Jane Dotson
Assurity Accident Insurance is a form of insurance that provides financial protection in the event of an accident. It offers cash payments to policyholders to cover medical expenses and other costs associated with accidents, such as groceries, rent, and bills. Assurity's accident insurance is designed to supplement existing health insurance plans, helping to fill gaps in coverage and providing peace of mind for individuals and families. The company offers flexible plans, including accidental death insurance and disability insurance, with the option to customize coverage through riders. Claims can be filed online, and payments are made directly to the policyholder, providing stability and ease during challenging times.
| Characteristics | Values |
|---|---|
| Type of Insurance | Accident Insurance |
| Who provides it | Assurity Life Insurance Company |
| Who is it for | Individuals, Employees, Families |
| What does it cover | Ambulance rides, Emergency room, Tests, Follow-ups, Rehab, Preventative screening tests, exams, immunisation services outside of a hospital, Accidental death |
| How does it pay | Lump sum, Cash |
| How soon does it pay | Within 10 business days |
| Cost | Affordable |
| Application process | Online |
| Riders | Accident-Only Disability Income Rider, Preventative Care Rider |
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What You'll Learn
- Assurity Accident Insurance provides cash for accidental injuries
- Accident Insurance covers medical expenses
- Group Accident Expense Insurance is available for the workplace
- Assurity Accident Insurance is an affordable way to plan ahead
- Assurity Accident Insurance offers flexible plans and additional riders
Assurity Accident Insurance provides cash for accidental injuries
Accidents can happen to anyone at any time. Even with health insurance, accidents can be expensive. Deductibles, co-pays, and out-of-pocket charges can make it difficult for families to save. Assurity Accident Insurance provides cash for accidental injuries, helping to protect your savings.
Assurity Accident Insurance is a valuable tool for managing the financial impact of unexpected injuries. With flexible plans and additional riders, it can provide peace of mind for families who want to use their savings for other things and not worry about maintaining a large emergency fund. Assurity offers three base plans, plus customization with riders, to help families stay within their budgets.
Accident insurance provides a cash payment that can be used to pay for medical expenses resulting from a covered accident. This includes sudden medical costs such as ambulance rides, emergency room visits, tests, follow-ups, and rehab. The cash benefit can also be used for other expenses like groceries, rent, and bills. Assurity's accident insurance is designed to provide stability when you need it most, with a simple and affordable way to plan ahead for the unexpected.
The process of filing a claim is straightforward and convenient. You can file a claim online after visiting the doctor, and the money will be deposited directly into your bank account as a lump sum. There are no restrictions like networks or deductibles, and Assurity pays more than 80% of claims within 10 business days. Assurity Accident Insurance helps to ensure that healing and getting healthy doesn't become a financial burden.
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Accident Insurance covers medical expenses
Accidents can happen to anyone, at any time. Assurity's accident insurance is designed to help you keep up with life's important things if the unexpected happens. Accident insurance, also called accident expense insurance, pays out cash directly to you if you get injured or die from an accident covered by your policy. This lump sum payment comes with no restrictions like networks or deductibles, and you can use it to cover sudden medical costs.
Accident insurance is especially useful if you have a growing family, where unexpected breaks, sprains, or hospital visits can strain your finances. Even if you don’t think you’re at risk, it's worth noting that each year, 1 in 5 Americans seek medical treatment for an injury. Assurity's accident insurance provides immediate protection within days of receiving your application, and there are no medical exams or tests to qualify.
Accident insurance is also valuable if you have high-deductible health plans (HDHP) or other insurance policies with high deductibles. In such cases, even a small accident could turn into a significant financial burden. With Assurity's accident insurance, you can submit a claim to the insurance company, and after it is approved, you will receive the cash within about 10 business days. This quick payout can help you cover any out-of-pocket expenses and bridge gaps in your core medical insurance coverage.
Assurity offers Group Accident Expense Insurance for the workplace, which provides limited benefit coverage. Your employer may offer this as part of your benefits package, helping to preserve your savings in the event of an accident. Assurity also offers Individual Acci-Flex Accidental Death Insurance, providing financial protection for your loved ones in the unfortunate event of your accidental death.
In summary, Assurity's accident insurance provides financial stability when you need it most. It helps cover medical expenses resulting from covered accidents, ensuring that healing and getting healthy doesn't become a financial burden. With its quick payout, lack of restrictions, and wide coverage, Assurity's accident insurance gives you peace of mind and helps you focus on recovery.
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Group Accident Expense Insurance is available for the workplace
Accidents can happen to anyone, at any time. Assurity's Group Accident Expense Insurance is available for the workplace, providing affordable insurance protection for employees. This insurance is an affordable way to plan ahead for the unexpected. Assurity's Group Accident Expense Insurance provides a source of stability when you need it most.
