Orlando Harmon
Nevada is one of the most expensive states for car insurance in the U.S. The average cost of full-coverage car insurance in Nevada is $3,870 per year or $322 per month, while the average cost of minimum-coverage car insurance in Nevada is $1,665 per year or $139 per month. The cheapest car insurance companies in Nevada include USAA, Travelers, Progressive, State Farm, and Geico.
| Characteristics | Values |
|---|---|
| Cheapest car insurance in Nevada | USAA, Travelers, Progressive, State Farm, Geico |
| Cheapest car insurance for minimum coverage | Geico, Progressive |
| Cheapest car insurance for full coverage | Geico, Progressive |
| Cheapest car insurance for drivers with prior incidents | Geico, Progressive |
| Cheapest car insurance for young drivers | Geico |
What You'll Learn
Cheapest car insurance for young drivers in Nevada
Nevada has some of the most expensive car insurance rates in the US, with the average cost of car insurance in the state being $1,900 per year. The cheapest car insurance for young drivers in Nevada is offered by State Farm and Geico. State Farm offers the most affordable car insurance rate on average at $1,319 per year for a single 25-year-old female driver, while Geico has the lowest average rate for 17-year-old drivers, at $3,043 for males and $3,344 for females. For 16-year-old drivers, USAA is the cheapest option for full coverage, while State Farm is the cheapest for minimum coverage. For 18-year-old drivers, USAA is the cheapest option for full coverage, while Travelers is the cheapest for minimum coverage. For 21-year-old drivers, Travelers is the cheapest option for both full and minimum coverage. For 25-year-old drivers, State Farm is the cheapest option for full coverage, while Geico is the cheapest for minimum coverage.
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Cheapest car insurance for drivers with a DUI
If you have a DUI on your record, you will likely pay more for car insurance in Nevada. The cheapest car insurance for drivers with a DUI in Nevada is offered by State Farm, with an average annual premium of $1,874. Geico is the second-cheapest insurer at an average of $2,600 per year.
A DUI can significantly impact your car insurance costs. On average, drivers with clean records pay 39% less than drivers with a DUI on their record.
It is important to note that car insurance rates are based on various factors, including age, location, driving history, and the type of vehicle you own. Comparing quotes from multiple insurance companies can help you find the most affordable option for your specific needs.
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Cheapest car insurance for drivers with a speeding ticket
Nevada is one of the most expensive states for car insurance in the U.S. due to its high percentage of vehicle theft and urban population density. However, there are still ways to find cheap car insurance if you are a driver with a speeding ticket.
State Farm
State Farm offers the cheapest car insurance rates for drivers with a speeding ticket in Nevada, with an average annual premium of $1,874.
Other cheap car insurance options for drivers with a speeding ticket
Geico
Geico is the second-cheapest option for drivers with a speeding ticket, with an average annual premium of $2,600.
Progressive
Progressive is another affordable option for drivers with a speeding ticket, but their average annual premium is higher, at $4,580.
Factors that affect car insurance rates
Age, location, driving history, credit score, and vehicle type all influence car insurance rates. Insurance companies view speeding tickets as indicators of risky driving habits, so they may increase your rates if you have one on your record.
Tips for finding cheap car insurance
- Compare quotes from multiple insurance companies.
- Maintain a clean driving record and good credit score.
- Consider raising your deductible, but make sure you can afford to pay it in case of an accident.
- Look for discounts, such as those for safe driving, bundling policies, or having certain safety features in your car.
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Cheapest car insurance for drivers with an at-fault accident
In Nevada, the cheapest car insurance for drivers with an at-fault accident is offered by State Farm. The average annual rate for drivers with an at-fault accident is $2,859, while State Farm's average rate is $1,459.
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Cheapest car insurance for drivers with poor credit
Nevada is one of the most expensive states for car insurance in the US. However, drivers with poor credit can still find affordable coverage. Here is a list of the cheapest car insurance companies in Nevada for drivers with poor credit:
- Geico: $1,869 per year
- CSAA: $4,963 per year
- American Family Company: $5,343 per year
- Statewide Average Company: $2,037 per year
- Travelers: $1,286 per year
- Country Financial: $1,286 per year
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Frequently asked questions
The cheapest car insurance in Nevada is offered by USAA and costs $63 per month for liability insurance.
The cheapest full-coverage car insurance in Nevada is offered by Travelers and costs $165 per month.
The cheapest car insurance in Nevada for young drivers is offered by State Farm and costs $1,319 per year for a 25-year-old female driver.
The cheapest car insurance in Nevada for drivers with a speeding ticket is offered by State Farm and costs $1,346 per year.
The cheapest car insurance in Nevada for drivers with a DUI is offered by State Farm and costs $1,346 per year.
