Orlando Harmon
Faith Family Medical Center (FFMC) provides healthcare services to individuals and families, regardless of their race, colour, national origin, creed, religion, sex, or background. They offer a range of services, including family medicine, diagnostic lab testing, physical therapy, and counselling. In terms of insurance, FFMC accepts Medicare, Medicaid (TennCare), and Tricare. They also offer a Direct Primary Care (DPC) membership, which is an alternative to traditional insurance, where patients pay a flat monthly rate for their primary care services. This includes unlimited office visits, annual labs, in-house testing, and procedures. Faith-based health insurance is another alternative approach to traditional health insurance that individuals may consider, which prioritises community support and shared healthcare costs.
Explore related products
$20.91 $24.99
What You'll Learn
- Faith Family Medical Center (FFMC) criteria for patients with insurance
- Faith-based health insurance as an alternative to traditional insurance
- Faith Family Medical Center's services for uninsured patients
- Faith Medical Services' insurance payment options for home healthcare
- Direct Primary Care (DPC) membership and its benefits
Faith Family Medical Center (FFMC) criteria for patients with insurance
Faith Family Medical Center (FFMC) provides healthcare services to working individuals and their families, as well as full-time students (with 12 hours of coursework). Their criteria for patients with insurance include:
Working Individuals and their Families
For working individuals to be eligible for services at FFMC, they must meet the following criteria:
- Work at least 20 hours per week
- Have an income that does not exceed 400% of the federal poverty level
- Not be on Medicare, Medicaid (TennCare), or Tricare
Full-Time Students
Full-time students with 12 hours of coursework per week are also eligible for services at FFMC, regardless of their insurance status.
Insurance Criteria
FFMC accepts patients with insurance and offers a sliding scale for patient fees based on income and the number of dependents. The fees range from $25 to $60 per visit. They also provide a Direct Primary Care (DPC) membership, which is a flat monthly rate that covers primary care services without copays, surprise bills, hidden fees, or extra charges. This includes annual labs, in-house testing, procedures, consultations, and follow-up care.
Services Offered
FFMC provides a range of services, including family medicine, diagnostic lab testing, physical therapy, individual and family counselling, and a wellness program called Journey to Wellness (J2W). They also offer affordable medications through their Patient Assistance Program and work with an "extended family" of professionals who provide reduced fees for patients referred from FFMC.
Adding Medical Insurance to Open Dental: A Step-by-Step Guide
You may want to see also
Explore related products
$9.99
Faith-based health insurance as an alternative to traditional insurance
Faith-based health insurance, commonly referred to as health-sharing ministries, is an alternative to traditional health insurance that prioritizes community support and shared healthcare costs. These plans operate through religious-based nonprofit organizations, where members contribute monthly payments into a communal fund used to cover medical expenses for those in need. This cost-sharing model is grounded in principles of mutual aid and community care.
Unlike traditional insurance, faith-based plans do not restrict members to a specific network of doctors or hospitals, allowing individuals to choose their own healthcare providers. This flexibility also extends to structuring benefits, as these plans are not subject to ACA regulations. Members can choose the level of coverage that best meets their needs and may even pair their faith-based plan with supplemental insurance for added coverage, such as dental or vision insurance.
One of the main advantages of faith-based health insurance is its lower cost compared to traditional insurance. The more affluent community members often contribute larger amounts to allow those less fortunate to benefit from medical care while contributing less. Additionally, faith-based plans foster a strong sense of community, where members support each other financially, emotionally, and even spiritually through events, forums, and mutual prayer support.
However, there are limitations to consider before enrolling in a faith-based plan. These plans are not required to follow ACA guidelines and may not cover essential health benefits such as maternity care, mental health services, prescription drugs, or pre-existing conditions. They may also impose waiting periods before coverage begins and decline coverage for procedures that conflict with the organization's religious beliefs, such as birth control, abortion, or fertility treatments.
For individuals and families seeking a cost-effective, community-driven approach to healthcare, faith-based health insurance offers a unique option that aligns with personal values and financial flexibility. It provides an alternative to ACA-regulated plans, emphasizing preventive care, lifestyle wellness, and holistic health approaches.
Medical Underwriting in Health Insurance: Legal or Unfair?
You may want to see also
Explore related products
Faith Family Medical Center's services for uninsured patients
Faith Family Medical Center (FFMC) provides healthcare services to working uninsured and other underserved individuals and families. It is committed to providing high-quality medical care to all its patients.
FFMC offers a range of services, including primary care, wellness programs, and behavioral health services. They also provide diagnostic testing, disease management, and specialty care. The center treats patients experiencing pain and offers conservative, narcotic-free treatments for chronic pain associated with certain medical conditions. For acute pain, they provide oral medications, physical therapy, splinting, exercises, and treatments involving heat and cold.
FFMC does not accept insurance, Medicare, Medicaid (TennCare), or Tricare. Instead, it operates on a Direct Primary Care (DPC) model, where patients pay a flat monthly rate for their primary care services, with no copays, surprise bills, hidden fees, or extra charges. This flat rate covers annual labs, in-house testing, procedures, consultations, and follow-up care. DPC doctors can also purchase medications at wholesale prices and pass those savings on to patients.
