Jeffrey Wade
The average salary for an insurance agent in Missouri varies depending on the source and the timeframe. According to ZipRecruiter, as of July 2025, the average annual pay for an insurance agent in Missouri is $60,991. However, Salary.com reports a lower average annual salary of $53,801 as of December 2024. The salary for insurance agents in Missouri can vary based on factors such as experience, location, and skill level, with entry-level positions starting at around $42,599 and experienced workers earning up to $100,000 per year. Life insurance agents in Missouri also command higher salaries, with an average annual pay of $83,452 as of December 2024, according to ZipRecruiter.
| Characteristics | Values |
|---|---|
| Average Annual Salary (July 2025) | $60,991 |
| Average Hourly Salary (July 2025) | $29.32 |
| Average Weekly Salary (July 2025) | $1,172 |
| Average Monthly Salary (July 2025) | $5,082 |
| Average Annual Salary Range (July 2025) | $41,700–$93,331 |
| Average Annual Salary (December 2024) | $53,801 |
| Average Annual Salary Range (December 2024) | $44,889–$66,962 |
| Average Annual Salary for Entry-Level (December 2024) | $50,958 |
| Average Annual Salary with 2–4 Years of Experience (December 2024) | $53,594 |
| Average Annual Salary with 5–8 Years of Experience (December 2024) | $57,486 |
| Average Annual Salary with 8+ Years of Experience (December 2024) | $57,793 |
| Average Annual Salary in Kansas City, MO (February 2025) | $55,478 |
| Average Annual Salary Range in Kansas City, MO (February 2025) | $46,289–$69,049 |
| Average Hourly Salary in Kansas City, MO (February 2025) | $27 |
| Average Annual Salary in Kansas City, MO (June 2025) | $71,527 |
| Average Annual Salary for Entry-Level | $69,972 |
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What You'll Learn
Average salary in Kansas City, MO
As of February 1, 2025, the average annual salary for an insurance agent in Kansas City, MO, is $55,478. Salary estimates suggest that pay typically ranges from $50,668 to $62,582, with most professionals earning between $46,289 and $69,049. An entry-level insurance agent with under 1 year of experience can expect to make about $52,348. With 2 to 4 years of experience, the pay rises to about $55,056. Senior insurance agents with 5 to 8 years of experience can earn around $59,054, and those with 8 or more years of experience can expect an average salary of $59,370.
According to Glassdoor, the average salary for an insurance agent in the Kansas City, MO, area is $68,283 per year. The lowest salary reported was $39,312 per year, while the highest was $118,605 per year. The top five paying industries for insurance agents in the Kansas City area are healthcare, insurance, retail & wholesale, transportation & logistics, and information technology.
Indeed reports a higher average salary for insurance agents in Kansas City, MO, at $71,527 per year, based on 76 salaries from the past 36 months.
ZipRecruiter reports an average salary of $53,817 for health insurance agents in Kansas City, MO. As of May 25, 2025, the average hourly pay for a health insurance agent in Kansas City was $25.87.
It is worth noting that the average annual salary for an insurance agent in the state of Kansas is reported to be $53,948 as of February 1, 2025, with entry-level agents earning around $50,905.
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Salary range in Missouri
The salary of an insurance agent in Missouri varies depending on factors such as experience, location, and skill level. As of July 2025, the average annual salary for an insurance agent in Missouri is around $60,991, which equates to approximately $29.32 an hour. However, salaries can range from as low as $23,450 to as high as $113,967.
Entry-level insurance agents in Missouri with less than a year of experience can expect to earn around $50,958 per year. With experience, salaries increase, with insurance agents having 2 to 4 years of experience earning about $53,594, and those with 5 to 8 years of experience earning approximately $57,486. Senior insurance agents with 8 or more years of experience can expect an average salary of around $57,793.
The salary for insurance agents also varies across different cities in Missouri. For example, the average annual salary for an insurance agent in Kansas City, MO, is around $55,478 as of February 2025, ranging from $46,289 to $69,049. In contrast, the average salary for an insurance agent in Saint Joseph, MO, is 3% lower than in Raymore, which tops the list of highest-paying cities for insurance agents in the state.
