Haris Ashley
The University of Alabama at Birmingham Health System (UAB) offers a range of insurance options for its students, staff, and patients. UAB Medicine facilities, including UAB Hospital and UAB Hospital-Highlands, accept most forms of insurance. UAB Medical West, for example, accepts Medicare, Blue Cross Blue Shield, Viva Health, and Medicaid, among others. UAB has also partnered with Huntsville Hospital to expand health insurance options for seniors with Medicare in North Alabama through Viva Health, a UAB Health System company. UAB offers its own Student Health Insurance Plan (SHIP) through UHC Student Resources, which is mandatory for international students, students enrolled in clinical programs, and undergraduate students with 9 or more credit hours.
| Characteristics | Values |
|---|---|
| Name of Insurance | Medicare Supplement Insurance |
| Provider | UAB Medicine |
| Hospitals Covered | UAB Hospital, UAB Hospital-Highlands, University Emergency Department, The Kirklin Clinic of UAB Hospital, UAB Medical West |
| Insurance Requirements | Patients must provide insurance information when seeking service |
| Insurance Verification | Patients must bring proper insurance identification cards |
| Billing | Bills will be sent for all services provided, including triage and ED services |
| Financial Assistance | Available for those who meet certain requirements |
| Parking | Free parking available in several locations, including a flat lot in front of the hospital and a parking deck |
| Medicare Advantage Product | Offered through Viva Health, a sister company of UAB Health System |
| Student Health Insurance Plan (SHIP) | Provided by UHC Student Resources, offering preventive services and unlimited lifetime maximums for medical and prescription coverage |
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What You'll Learn
UAB Medicine facilities and insurance
UAB Medicine is home to one of the top academic medical centres in the nation and is a recognised leader in quality patient care and research. The UAB Hospital is located in Birmingham's Medical District and is among the 20 largest and best-equipped hospitals in the nation. It provides patients with a complete range of primary and specialty care services, as well as the most up-to-date treatments and innovations in healthcare.
The hospital collaborates across disciplines to formulate the best personalised treatment plans for each patient, drawing on the vast academic and research resources of UAB. This includes the UAB O'Neal Comprehensive Cancer Center, the only one in a five-state region, and the UAB Comprehensive Diabetes Research Center. The Neurosciences, Heart/Vascular, and Critical Care services are also highly recognised.
UAB Medicine accepts many different insurance policies, including Medicare, Blue Cross Blue Shield, Viva Health, Viva Medicare, Self-Pay, and Medicaid. The Kirklin Clinic of UAB Hospital, an outpatient department, accepts most forms of insurance. However, patients should check with the clinic to ensure their specific coverage is approved. UAB Medicine specialists are available to guide patients through any concerns about insurance and billing. It is recommended that patients contact their insurance company in advance to understand the coverage their policy provides and whether UAB is classified as "in-network" or "out-of-network".
UAB also offers a Student Health Insurance Plan (SHIP) provided by UHC Student Resources. This plan is specifically designed to meet the needs of UAB students and offers competitive prices, preventive services, and unlimited lifetime maximums for medical and prescription coverage.
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UAB Student Health Insurance Plan (SHIP)
The University of Alabama at Birmingham (UAB) offers a Student Health Insurance Plan (SHIP) that is provided by UHC Student Resources. This plan is specifically designed to meet the needs of UAB students and offers competitive pricing with the best available protection. The SHIP is a mandatory 1-year commercial policy that is re-negotiated annually and includes preventive services, unlimited lifetime maximums for medical and prescription coverage, and access to a national network of preferred providers in all 50 states.
International students, students enrolled in clinical programs, undergraduate students registered for 9 or more credit hours, and most graduate and professional students are required to have health insurance. Students who do not have their own private coverage are automatically enrolled in SHIP. The SHIP policy is tailored to the unique needs of the student population and offers comprehensive coverage, ensuring that students have access to the care they need during their time at UAB.
The SHIP plan provides students with peace of mind, knowing that their health is protected. With unlimited lifetime maximums, students can seek necessary medical treatment without worrying about reaching a coverage cap. Additionally, the national network of preferred providers ensures that students can access quality care not only in Alabama but across the entire country. This is especially beneficial for students who may need to seek medical attention while travelling or studying away from UAB.
UAB is committed to supporting the health and well-being of its students. By partnering with UHC Student Resources, UAB ensures that students have access to a comprehensive and competitively priced insurance plan. This partnership allows students to focus on their academic pursuits without worrying about their health coverage.
For students interested in exploring alternative insurance options, UAB also provides information on the Health Insurance Exchange and Marketplace. Additionally, UAB offers a range of other benefits, including dental, vision, pharmacy plans, flexible spending accounts, and life and disability insurance plans. These benefits are designed to provide a comprehensive safety net for students, ensuring they have access to the resources they need to maintain their health and well-being.
