Alyssa Lane
When purchasing medical insurance, MSRP stands for Medical Score Risk Predictor. This is a biometric screening offered by AutoNation that can inform you of any medical risks you may have and help lower your medical premiums. MSRP is also a common term in the automobile industry, where it stands for Manufacturer's Suggested Retail Price, which is the recommended retail price for a vehicle.
| Characteristics | Values |
|---|---|
| Full Form | Medical Score Risk Predictor |
| Provider | AutoNation |
| Purpose | To inform individuals about their medical risks |
| Benefits | Can lower medical premiums |
| Passing Results | Systolic – Less than 130, Diastolic – Less than 85 |
| Failure Scenario | Complete a call with the MSRP Health Advisor |
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What You'll Learn
- MSRP stands for Medical Score Risk Predictor
- Passing the MSRP biometric screening can lower your medical premiums
- The MSRP screening checks for risk factors for heart disease, diabetes, or stroke
- If you don't pass the MSRP screening, you can still earn credits
- You may need to complete a call with the MSRP Health Advisor if you don't pass the screening
MSRP stands for Medical Score Risk Predictor
Passing the MSRP screening can lead to lower medical premiums for individuals and their partners. Lower premiums are also available for those who answer an online tobacco usage question during their enrollment.
In the healthcare system, risk adjustment plays a crucial role in payment, especially in value-based payment (VBP) models. Risk scores are used to predict future healthcare costs for patients. The Hierarchical Condition Category (HCC) coding is a risk-adjustment model that assigns risk scores to patients based on their demographic factors and medical diagnoses. This allows insurance companies to predict costs and adjust their payments accordingly.
The Centers for Medicare & Medicaid Services (CMS) use the HCC model to calculate risk scores for Medicare Advantage beneficiaries. Higher risk scores indicate higher anticipated healthcare costs. Medicare risk adjustment ensures that health plans are paid fairly and are not unfairly penalized for enrolling beneficiaries with higher risk scores.
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Passing the MSRP biometric screening can lower your medical premiums
MSRP stands for Medical Score Risk Predictor. It is a biometric screening offered by AutoNation that can inform you of any medical risks you may have. The MSRP Biometric Screening checks and measures five factors that can affect your health and place you at risk for heart disease, diabetes, or stroke. These factors include systolic and diastolic numbers, with passing results being below 130 and 85, respectively.
Additionally, if you add your spouse or domestic partner to your medical coverage, they will also need to complete the MSRP screening, which will include a test for cotinine, which is the nicotine level in their blood. By completing and passing the MSRP Biometric Screening, you can lower your medical premiums and be informed of any potential health risks.
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The MSRP screening checks for risk factors for heart disease, diabetes, or stroke
MSRP stands for Medical Score Risk Predictor. The MSRP screening checks for five risk factors that can affect your health and place you at risk for heart disease, diabetes, or stroke. These factors include systolic and diastolic blood pressure, tobacco use, and blood glucose levels.
Heart disease is closely linked with chronic kidney disease, a condition in which the kidneys are damaged and cannot filter blood properly. Having diabetes is a risk factor for developing kidney disease, which affects about 40% of people with diabetes. Other risk factors for kidney disease include high blood pressure and a family history of kidney failure. If you have any of these risk factors, it is important to get tested for kidney disease and protect your kidneys by making healthy choices, being more active, maintaining a healthy weight, and managing any health conditions that may cause kidney damage.
High blood pressure is one of the most important screenings for heart disease because it usually has no symptoms and can only be detected through measurement. High blood pressure can strain the heart, damage blood vessels, and increase the risk of heart attack, stroke, and eye or kidney problems. It can be controlled through lifestyle changes and/or medication.
High blood glucose levels, or "blood sugar" levels, can lead to insulin resistance, prediabetes, and type 2 diabetes. Untreated diabetes can lead to serious medical problems, including heart disease and stroke. If you are 45 years or older, or if you are overweight and have at least one additional cardiovascular risk factor, your healthcare provider may recommend a blood glucose test. They may also measure glycated hemoglobin A1C levels in your blood to screen for type 2 diabetes. An A1C level of 6.5% or higher indicates diabetes.
If you smoke, it is important to talk to your healthcare provider about ways to quit. Smoking increases the risk of developing heart disease and long-term problems such as stroke.
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If you don't pass the MSRP screening, you can still earn credits
MSRP stands for Medical Score Risk Predictor. It is a screening that checks for tobacco use. If you do not pass the MSRP screening, you can still earn credits by completing an alternative activity. For instance, if you did not pass 3 or more of the MSRP screening lab factors, you will need to complete a call with an MSRP Health Advisor to earn the credit. You will need to schedule this call by contacting the Well360 Clarity team.
If you and/or your spouse have never created an MSRP screening appointment, you can still earn healthy credits by logging in to The Benefit Connection and downloading your new hire checklist. Reviewing important dates will ensure that you complete all the required activities by their deadlines.
Additionally, you will receive communications from The Benefit Connection with step-by-step instructions to earn each of the credits by the deadline. These instructions will be customized based on your individual situation.
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You may need to complete a call with the MSRP Health Advisor if you don't pass the screening
MSRP stands for Medical Score Risk Predictor, a free biometric screening offered by AutoNation. The MSRP screening checks and measures five factors that can affect your health and place you at risk for heart disease, diabetes, or stroke.
If you do not pass the MSRP screening, you can still earn the credits by completing a call with the MSRP Health Advisor. You will need your member ID to register and schedule a call. This can be found on your Highmark insurance card or on the MSRP card sent to you in the mail by Highmark. You should allow seven business days after receiving your screening results to schedule your MSRP Health Advisor call.
If you did not pass three or more of the MSRP screening lab factors, you will need to complete the call. If you add your spouse or domestic partner to your medical coverage, their screening will include a test for cotinine, which is the nicotine level in their blood. If you or your partner are tobacco users, you can still earn the credits by completing the alternative option by the deadline.
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Frequently asked questions
MSRP stands for Medical Score Risk Predictor.
The MSRP program was created so that you and your spouse or domestic partner can be informed of any medical risks you may have.
If you do not pass the MSRP screening, you can still earn the credits. You will need to complete a call with the MSRP Health Advisor to earn the credit.
