Jeffrey Wade
Legion Limited Medical is a health insurance company with a location in Wayne, PA. Legion Limited Medical does not appear to be BBB accredited and has 0 customer reviews. Legion Insurance Group (LIG) is a separate company that provides advice on income and indirect cost protection. The Legionnaire Insurance Trust (LIT) is yet another entity that offers a Hospital Help Plan, which is supplemental insurance for hospital stays, intensive care, cardiac care, cancer treatment, rehabilitative facilities, and V.A. hospitals. This plan is underwritten by Securian Life Insurance Company and is not connected to any government agencies. Legion Healthcare Partners is a company that focuses on improving the financial economics of proton therapy for cancer treatment. Finally, Legion Health is a Texas-based psychiatry service that accepts insurance.
| Characteristics | Values |
|---|---|
| Number of claims | No limit |
| Pre-existing conditions | Covered after 12 months without treatment |
| Medical exams or health questions | Not required |
| Coverage | Immediate |
| Areas covered | Hospital stays, intensive care, cardiac care, cancer care, rehabilitative facilities, and V.A. hospitals |
| Cancellation policy | No obligation with a 30-day free look |
| Premium refund | 100% refund if no claims made during the first 30 days |
| Provider | Securian Life Insurance Company |
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What You'll Learn
Legionnaire Hospital HELP Plan
The Legionnaire Hospital HELP Plan is an insurance coverage plan offered by the Legion Insurance Trust (LIT). It is designed to provide benefits for hospital stays, intensive care, cardiac care, cancer treatment, rehabilitative facilities, and V.A. hospitals. This plan is not a major medical health insurance policy, but rather a supplemental insurance plan. It is important to have a major medical policy in place before purchasing supplemental insurance.
The Legionnaire Hospital HELP Plan offers guaranteed coverage for Legionnaires and their spouses, regardless of age or health status. There are no medical exams or health questions required for enrolment. However, pre-existing conditions are subject to a provision that excludes coverage for any injury or sickness that occurred within the twelve months before the effective date of the policy.
The benefits of the Legionnaire Hospital HELP Plan are paid out regardless of Medicare, medical insurance, or any other insurance policies held by the insured. This means that the plan can help cover the gaps left by Medicare and major medical insurance plans, which often require deductibles, co-payments, and balance billing.
The Legion Insurance Trust has paid out hundreds of millions of dollars in claim benefits to Legionnaires and their families through various insurance plans, including the Hospital Income Protection plan, cancer coverage, accidental death insurance, travel accident insurance, and more. The Hospital HELP Plan specifically offers unlimited claims with no limit on the number of times benefits can be paid out.
Enrolment in the Legionnaire Hospital HELP Plan begins on the first day of the month after the enrollment form and first premium payment are received. Coverage continues as long as premiums are paid on time, and the insured remains a Legionnaire in good standing. There is also a 30-day free look period, during which enrollees can cancel their coverage and receive a full refund if they are not satisfied with the plan.
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Pre-existing conditions
The Legionnaire Hospital HELP Plan insurance coverage is provided by the Securian Life Insurance Company. It is important to note that this is not a major medical health insurance policy. This means that it is supplemental insurance, and you should already have major medical insurance coverage before purchasing this plan.
The Legionnaire Hospital HELP Plan offers benefits for hospital stays, intensive care, cardiac care, cancer treatment, rehabilitative facilities, and V.A. hospitals. There is no limit to the number of claims you can make. Additionally, there are no medical exams or health questions required to sign up for this program, and coverage is guaranteed regardless of age or health status (subject to the pre-existing conditions provision).
It is important to note that the Legionnaire Hospital HELP Plan does not provide benefits for routine physical exams or hospital confinement for reasons other than injury or sickness, or if it is not medically necessary.
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No medical exams
The Legionnaire Hospital HELP Plan insurance coverage is a supplemental insurance plan that offers benefits for hospital stays, intensive care, cardiac care, cancer treatment, rehabilitative facilities, and V.A. hospitals. It is important to note that this plan is not a major medical health insurance policy, and individuals should already have major medical insurance coverage before purchasing supplemental insurance.
One key feature of the Legionnaire Hospital HELP Plan is that there are no medical exams or health questions required for enrolment. Coverage is guaranteed for Legionnaires and their spouses, regardless of age or current health status. However, pre-existing conditions are subject to a provision that excludes coverage for any injury or sickness that occurred within the twelve months before the effective date of the policy.
The Hospital HELP Plan offers flexibility, as there is no limit to the number of claims that can be made. Additionally, there is no obligation to continue the program if it does not meet an individual's needs. The program offers a 30-day free look period, during which individuals can review their Certificate of Insurance and cancel their coverage for a full refund if they are not satisfied, as long as no claims have been made.
