personalized information and help determine eligibility for specific discounts.

Auto-Owners: Best for customer satisfaction

Auto-Owners Insurance is a great option for veterans and military families seeking high customer satisfaction. Auto-Owners offers affordable premiums and has consistently high customer satisfaction scores from J.D. Power. The company also has a low NAIC complaint index score.

Auto-Owners Insurance is available in 26 states and offers 12 different types of discounts, as well as various other types of insurance besides auto. The company is a good fit for families with young drivers, as it offers three discounts for students and additional discounts for bundling and insuring multiple cars.

While Auto-Owners Insurance is not available nationwide, it could be a strong option for military members and veterans looking for a combination of affordability and service.

Nationwide: Best for pay-per-mile car insurance

Nationwide is the best option for veterans looking for pay-per-mile car insurance. It offers a SmartMiles program that charges a base rate per day and then adds a per-mileage cost. This can be a good fit for veterans who don't drive much, such as those who work from home or are retired.

Nationwide is available in 46 states and Washington, D.C. It is not available in Alaska, Hawaii, Louisiana, or Massachusetts. The company has a usage-based insurance program called SmartRide that can help safe drivers save money. It also offers accident forgiveness, new car replacement, and vanishing deductible options.

Nationwide is a good choice for those looking to add a teen driver to their policy, as it offers cheap rates for young drivers. However, its pricing for drivers with a DUI is higher than that of its top competitors.

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