To be eligible for services at FFMC, patients must work at least 20 hours per week or be a full-time student with at least 12 hours of coursework. If a patient has insurance, their income must not exceed 400% of the federal poverty level. When scheduling an appointment, new patients must provide a letter from their employer stating their pay rate, number of work hours, and payment frequency, or an official unemployment letter stating the amount received per week.
Rx ID Cards: Insurance or Identification?
You may want to see also
Explore related products
Faith Medical Services' insurance payment options for home healthcare
Faith Medical Services accepts insurance as a form of payment for home healthcare and skilled nursing services. The cost of home healthcare is an important consideration when a family member is struggling with a medical condition or severe injury and requires nursing assistance. Faith Medical Services understands that caring for an ailing family member is already challenging, so they aim to ease the financial burden by accepting payments from various insurance providers.
While health insurance programs typically do not cover non-medical services, they will cover home healthcare expenses, at least partially, when it is deemed medically necessary. The extent of coverage depends on the individual's needs and the specifics of their health insurance policy.
Faith Medical Services does not specify which insurance providers they accept, but they cater to those who are uninsured or underinsured. They also mention that patients' fees only cover a small portion of their budget, with the remainder coming from grants and donations. This suggests that they may offer services on a sliding scale or have financial assistance programs in place.
In addition, Faith Medical Services may offer alternatives to traditional insurance. Faith-based health insurance, for example, is a cost-effective and community-driven approach to healthcare. It operates through religious-based nonprofit organizations, where members contribute monthly payments into a communal fund used to cover medical expenses for those in need. This model emphasizes mutual aid and community care, providing financial, emotional, and spiritual support to members.
Direct Primary Care (DPC) is another alternative mentioned by Faith Family Medical, a separate organization. Instead of paying higher insurance rates towards a deductible, DPC members pay a flat monthly rate that covers primary care services, including annual labs, in-house testing, procedures, consultations, and follow-up care. DPC doctors can also help coordinate care with outside services when necessary and offer wholesale prices on prescriptions and lower prices for tests, labs, and scans.
Travel Insurance and Prescription Medication: What's Covered?
You may want to see also
Explore related products
$9.97 $19.99
$8
Direct Primary Care (DPC) membership and its benefits
Direct Primary Care (DPC) is a membership-based alternative payment model that offers patients direct access to their primary care provider. DPC cuts out insurance providers and offers a flat monthly rate that covers the cost of care, including unlimited office visits with no additional charges. This means no co-pays, deductibles, or surprise bills.
As a DPC member, you pay a flat rate for all your primary care services, including annual labs, in-house testing, and procedures, as well as comprehensive consultations and follow-up care. DPC providers can offer wholesale prices on prescriptions and lower negotiated pricing for tests, labs, and scans. This can result in significant savings, especially for those taking multiple medications.
DPC also offers the benefit of personalized care. Without the constraints of insurance providers, DPC physicians can provide unrushed visits, typically lasting 30-60 minutes, and often with same-day or next-day appointments. This allows for a more holistic approach to healthcare, focusing on wellness and preventative care, which can ultimately reduce ER visits, hospital admissions, and specialty referrals.
The monthly fee for DPC services typically starts at around \$100 and is based on factors such as age, the type of practice, and the number of family members on the plan. It's important to note that DPC does not include specialist visits, urgent care, hospital visits, or prescriptions. However, if a DPC provider cannot provide a necessary service, they can assist in finding the best prices and coordinating care with outside services.
Overall, DPC membership offers advantages such as cost savings, increased access to physicians, personalized care, and a focus on wellness and preventative medicine. It provides a meaningful alternative to traditional insurance billing, giving patients more control over their healthcare and improving their overall experience.
Medicaid and Medicare: America's Most Used Healthcare Insurance?
You may want to see also
Frequently asked questions
Faith Family Medical Center (FFMC) provides healthcare services to those who are working at least 20 hours per week, qualified family members, or full-time students (12 hours of coursework). If you have insurance, your income must not exceed 400% of the federal poverty level. They do not accept Medicare, Medicaid (TennCare), or Tricare. Faith Family Medical also offers a Direct Primary Care (DPC) membership, which is a flat monthly rate that covers the cost of your care, instead of going through insurance providers.
Direct Primary Care is an alternative to traditional insurance where members pay a flat rate for all their primary care services. This includes annual labs, in-house testing, procedures, consultations, and follow-up care. DPC members save money by purchasing medications at wholesale prices and avoiding co-pays and surprise bills.
Faith-based health insurance is an alternative to traditional health insurance that prioritizes community support and shared healthcare costs. Members contribute monthly payments into a communal fund used to cover medical expenses for those in need. Faith-based plans do not restrict members to a specific network of doctors or hospitals, allowing members to choose their level of coverage and their preferred healthcare providers.
Faith Family Medical Center provides quality, primary healthcare to working uninsured and underserved individuals and families. They offer a sliding scale based on income and number of dependents, with patient visits ranging from $25 to $60 per visit. They also have a program called Journey to Wellness (J2W), which is a health and wellness program designed to educate, guide, and encourage a healthy lifestyle.