While the Legionnaire Hospital HELP Plan provides benefits for various medical expenses, it is important to understand its limitations. The plan does not cover routine physical exams or hospital confinement that is not medically necessary. Furthermore, it is essential to review the specific terms and conditions, as certain exclusions and limitations may apply.
The Legion Insurance Trust (LIT) offers a range of insurance plans beyond the Hospital HELP Plan. These include coverage for cancer, accidental death, travel accident, critical illness, disability income, emergency assistance, long-term care, Medicare supplement, discount cards, dental, whole life, auto, homeowners, identity theft, and home healthcare. The LIT has paid out hundreds of millions of dollars in claim benefits to Legionnaires and their families, demonstrating its commitment to providing financial protection during medical events.
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Hospital Income Protection plan
The Legionnaire Insurance Trust (LIT) was formed in 1966 with two primary goals: to provide Legion families with low-cost insurance protection and to provide a source of revenue to participating Legion Departments. The Legionnaire Hospital Help Plan is a supplemental insurance plan that offers benefits for hospital stays, intensive care, cardiac care, cancer care, rehabilitative facilities, and V.A. hospitals. It is important to note that this is not a major medical health insurance policy, and individuals should have a separate major medical policy in place before purchasing supplemental insurance.
The Hospital Income Protection Plan was the first Trust insurance plan offered by LIT. This program is designed to pay fixed dollar amounts for periods of hospital confinement. The plan provides peace of mind by covering income and indirect cost protection, in addition to medical bills.
The Hospital Help Plan offers guaranteed coverage for Legionnaires and their spouses, regardless of age or health status (subject to pre-existing condition provisions). There are no medical exams or health questions required for enrolment. Coverage begins the first day of the month after the enrollment form and first premium payment are received. Benefits include coverage for hospital stays, intensive care, cardiac care, and cancer treatment.
It is important to note that there are some exclusions to the Hospital Help Plan. It does not cover routine physical exams or hospital confinement for reasons other than injury or sickness, or those that are not medically necessary. Additionally, Medicare and most major medical insurance plans often require the insured to pay deductibles, co-payments, balance billing, and other goods and services not covered by the plan.
The Hospital Help Plan offers flexibility and peace of mind with no limit to the number of claims that can be made. There is also a 30-day free look period, during which individuals can review their Certificate of Insurance and cancel their coverage for a full refund if they are not satisfied, as long as no claims have been made.
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Insurance coverage
The Legionnaire Insurance Trust (LIT) offers a Hospital Help Plan, which is a supplemental insurance plan. This means that it is not a major medical health insurance policy and should only be purchased if you are already covered by a major medical policy. The Legionnaire Hospital Help Plan provides benefits for hospital stays, intensive care, cardiac care, cancer care, rehabilitative facilities, and V.A. hospitals. There is no limit to the number of claims you can make.
The Hospital Help Plan is provided by Securian Life Insurance Company, which is not connected with or endorsed by any government agency, including the U.S. Military, Veteran's Administration (CMS), or the Centers for Medicare and Medicaid. The plan is available to Legionnaires and their spouses, regardless of age or health status (subject to the pre-existing conditions provision). Coverage begins the first day of the month after the enrollment form and first premium payment are received.
The Legion Insurance Trust (LIT) has offered a range of other insurance coverage over the years, including Cancer, Accidental Death, Travel Accident, Critical Illness, Disability Income, Emergency Assistance, Long-Term Care, Medicare Supplement, Discount Cards, Dental, Whole Life, Auto, Homeowners, Identity Theft, and Home Health Care.
The Hospital Income Protection plan was the first Trust insurance plan offered by LIT. This program is designed to pay fixed dollar amounts for periods of hospital confinement.
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Frequently asked questions
Legion Limited Medical is a health insurance company with 1 location in Wayne, PA. The company provides a Hospital Help Plan insurance coverage that offers benefits for hospital stays, intensive care, cardiac care, cancer treatment, rehabilitative facilities, and V.A. hospitals.
Legion Limited Medical Health Insurance covers hospital stays and treatments for new injuries or sicknesses. It also covers intensive care, cardiac care, cancer treatment, and rehabilitative facilities. It is important to note that this is not a major medical health insurance policy, and it is recommended to have a separate major medical policy in place before purchasing supplemental insurance.
To sign up for Legion Limited Medical Health Insurance, you can enrol through their website or by contacting their office directly. It is recommended to review the terms and conditions of the policy carefully before signing up, as there are specific provisions regarding pre-existing conditions and coverage limitations.
