Paul Sanchez
The University of Vermont Medical Center offers its employees a comprehensive total compensation package that includes health and wellness benefits. Employees can choose from four coverage options, including the longstanding PPO 1 coverage, which has extensive coverage, low co-payments, and deductibles. The center also provides basic life insurance, short-term and long-term disability insurance, and voluntary vision benefits. Additionally, employees can access mental health support services through the Employee Family Assistance Program (EFAP) and enjoy discounts from area companies and merchants.
| Characteristics | Values |
|---|---|
| Insurance provider | Blue Cross Blue Shield of Vermont |
| Coverage | Comprehensive |
| Coverage options | Four options, including longstanding PPO 1 coverage with premiums adjusted by salary |
| Prescription drug coverage | $5 generic / $20 preferred / $40 non-preferred brand |
| Rx deductible | $100 per person / $300 max per family |
| Rx out-of-pocket maximum | $1,300 employee-only / $2,600 family |
| Medical deductible | $500 employee-only / $1,000 family |
| Dental plan | UVM pays 100% of the premium for the base-level dental plan for benefits-eligible employees and their families |
| Vision benefits | Additional coverage can be purchased to help pay for eyeglasses and contact lenses |
| Life insurance | Provided by UVM Medical Center |
| Short-term and long-term disability insurance | Provided by UVM Medical Center |
| Wellness benefits | Yes |
| Paid time off | Yes |
| Discounts | Yes, on products and services including cell phone contracts, automotive repair, electronics, entertainment, meals and lodging, gym memberships, etc. |
| Hearing aid program | 10% reduction from retail costs for hearing aids |
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What You'll Learn
Comprehensive health insurance coverage through Blue Cross Blue Shield of Vermont
The University of Vermont Medical Center offers its employees comprehensive health insurance coverage through Blue Cross Blue Shield of Vermont. This insurance plan provides employees with access to a national network of healthcare professionals. In addition to this, UVM offers a range of other benefits to support the health and wellness of its employees.
For instance, UVM offers voluntary vision benefits, allowing employees to purchase additional coverage for eyeglasses and contact lenses beyond the basic coverage offered in the medical plan. The university also provides flexible spending accounts, allowing employees to set aside pre-tax earnings to pay for healthcare and childcare expenses. Furthermore, all UVM Medical Center employees can participate in the 403(b) Retirement Plan, with part-time and full-time employees becoming eligible for employer contributions after six months of service.
UVM also contributes to the base-level dental plan for benefits-eligible employees and their families, covering 100% of preventive care costs and sharing costs for restorative work and orthodontia care. Employees with a base salary of less than $80,000 also receive a one-time $1,000 account opening deposit.
In terms of specific health insurance plans, UVM offers its longstanding PPO 1 coverage, which has extensive coverage with low co-payments and deductibles but the highest total monthly premium. There is also the HDHP 1 plan, which has lower total premiums but a higher deductible and out-of-pocket maximum. Lastly, the HDHP 2 plan has the lowest total premiums but the highest deductible and out-of-pocket maximum.
Overall, UVM Medical Center provides its employees with comprehensive health insurance coverage and a range of additional benefits to support their health, wellness, and financial planning.
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Four coverage options, including longstanding PPO 1 coverage
The University of Vermont Medical Center offers its employees a comprehensive total compensation package that includes salary, health and wellness benefits, and paid time off.
In 2025, non-union, benefits-eligible employees can choose from four coverage options, including UVM's longstanding, comprehensive PPO 1 coverage. This option has premiums adjusted by salary, in line with UVM's social justice philosophy. PPO 1 has no medical deductible, using copays instead of coinsurance, and a separate prescription drug deductible. It has the highest total monthly premium of the four options.
The other three coverage options are not detailed on the website, but two are referred to as HDHP 1 and HDHP 2. HDHP 1 has lower total premiums than the PPO options, but a higher deductible and out-of-pocket maximum. HDHP 2 has the lowest total premiums but the highest deductible and out-of-pocket maximum.
UVM also offers voluntary vision benefits, allowing employees to purchase additional coverage to help pay for eyeglasses and contact lenses. Basic coverage is offered in the medical plan, and employees can also participate in flexible spending accounts, setting aside a portion of their earnings before taxes to pay for healthcare and childcare expenses.
