Jane Dotson
Insure and Go (officially Insure & Go Insurance Services Limited) is a British travel insurance company that offers a range of policies, including single and annual trips, backpacker insurance, winter sports cover, and pre-existing medical conditions cover. It has been in operation since 2000 and serves customers worldwide, including in the United Kingdom, the Republic of Ireland, Australia, Canada, Thailand, the USA, and India. Insure and Go is known for its comprehensive coverage, including unlimited emergency medical expenses and optional upgrades for family travel, extreme sports, and gadget and valuable item protection. The company has received recognition for its policies, with its Black and Gold policies rated 5-star by Defaqto and achieving Which? Best Buy.
| Characteristics | Values |
|---|---|
| Year founded | 2000 |
| Founder | NSM Insurance Group |
| Location | Braintree, Essex, United Kingdom |
| Type of company | Travel insurance company |
| Specialization | Insuring customers with pre-existing medical conditions |
| Number of policies | 4 (Black, Gold, Silver, and Budget) |
| Underwriter | Zurich Insurance Plc |
| Worldwide travel insurance cover | Above average (78.90%) |
| Single trip cover | In line with the average (80.40%) |
| Medical emergencies abroad phone number | +44 (0)141 343 1350 |
| Other types of claims phone number | 01702 427 215 |
| Optional upgrades | Family travel insurance, Extreme sports travel insurance, Gadget and valuable |
| Number of travellers covered each year | 2 million+ |
| Parent company | MAPFRE |
Explore related products
What You'll Learn
- Insure and Go is a travel insurance company that covers pre-existing medical conditions
- The company offers worldwide travel insurance, including in the USA, Canada, India, Thailand and Australia
- Insure and Go has four policies: Black, Gold, Silver and Budget
- The company was founded in 2000 and is based in the UK
- Insure and Go has a simple screening process to assess pre-existing medical conditions
Insure and Go is a travel insurance company that covers pre-existing medical conditions
Insure and Go is a travel insurance company that offers a range of policies to cater to different needs. It was founded in 2000 and is based in the UK, with operations in the Republic of Ireland and Australia. Insure and Go is a specialist in covering customers with pre-existing medical conditions, and its policies are underwritten by Zurich Insurance PLC. The company works with a medical screening company, Verisk, to evaluate the medical risk of each customer.
Insure and Go offers four main types of policies: Black, Gold, Silver, and Budget. The Black and Gold policies are rated 5-star by Defaqto, indicating that they offer comprehensive travel insurance cover. These policies also provide unlimited emergency medical expenses. Notably, Insure and Go does not impose an upper age limit on its single trip or annual multi-trip travel insurance policies.
The company's coverage of pre-existing medical conditions is a key feature. Insure and Go considers insuring a wide range of conditions, including diabetic conditions, mental health issues, cancer, and blood circulatory problems. It is important for customers to declare their conditions before purchasing a policy to ensure coverage. However, it is worth noting that the Budget policy does not cover pre-existing medical conditions at all, so customers seeking this type of coverage should choose one of the other policy options.
In addition to medical coverage, Insure and Go offers a range of optional upgrades to tailor the policy to specific needs. These include family travel insurance, extreme sports travel insurance, and additional cover for valuable items such as gadgets and laptops. The company also provides worldwide travel insurance, covering countries such as Australia, Canada, the USA, India, and Thailand.
Insure and Go has been in the market for over 20 years and has a good reputation for handling claims efficiently. According to the latest published data from the Financial Conduct Authority, in 2023, the company paid 85-90% of claims made on European annual policies, which was above the industry average.
Winter Storage: Insuring Your Vehicle
You may want to see also
Explore related products
The company offers worldwide travel insurance, including in the USA, Canada, India, Thailand and Australia
Insure and Go is a travel insurance company that offers worldwide travel insurance, including in the USA, Canada, India, Thailand and Australia. The company has been in operation for over 20 years and has covered more than 27 million travellers. Insure and Go provides single trip and annual multi-trip travel insurance with no upper age limit and covers pre-existing medical conditions.
The company's global policies can cover one-off trips, while their annual worldwide travel insurance provides multi-trip cover for the whole year. Insure and Go's worldwide travel insurance includes cover for cancellation, delays, medical emergencies, stolen passports, and expensive medical care. It is important to note that the excess and amount of cover available may vary depending on the chosen level of worldwide travel insurance.
Insure and Go offers a range of optional upgrades to tailor the holiday cover to the specific needs of travellers. These optional upgrades include family travel insurance, extreme sports travel insurance, and gadget and valuable item cover. The company also provides specialist medical insurance, making it a good option for those with pre-existing medical conditions who may struggle to obtain reasonable cover elsewhere.
Insure and Go has four main policies: Black, Gold, Silver, and Budget. The Black and Gold policies have been rated 5-Star by Defaqto and Best Buy by Which?, respectively. The Black policy offers unlimited emergency medical expenses, while the Gold policy has been praised for its high percentage of non-assistance claims approved for payment.