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UAB Hospital billing and insurance
At UAB Medicine, we understand that dealing with health and healthcare bills can be overwhelming, so we aim to make the billing process as smooth as possible. We strive to provide you with the financial information you need.
Billing
You will receive a bill for being seen at the University Emergency Department (UED). You will need to show two forms of identification and provide information such as your name, address, and insurance details. If you are admitted to the hospital, all costs for your UED visit will be added to your hospital bill. If you are discharged, you will receive a separate bill for UED services and UED physician charges.
Insurance
You will be asked for your insurance information when you seek service at each UAB Medicine facility, including UAB Hospital, UAB Hospital-Highlands, University Emergency Department, and The Kirklin Clinic of UAB Hospital. Specialists are available to answer your insurance and billing queries.
The Kirklin Clinic of UAB Hospital and UAB Russell Clinic accept most forms of insurance. However, it is recommended that you check with them to ensure your specific coverage is approved. Please bring your insurance identification cards so that they can submit your claims to your insurance company. If you need to file a claim with your company's insurance, they will provide you with the necessary forms.
Financial Assistance
There are many programs that may help you pay your hospital bill if you qualify. The admissions coordinator will discuss your income and needs to determine if there is a suitable program for you. UAB Medical West also provides financial assistance for those who meet certain requirements.
Student Health Insurance Plan
UAB offers a Student Health Insurance Plan (SHIP) through UHC Student Resources. This plan includes preventive services and unlimited lifetime maximums for medical and prescription coverage. Students who do not have their own insurance coverage are automatically enrolled in SHIP.
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UAB Medical West parking
UAB Medical West in Birmingham offers convenient on-campus parking in several locations. Patients and visitors can park in the flat lot in front of the hospital and enter through the main entrance, or they can park on the first or second floors of the parking deck and use the crosswalk on the second floor to access the hospital. Paid valet parking is also available at the main entrance. Parking is free in all lots and decks.
The visiting hours for routine care patients at UAB Medical West are from 10 a.m. to 8 p.m. Intensive Care Unit patients have visiting hours from 10 a.m. to 11 a.m., 2 p.m. to 3 p.m., and 8 p.m. to 9 p.m. It is recommended that there are no more than two visitors at a time.
The full-service cafeteria at UAB Medical West is open daily from 6 a.m. – 10 a.m., 11 a.m.-2 p.m., and 4 p.m.-7 p.m. It is located on the first floor and is open to relatives, guests, visitors, and employees.
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UAB Health System and Medicare Advantage
The University of Alabama at Birmingham (UAB) Health System is a leader in patient care, academic medicine, and medical research. The UAB Hospital is the only Level I Trauma Centre in Alabama recognised by the American College of Surgeons, treating the most critical patients in the state and beyond.
UAB Health System and UnitedHealthcare have reached an agreement on a new health insurance contract, ensuring continued access to care from UAB and UAB-affiliated medical providers for UnitedHealthcare members. This contract is effective for a multi-year term, providing stability and continued access to high-quality care for patients across the state.
UAB Medical West, a hospital within the UAB Health System, accepts various insurance plans, including Medicare, Blue Cross Blue Shield, Viva Health, Viva Medicare, Medicaid, and Healthspring Medicare Advantage, among others. The hospital provides financial assistance for those who meet certain requirements. Patients are advised to contact their insurance companies beforehand to understand their coverage policies and determine whether UAB is classified as "in-network" or "out-of-network," as out-of-pocket charges may vary.
Additionally, UAB offers a Student Health Insurance Plan (SHIP) through UHC Student Resources, which is designed to meet the needs of its students. This plan offers competitive pricing, preventive services, and unlimited lifetime maximums for medical and prescription coverage.
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Frequently asked questions
UAB Birmingham offers a range of insurance options for its students, staff, and patients. The UAB Student Health Insurance Plan (SHIP) is provided by UHC Student Resources and offers competitive prices with unlimited lifetime maximums for medical and prescription coverage. For staff, there are various insurance plans, including medical, dental, vision, and pharmacy plans. UAB Birmingham also accepts Medicare and has partnered with Huntsville Hospital to expand health insurance options for seniors with Medicare in North Alabama.
The SHIP plan includes preventive services and unlimited lifetime maximums for medical and prescription coverage. It provides access to a national network of preferred providers in all 50 states.
Yes, you will be asked for your insurance information when you seek service at each UAB Medicine facility, including UAB Hospital and The Kirklin Clinic of UAB Hospital. It is important to determine whether UAB is classified as "in-network" or "out-of-network" as out-of-pocket charges may be higher for out-of-network services.
In addition to SHIP and Medicare, UAB Birmingham also accepts Blue Cross Blue Shield, Viva Health, Self-Pay, Medicaid Patients First, Healthspring Medicare Advantage, and more.