Accident insurance is a valuable supplement to core medical insurance, which may not cover all healthcare needs. With rising healthcare costs, even a small accident could become a significant financial burden. Group Accident Expense Insurance provides cash benefits to help cover these expenses, ensuring that healing does not strain finances.
Group Accident Expense Insurance is easy to understand and purchase. It offers flexibility, with no medical exams or tests required to qualify. Employees can choose who to cover and pay the premiums through payroll deduction. Additionally, some plans allow employees to retain their coverage even if they leave the company.
This type of insurance is a great way for companies to enhance their benefits packages without significantly increasing costs. It helps employees fill gaps in their coverage, providing financial support after covered accidents. The benefits can be used to cover various expenses, such as medical deductibles, copayments, transportation, food and lodging, childcare, and lost income.
Assurity's Group Accident Expense Insurance provides peace of mind and financial stability for employees, helping them maintain their financial wellness during difficult times.
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Assurity Accident Insurance is an affordable way to plan ahead
Accidents can happen to anyone at any time. Even a small accident can have a significant financial impact, especially if you have a family. For instance, imagine your child fractures their ankle during a football game and has to be taken to the ER by ambulance. Your health insurance might not cover the entire medical bill, leaving you with hundreds or even thousands of dollars to pay out of pocket. This is where Assurity Accident Insurance comes in.
Assurity offers flexible plans and additional riders to meet your unique needs and budget. You can choose from four distinct plans and price points, plus a unique Prime benefits plan, all of which are HSA-friendly. The plans provide benefits for expenses that may not be fully covered by major medical insurance, such as deductibles, co-pays, and out-of-pocket charges. This helps protect your savings and ensures you don't have to dip into your rainy-day fund.
In the event of a covered accident, Assurity provides a cash payment directly to you with no restrictions. This money can be used to pay for medical expenses, such as ambulance rides, emergency room visits, tests, follow-ups, and rehab. It can also be used for other expenses like groceries, rent, and bills. Claims are typically paid out within 10 business days, providing quick financial relief when you need it most.
Assurity Accident Insurance is a valuable tool for managing the financial impact of unexpected injuries. It helps you bridge the gaps in coverage and ensures that accidents don't become a financial burden. By planning ahead with Assurity Accident Insurance, you can have peace of mind knowing that you and your family are protected financially should an accident occur.
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Assurity Accident Insurance offers flexible plans and additional riders
Assurity Accident Insurance is a valuable tool for managing the financial impact of unexpected injuries. It provides flexible plans and additional riders to create peace of mind for families who want to use their savings for other things and not worry about maintaining a large emergency fund. Assurity Accident Insurance offers a range of options to create coverage that fits your unique circumstances, including unique policies to cover your children.
Accident insurance is an affordable way to make sure you're protected if an unexpected accident occurs. It pays money directly to you following common accidents so you can cover sudden medical costs. Coverage is guaranteed with no medical exams or tests to qualify. Assurity Accident Insurance offers four distinct plans across six care categories, along with valuable add-ons for extra financial protection.
The three base plans, plus customization with riders, can help families stay within their budget. Cash goes directly to the policyholder with no restrictions like networks or deductibles. You can file a claim online, and the money gets deposited as a lump sum into your bank account. This makes it easier to protect your savings.
Accident insurance provides a cash payment that can be used to pay for medical expenses resulting from a covered accident. Payments can also be used for other expenses like groceries, rent, and bills. Assurity Accident Insurance helps to preserve savings or bridge gaps in coverage like copays and deductibles.
Assurity Accident Insurance offers the option to customize your coverage with riders to address specific concerns that may not be covered in the base plans. The Accident-Only Disability Income Rider provides a monthly benefit if the policyholder becomes totally disabled due to a covered accident. The Preventative Care Rider offers a cash benefit for preventative screening tests, exams, or immunisation services outside of a hospital. These riders provide an extra layer of security.
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Frequently asked questions
Assurity Accident Insurance is an insurance plan that provides financial support in the event of an accident. It offers flexible plans and additional riders to create peace of mind for families who want to use their savings for other things than unexpected medical costs.
Assurity Accident Insurance covers a range of medical costs associated with accidents, including ambulance rides, emergency room visits, tests, follow-ups, and rehabilitation. It also provides cash payments that can be used for other expenses such as groceries, rent, and bills.
In the event of an accident, Assurity sends a check to the policyholder, which can be used to cover medical expenses and other costs. The payment is given as a lump sum with no restrictions like networks or deductibles. Claims can be filed online, making the process convenient and efficient.
Assurity Accident Insurance is suitable for individuals and families who want to protect themselves financially in case of unexpected injuries. It is especially useful for those with high-deductible health plans or those who want to preserve their savings. Employers can also offer Assurity Accident Insurance as a benefit to their employees, providing affordable protection and improving morale.
You can apply for Assurity Accident Insurance online by answering a few questions about your state, age, and whether you're covering yourself or your family. Assurity offers a range of options to create customized coverage that fits your unique circumstances, including policies for children.