Workers Comp Insurance: Texas Requirements
You may want to see also
Explore related products
![MagniPros 5X [Rechargeable] Large Ultra Bright LED Page Magnifier with Anti-Glare Lens & 3 Stepless Color Light Modes to Relieve Eye Strain-Ideal for Reading Small Prints, Low Vision and Seniors](https://m.media-amazon.com/images/I/81o3f929mlL._AC_UL320_.jpg)
Insure and Go has four policies: Black, Gold, Silver and Budget
Insure and Go is a British travel insurance company that offers four different policies: Black, Gold, Silver, and Budget. The company was founded in 2000 and is a specialist in covering customers with pre-existing medical conditions. All four policies are underwritten by Zurich Insurance Plc.
The Black and Gold policies are rated 5-star by Defaqto, meaning they offer some of the most comprehensive travel insurance covers available. The Black policy has unlimited emergency medical expenses and has been rated 5-star by Defaqto since 2011. The Gold policy is also highly rated and offers excellent coverage for travellers.
The Silver and Budget policies offer more affordable options for travellers. While the Budget policy does not cover pre-existing medical conditions, the Silver policy does cover some pre-existing conditions, although these must be declared before purchasing the policy. The Silver policy also includes baggage cover, and optional upgrades such as family travel insurance and extreme sports cover can be added to both the Silver and Budget policies.
Insure and Go is a trusted travel insurance provider, covering more than 2 million travellers each year worldwide. The company offers a simple screening process for declaring pre-existing medical conditions and has a good track record of accepting and paying out claims. Overall, Insure and Go's four policies offer a range of comprehensive and affordable options for travellers, with additional flexibility through optional upgrades.
How Traffic Tickets Affect Your Insurance Rates
You may want to see also
Explore related products
The company was founded in 2000 and is based in the UK
InsureandGo (officially Insure & Go Insurance Services Limited) is a travel insurance company founded in 2000 in Braintree, Essex, United Kingdom. The company specializes in providing clients with all-inclusive insurance solutions based on their needs. InsureandGo offers a range of insurance policies, including single-trip travel, annual multi-trip, cruise travel, winter sports, gadget, and computer insurance. The company also provides medical travel insurance, covering many pre-existing conditions free of charge.
In 2005, InsureandGo claimed to be one of the first companies to remove the terrorism exclusion clause from its policies. The following year, due to expansion, the company relocated to new offices in Southend-on-Sea, where its headquarters are currently located. In 2010, InsureandGo became a subsidiary of Spain's Mapfre Asistencia Compañia Internacional de Seguros y Reaseguros Sociedad Anonima.
In 2015, InsureandGo moved most of its UK operations to Bristol, including the claims team and finance department. The company was then purchased by AllClear Travel Insurance in 2021, following Mapfre Asistencia's withdrawal from the UK market. Subsequently, in 2022, InsureandGo was acquired by AllClear Insurance, and in 2024, NSM Insurance Group completed the purchase of AllClear and InsureandGo.
InsureandGo has been recognized for its comprehensive travel insurance policies, with its Black and Gold policies rated 5-Star by Defaqto and Best Buy by Which?. The company has also been praised for its handling of claims, with an above-average acceptance rate for European annual policies, according to the Financial Conduct Authority's 2023 data.
Insurance Penalty: What to Expect This Year
You may want to see also
Explore related products
Insure and Go has a simple screening process to assess pre-existing medical conditions
Insure and Go is a British travel insurance company that has been in operation since 2000. The company specializes in providing travel insurance to customers with pre-existing medical conditions. Insure and Go has a simple screening process to assess pre-existing medical conditions and ensure that travellers get the coverage they need.
The company works with a medical screening company called Verisk to evaluate medical risks. Insure and Go's Black, Gold, Silver, and Budget policies are underwritten by Zurich Insurance Plc. The Black and Gold policies are rated 5-star by Defaqto, indicating that they offer comprehensive travel insurance cover.
Insure and Go's medical travel insurance covers a wide range of conditions, including diabetic conditions, mental health issues, cancer, and blood circulatory problems. It is important for customers to declare their conditions before purchasing a policy to ensure they are covered. Failure to do so could result in a refusal of cover or a voided policy.
The company provides single and annual trip insurance, as well as specialized insurance for backpackers, cruises, winter sports, and pre-existing medical conditions. Insure and Go also offers a range of upgrades, such as family travel insurance, extreme sports travel insurance, and additional cover for valuable items.
With a focus on accessibility and inclusivity, Insure and Go aims to make travel insurance available to as many people as possible, including those with pre-existing medical conditions. The company's simple screening process plays a crucial role in achieving this goal by facilitating the assessment of pre-existing medical conditions and enabling tailored coverage for travellers.
Encompass Insurance: Is It Going Out of Business?
You may want to see also
Frequently asked questions
Insure and Go Light is not a term I found related to Insure and Go travel insurance. However, Insure and Go is a travel insurance company that offers a range of policies, including single and annual trip, backpacker, cruise, over 65's, winter sports, and pre-existing medical conditions. They also offer optional upgrades to cover family travel insurance, extreme sports travel insurance, and gadget and valuable insurance.
How do I make a claim with Insure and Go?
