Jeffrey Wade
Supplemental insurance plans are an important part of any employment benefits package. The Hartford offers voluntary life insurance to employees and their families, providing peace of mind that, in the event of an unexpected death, their families will be taken care of. This type of insurance can also cover unforeseen accidents, including those that result in severe injury or loss of limb. Additionally, depending on the policy, coverage may extend to protect dependents in the event of accidents that cause loss of life, speech, hearing, sight, movement, or limb.
| Characteristics | Values |
|---|---|
| What it is | Voluntary life insurance that offers employees and their families peace of mind that, if they pass away unexpectedly, their families won't unduly struggle |
| What it covers | Accidental loss of life and severe injury benefits coverage applies to accidents wherever and whenever they happen – not just at work |
| Who it covers | Depending on the policy, this coverage may also protect dependents |
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What You'll Learn
Voluntary life insurance
Supplemental insurance plans are an important part of any employment benefits package. They can help employers attract top talent.
Voluntary accidental death and dismemberment insurance, as it is also known, can be taken out to cover loss of life, speech, hearing, sight, movement and limb (hand, foot, thumb and index finger).
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Family care coverage
Supplemental insurance plans are an important part of any employment benefits package. They can fill gaps in current health care benefits and offer peace of mind to employees and their families.
The Hartford offers a range of supplemental insurance plans, including family care coverage. This can include travel and lodging, as well as behavioural health and substance support benefits.
Voluntary life insurance is one type of supplemental insurance offered by The Hartford. It provides a lump sum towards covered, unforeseen accident-related expenses, specifically when they are fatal or result in severe injury, such as the loss of limb or function. This coverage applies to accidents wherever and whenever they happen, not just at work.
Depending on the policy, this coverage may also protect dependents. Benefits can be applied to loss of life, speech, hearing, sight, movement, and limb (hand, foot, thumb, and index finger).
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Accidental death and dismemberment insurance
Supplemental life insurance from Hartford is a voluntary insurance that offers employees and their families peace of mind. It covers unforeseen accident-related expenses, specifically when they are fatal or result in loss of limb or function. This includes loss of life, speech, hearing, sight, movement and limb (hand, foot, thumb and index finger).
The Hartford's accidental death and dismemberment insurance is a comprehensive plan that offers protection to employees and their families. It provides peace of mind and helps to ensure that families won't unduly struggle in the event of an unexpected death or severe injury. This type of insurance is an important part of any employment benefits package and can help to attract top talent.
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Severe injury benefits
Supplemental life insurance from Hartford is a voluntary insurance that offers peace of mind to employees and their families. It covers unforeseen accident-related expenses, specifically when they are fatal or result in severe injury, such as loss of limb or function. This includes loss of life, speech, hearing, sight, movement and limb (hand, foot, thumb and index finger). The insurance covers accidents wherever and whenever they happen – not just at work.
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Dependents' protection
Supplemental insurance plans are an important part of any employment benefits package. They can be used to fill gaps in current health care benefits.
The Hartford offers voluntary life insurance, which provides peace of mind for employees and their families. This means that, in the event of an employee's unexpected death, their family will not struggle financially. Depending on the policy, this coverage may also protect dependents.
Voluntary accidental death and dismemberment insurance, also known as accidental loss of life and severe injury benefits, contributes a lump sum toward covered, unforeseen accident-related expenses. This includes accidents that are fatal or result in the loss of limb or function. Benefits for covered accidents can be applied to loss of life, speech, hearing, sight, movement, and limb (hand, foot, thumb, and index finger).
Supplemental insurance plans can also include family care coverage, such as travel and lodging, or behavioural health and substance support benefits.
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Frequently asked questions
Supplemental life insurance is an insurance plan that can be offered as part of an employment benefits package.
The Hartford's supplemental life insurance offers peace of mind to employees and their families, covering unforeseen accident-related expenses, including fatal accidents, as well as loss of limb or function. It also covers family care, including travel and lodging, and behavioural health and substance support benefits.
The Hartford makes no representation or warranty regarding the contents, completeness, accuracy or security of any material within this article or on such sites.
Supplemental life insurance can fill gaps in current health care benefits, providing additional coverage for unforeseen accidents and supporting family members in the event of an employee's unexpected death.
