Jobs With Medical Insurance: Your Options

what jobs offer medical insurance

Health insurance is a highly sought-after benefit, and while it is not a requirement for part-time employees, some companies offer it as a perk. Starbucks, for example, provides part-time employees with medical, dental, and vision health benefits. Amazon also provides part-time employees with medical, dental, and vision insurance, as well as 401k retirement plans. Other companies that offer part-time health insurance include Chipotle, Whole Foods, Trader Joe's, Delta, JPMorgan Chase, Costco, and REI. Some employers, such as the federal government, offer the same health insurance benefits to both part-time and full-time employees, with the part-time employees contributing a larger percentage of the premium.

Characteristics Values
Number of working hours required to be eligible for health insurance 20-40 hours per week
Companies offering health insurance to part-time employees Amazon, Starbucks, Costco, REI, Chipotle, Whole Foods, JPMorgan Chase, Activision Blizzard, American Red Cross, CVS Health, Ikea, U-Haul, UPS, Verizon
Job roles Software developers, digital artists, marketing managers, cashiers, baristas, delivery truck drivers, package handlers, phlebotomists, medical technologists, bus drivers, warehouse workers, retail workers, fast-food workers, grocery store workers, call center workers, lab technicians, animal care technicians, sailors, teachers, nurses, doctors
Types of insurance offered Medical, dental, vision, life, disability, pharmacy, behavioral health
Other benefits Retirement plans, paid time off, sick leave, stock purchase programs, tuition reimbursement, free meals, counseling services, flexible spending accounts, debt counseling, legal services
Cost of employer-sponsored family health insurance plan in 2023 $23,968

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Part-time jobs with medical insurance

Part-time jobs that offer medical insurance are a great way to manage medical costs while working fewer hours. While it may seem challenging to find a part-time job with health insurance, there are several options available. Here are some examples of companies that offer medical insurance to their part-time employees:

Starbucks

Starbucks is a well-known coffee chain that offers medical insurance to its part-time employees. They provide five tiers of medical plans, including Bronze, Bronze Plus, Silver, Gold, and Platinum coverage options. Starbucks also offers dental and vision plans, as well as other benefits such as paid leave, employee discounts, and education cost coverage. To be eligible for these benefits, employees must work a minimum of 20 hours per week.

Chipotle

Chipotle, the popular fast-casual burrito chain, offers a suite of health insurance plans to all its hourly workers, including medical, dental, and vision insurance with dependent coverage. There are no minimum weekly hour requirements to qualify for these benefits.

Amazon

Amazon, the online retail giant, provides medical insurance to its part-time employees working 20 or more hours per week. They also offer enrollment in dental and vision insurance plans, as well as access to virtual healthcare and digital physical therapy. Amazon also provides a 401k plan with a company match for its part-time employees.

Trader Joe's

Trader Joe's, a popular grocery store chain, offers low-cost insurance plans for medical, vision, and dental coverage to its part-time employees. They also provide a retirement plan, paid time off, and career development assistance.

Costco

Costco, a wholesale retailer, offers a comprehensive health insurance plan to its part-time employees who work more than 23 hours per week and have completed 180 days of service. Their plan includes medical, dental, and vision coverage, as well as a prescription plan with low copays. Costco also offers a 401(k) plan and other benefits to its part-time staff.

REI

REI, a retailer of outdoor gear, offers a competitive benefits package to its part-time employees, including medical insurance options with dental, vision, and long-term care plans. To be eligible for these benefits, employees must work a minimum of 20 hours per week for a year.

JPMorgan Chase

JPMorgan Chase, a financial institution, offers a generous benefits package to its part-time employees working over 20 hours per week. They provide two medical coverage options, as well as dental, vision, life, and long-term disability insurance.

Federal Government Jobs

Working for the federal government can also provide health insurance benefits for part-time employees. While the amount of coverage may vary, part-time employees are generally eligible for the same health insurance benefits as full-time employees, although they may pay a greater percentage of the premium. Agencies such as the Postal Service, the Internal Revenue Service, and the Department of Veterans Affairs offer these benefits.