UVM also provides life insurance and short-term and long-term disability insurance. Basic coverage is fully funded by the UVM Medical Center, and employees can add additional coverage if they wish.
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Dental plan coverage
The University of Vermont Medical Center offers its employees a comprehensive total compensation package, including health and wellness benefits.
UVM pays 100% of the premium for the base-level dental plan for benefits-eligible employees and their families. The base plan includes 100% coverage for preventive care, as well as a cost share for minor and major restorative work and orthodontia care. This means that employees do not have to pay anything for basic dental check-ups and cleanings. However, if they need additional work, such as fillings or braces, they will have to pay a portion of the cost.
The University of Vermont Medical Center also offers voluntary vision benefits, allowing employees to purchase additional coverage to help pay for eyeglasses and contact lenses beyond the basic coverage offered in the medical plan.
In addition to dental and vision coverage, UVM employees have access to a range of other health and wellness benefits. These include flexible spending accounts, where employees can set aside pre-tax earnings to pay for healthcare and childcare expenses, and life insurance and short-term and long-term disability insurance, which are fully funded by UVM.
UVM also has a network of contracted insurers that offer medical, dental, and behavioral health coverage. While these insurers are partnered with the University of Vermont Medical Center, employees must contact their specific insurer to determine their benefit coverage.
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Vision benefits
The University of Vermont Medical Center offers a comprehensive total compensation package to its employees, which includes health and wellness benefits, paid time off, and more.
The UVM Medical Center also offers flexible spending accounts, allowing employees to set aside a portion of their earnings before taxes to pay for certain healthcare and childcare expenses. This can result in significant savings. Additionally, all employees are eligible to participate in the 403(b) Retirement Plan immediately. After six months of service, part-time and full-time employees become eligible for employer contributions, which are subject to a three-year vesting period.
The UVM Medical Center also provides mental and physical health support services for employees and their households at no cost through the Employee and Family Assistance Program (EFAP). Services include help with accessing internal benefits and resources, counseling, treatment referrals, and health coaching.
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Life insurance and short-term and long-term disability insurance, as well as other health and wellness benefits
The University of Vermont Medical Center offers its employees a comprehensive total compensation package that includes health and wellness benefits, paid time off, and more.
The UVM Medical Center helps employees protect themselves and their families through life insurance and short-term and long-term disability insurance. Basic coverage is fully funded by the UVM Medical Center, and employees can add additional coverage as desired.
The medical center provides health insurance through Blue Cross Blue Shield of Vermont, with a national network of healthcare professionals. The longstanding PPO 1 coverage option has extensive coverage with low co-payments and deductibles, but the highest total monthly premium. It has no medical deductible, using copays instead of coinsurance, and a separate prescription drug deductible. The prescription drug coverage includes a $100 annual deductible per person, per year, with a maximum of $300 per year per family for retail and mail-order pharmacies.
In addition to health insurance, UVM offers a base-level dental plan that covers 100% of preventive care, as well as a cost share for minor and major restorative work and orthodontia care. Employees with a base salary lower than $80,000 also receive an additional $1,000 as a one-time account opening deposit.
The UVM Medical Center also provides vision benefits, flexible spending accounts, and a 403(b) retirement plan. Employees can purchase additional coverage to help pay for eyeglasses and contact lenses above the basic coverage offered in the medical plan. Flexible spending accounts allow employees to set aside a portion of their earnings before taxes to pay for certain health care and childcare expenses. Part-time and full-time employees are eligible for employer contributions after six months of service.
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Frequently asked questions
Employees at the University of Vermont Medical Center are offered a comprehensive, total compensation package that includes health and wellness benefits. UVM provides medical insurance with comprehensive coverage through Blue Cross Blue Shield of Vermont. There are four coverage options to choose from, including the longstanding PPO 1 coverage, with premiums adjusted by salary.
PPO 1 has no medical deductible and uses copays instead of coinsurance. It includes prescription drug coverage with a $100 annual deductible per person and a maximum of $300 per family per year.
Basic life insurance, short-term and long-term disability insurance, and voluntary vision benefits are also offered. Employees can also participate in the 403(b) Retirement Plan and Flexible Spending Accounts.
Yes, employees at UVM Medical Center also receive paid time off and have access to discounts from many area companies and merchants on products and services, including cell phone contracts, automotive repair, electronics, entertainment, meals and lodging, gym memberships, and more.