The possibility of a lower cost of living may also impact the salary for an insurance agent role in Missouri. For example, Alliant Group jobs may pay as much as $37,984 (62.3%) more than the average insurance agent salary in the state.
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Entry-level salaries
An entry-level insurance agent in Missouri can expect to earn an average annual salary of $50,958 with less than a year of experience. This figure is based on data from December 2024.
According to another source, the average annual salary for an entry-level insurance agent in Missouri is $69,972, with 85 salaries reported as of July 1, 2024.
It is worth noting that the salary for insurance agents in Missouri can vary depending on various factors, including skill level, location, and years of experience. For example, in July 2025, ZipRecruiter reported salaries ranging from $23,450 to $113,967, with the majority of insurance agent salaries falling between $41,700 and $72,200.
In comparison, the average annual salary for an entry-level insurance agent in the United States, as of May 1, 2025, is $39,950, with pay typically ranging from $36,486 to $45,065.
The salary for insurance agents can also vary from city to city within Missouri. For instance, in December 2024, the average salary for a life insurance agent in Kansas City was reported to be $83,452, which is 4.0% above the Missouri average. On the other hand, the average salary for an insurance agent in Raymore was reported to be $7,100 (11.8%) above the Missouri average of $60,991 in July 2025.
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Senior-level salaries
According to Salary.com, insurance agents with 5-8 years of experience earn an average of $57,486 per year, while those with 8 or more years of experience can expect to earn around $57,793. These figures provide a more accurate representation of senior-level salaries in the industry.
In July 2025, ZipRecruiter reported the average annual salary for an insurance agent in Missouri to be $60,991, with a range of $41,700 to $72,200 at the 25th and 75th percentiles, respectively. The top earners (90th percentile) in this field made $93,331 annually. This data suggests that there is room for advancement and higher pay for senior-level insurance agents in Missouri.
It is worth noting that the salary for insurance agents can vary significantly from city to city within Missouri. For example, Grandview and Raymore offer salaries that are above the state average, with Raymore paying 7.1% more than the average of $60,991. On the other hand, the average salary for the top 10 cities in Missouri only varies by 3%, indicating limited potential for wage advancement based on location alone.
Life insurance agents in Missouri may also command higher salaries. As of December 2024, the average annual pay for a life insurance agent in the state was $83,452, with a range of $53,900 to $114,400. Senior-level life insurance agents with extensive experience and expertise may be able to earn salaries at the higher end of this range or even exceed it.
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Cities with highest salaries
The average salary for an insurance agent in Missouri is around $53,801 per year, with entry-level positions starting at $42,599 per year and experienced workers making up to $100,000 per year. The salary can vary depending on skill level, location, and years of experience.
When it comes to cities with the highest salaries for insurance agents in Missouri, Kansas City ranks first, followed by Lee's Summit and Ballwin. These cities offer above-average salaries for insurance agents, indicating potential economic advancement by changing locations. The average salary across these top cities varies by a small margin, suggesting limited potential for significant wage increases solely based on location within Missouri.
Raymore is another city in Missouri where insurance agents earn above-average salaries, closely followed by Chesterfield and Grandview. The salary range for insurance agents in Missouri can vary by up to $30,500, indicating opportunities for advancement based on skill, experience, and specific job roles.
While Missouri's insurance agent salaries are relatively lower compared to other states, with it ranking 50th out of 50 states, there are still opportunities for higher earnings within the state. The salary estimates provided offer valuable insights for insurance agents considering career paths and location choices within Missouri.
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Frequently asked questions
The average salary for an insurance agent in Missouri varies depending on the source and the time of reporting. According to ZipRecruiter in July 2025, the average annual pay is $60,991. Meanwhile, Salary.com reported a lower average annual salary of $53,801 in December 2024.
The salary range for insurance agents in Missouri can vary significantly. In July 2025, ZipRecruiter reported salaries ranging from $23,450 to $113,967. In December 2024, Salary.com reported a narrower range, with most professionals earning between $44,889 and $66,962.
An entry-level insurance agent with under one year of experience can expect to earn around $50,958 per year. As experience increases, so does the pay. Insurance agents with 8 or more years of experience can expect an average salary of around $57,793.