State of Maryland

The State of Maryland provides its employees with strong benefits, including health coverage, retirement benefits, ample leave time, and reduced childcare costs. Many positions are also eligible for telework.

These are just a few examples of the many part-time jobs that offer medical insurance. Each company's benefits package may vary, so it is important to review the specific details before applying.

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Companies offering medical insurance to permanent employees

Permanent employees of the federal government are eligible for health insurance benefits, regardless of the number of hours worked. The percentage of the premium covered by the employer decreases as the number of hours worked by the employee decreases. These jobs can be found in agencies such as the Postal Service, the Internal Revenue Service, the Federal Bureau of Investigation, and the Department of Veterans Affairs.

Starbucks offers five tiers of medical plans for eligible hourly workers, with eligibility based on an average of 20 hours worked per week. The company also offers dental and vision health benefits, as well as tuition reimbursement for employees seeking a college education.

Amazon provides health insurance to part-time employees working a minimum of 20 hours per week. The company's health insurance includes medical, dental, and vision insurance, as well as Flexible Spending Accounts (FSAs) and a 401(k) retirement plan.

Chipotle offers medical, dental, and vision insurance to all hourly crew members, with no minimum weekly hour requirements. The company also provides access to mental health services and a 401(k) retirement plan.

Other companies that offer health insurance to part-time employees working 20-30 hours per week include Citi Bank, Trader Joe's, Delta Air Lines, Whole Foods, Ikea, JPMorgan, Lowe's, and Costco. These companies typically offer a combination of medical, dental, vision, and life insurance, as well as retirement plans and other benefits.

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Retail jobs with medical insurance

There are a variety of retail jobs that offer medical insurance, even for part-time employees. Here are some examples:

Amazon

Amazon, the online retailer, offers medical, dental, and vision insurance to part-time employees working 20 or more hours per week. Amazon also provides a 401k plan with a company match of up to 4% of the employee's pay. Additionally, employees and their household members can access up to five free counselling sessions each year.

Costco

Costco, the membership-based wholesale retail chain, provides comprehensive benefits to its employees. This includes medical, dental, vision, and hearing coverage, as well as options for short-term disability, life, or long-term care insurance. Costco employees can also add their spouses, children, and domestic partners to their plans.

IKEA

At IKEA, employees who work 20 hours or more per week are considered full-time and are eligible for benefits, including medical, dental, and vision plans. This means that even part-time employees working over 20 hours can access similar benefits to those working up to 40 hours.

Home Improvement Retailers

Home improvement retailers like Lowe's, Home Depot, and Macy's offer part-time employees access to health, dental, vision, and life insurance plans. Additionally, these retailers may provide extra perks such as vacation accrual, in-store discounts, and participation in parades for part-time employees.

Chipotle

Chipotle offers medical, dental, and vision insurance to all hourly employees, regardless of the number of hours worked. They also provide tuition reimbursement, paid time off, and access to a licensed counsellor at no cost.

Starbucks

Starbucks offers health insurance benefits to part-time employees who work an average of 20 hours per week. This includes medical, dental, and vision health benefits.

REI

Outdoor and sports retailer REI provides medical and dental coverage, as well as additional life insurance and disability insurance, for employees working an average of 20 hours or more per week over a 12-month period. REI also offers flexible schedules and competitive time off, including a paid "Yay Day" every six months.

These are just a few examples of retail jobs that offer medical insurance. Many companies are recognising the importance of providing health benefits to their employees, even for part-time workers.

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Fast-food jobs with medical insurance

Fast-food jobs are often associated with part-time work and low wages, which can make it challenging for employees to access healthcare benefits. In the past, some fast-food franchisees have opted to hire part-time workers to avoid providing health insurance, contributing to a lack of full-time positions in the industry. However, this trend appears to be changing, with some companies recognizing the value of offering competitive benefits packages to attract and retain talented employees.

Gorsuch, a family-owned company with a reputation for exceptional merchandise and services, stands out for providing a comprehensive benefits package to its full-time employees. This package includes medical insurance, basic life insurance, long-term and short-term disability insurance, voluntary dental and vision insurance, and a 401(k) retirement plan, among other perks. Gorsuch's approach demonstrates a commitment to investing in its employees' well-being and long-term satisfaction.

Other fast-food chains that have been mentioned in relation to health insurance include In-N-Out, Chipotle, Starbucks, and McDonald's. While the specifics of their health insurance offerings are not detailed, these chains have been noted as potential options for those seeking fast-food jobs with benefits. It is worth noting that McDonald's has been highlighted for offering telehealth services for free, which could be a valuable component of their overall health benefits package.

Additionally, some companies outside of the traditional fast-food industry, such as Trader Joe's, Target, and Walgreens, offer health insurance to their employees. Trader Joe's provides health insurance to full-time workers, while Target requires an average of 25 hours per week and one year of employment for health insurance eligibility. Walgreens offers a comprehensive package that includes health, dental, vision, life insurance, and more, showcasing their commitment to employee well-being.

While the availability of health insurance in the fast-food industry has been a concern, with protests calling for better wages and benefits, it appears that some companies are taking steps in the right direction. By prioritizing employee satisfaction and recognizing the importance of healthcare benefits, these companies contribute to a brighter landscape for hourly employees seeking improved job perks.

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Government jobs with medical insurance

The federal government offers a range of benefits to its employees, including medical and life insurance, flexible spending accounts, student loan repayment and forgiveness, and generous vacation, sick leave, and holiday policies. These benefits are available to both full-time and part-time employees, although the amount that comes out of the employee's paycheck varies based on their position.

The Federal Employees Health Benefits Program (FEHB) is a comprehensive health insurance plan offered to federal government employees and their families, including spouses and unmarried dependent children under the age of 26. The FEHB provides access to a wide range of health insurance plans, with no waiting period or medical exam required for enrollment. Additionally, the Federal Flexible Spending Account Program (FSAFEDS) allows employees to set aside pre-tax dollars from their paychecks to cover healthcare or childcare costs not covered by their health, dental, or vision plans.

The Federal Employees' Group Life Insurance Program (FEGLI) is another benefit offered to government employees, providing life insurance coverage starting at one year's salary up to more than six times their salary. This program also offers coverage for the employee's spouse and eligible children. Furthermore, the Thrift Savings Plan (TSP) offers benefits similar to a traditional 401(k) plan, with agencies contributing 1% of each employee's salary and matching a certain amount of employees' contributions.

It is important to note that some government jobs may have specific requirements or restrictions for eligibility and that employees should check with their agencies to ensure they understand their benefits. Overall, the federal government provides a robust benefits package to its employees, including medical insurance and other valuable perks.

Frequently asked questions

Some companies that offer medical insurance to part-time employees include Starbucks, Amazon, Chipotle, Citi Bank, Trader Joe's, Delta Air Lines, Costco, Whole Foods, REI, and UPS.

The number of hours required to be eligible for medical insurance varies by company. Some companies, like Amazon, Starbucks, and Allegis Group, require part-time employees to work a minimum of 20 hours per week. Others, like Trader Joe's and Whole Foods, require 30 hours per week.

Yes, REI offers health insurance benefits to employees working just a few hours per week. However, to maintain eligibility, employees must average at least 20 hours per week over a 12-month period.

Yes, the retail and restaurant industries often offer medical insurance to part-time employees. For example, Starbucks and Chipotle offer medical insurance to their part-time employees. Additionally, working for the federal government can provide eligibility for health insurance, regardless of the number of hours worked, as long as the position is permanent.

Yes, in addition to medical insurance, part-time employees may also be offered dental, vision, and pharmacy plans. Some companies also provide retirement plans, such as 401(k) plans, and other perks like tuition reimbursement or travel privileges.

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