Paul Sanchez
Arizona State University (ASU) offers its students a variety of insurance options. The Student Health Insurance Plan (SHIP) is a top-tiered medical insurance policy underwritten by United Healthcare Student Resources (UHCSR) that provides nationwide coverage. Students with at least six units of credit can enrol in SHIP. Additionally, ASU offers international insurance through CISI for students participating in the ASU Global Education program outside of the United States. This insurance covers students from one to two days before the program start date until one day after it ends. Students can also purchase trip cancellation insurance through CISI. ASU's insurance does not cover students' personal property or vehicles.
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What You'll Learn
- Undergraduate students taking at least six units are eligible for SHIP
- Graduate students enrolled in a graduate degree/certificate program taking at least three units are eligible
- Students can cancel their enrollment before the deadline of the semester
- Students with ASU-approved insurance provided by their sponsor are exempt from SHIP
- Students participating in an ASU Global Education program outside the US will be enrolled in CISI health insurance
Undergraduate students taking at least six units are eligible for SHIP
Arizona State University (ASU) offers a Student Health Insurance Plan (SHIP) for students who are currently uninsured, need a less expensive alternative, or need an Arizona provider network. The plan is designed to be inclusive of all immersion students, with attention to their unique needs. Undergraduate students taking at least six units are eligible for SHIP. This includes students with a consortium agreement to take courses at a qualified college with an overall credit hour total of six units or more. Seniors in their final semester who need less than six units to graduate may also enrol if they had insurance coverage the previous semester.
SHIP is administered by United Healthcare Student Resources (UHCSR) and provides nationwide coverage. Students must register for an account with UHCSR to access their insurance ID. The plan is negotiated annually by a Tri-University leadership group with input from student advisory committees. ASU also offers the Bridge Discount Plan for students with non-billable or no insurance to reduce the cost of healthcare at ASU Health Services clinics.
Students with ASU-approved insurance provided by their sponsor and who have a valid financial guarantee on file with Student Business Services will be automatically exempt from being enrolled in SHIP for the current semester. All other sponsored students will be automatically charged for ASU insurance. Students who lose their existing insurance coverage during the semester may be eligible to enrol in SHIP outside of the open enrolment period.
ASU Health Services is available to all students, whether or not they have health insurance, but it is strongly advised that students maintain adequate health insurance to cover unexpected medical expenses. When seeking treatment at ASU Health Services, students should bring their ASU ID and insurance card, if applicable. ASU Health Services submits charges and information to the student's insurance company, which processes the claim according to the plan benefits. The insurance company then sends a notice, called an Explanation of Benefits or EOB, that the claim has been processed.
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Graduate students enrolled in a graduate degree/certificate program taking at least three units are eligible
To enrol in SHIP, graduate students must meet the eligibility requirements of taking at least three units in a graduate degree/certificate program. Students can enrol during the open enrollment period, and their coverage will begin on the first day of the semester. If a student loses their existing insurance coverage during the semester, they may still be eligible to enrol in SHIP outside of the open enrollment period. To qualify, they must submit a request within 30 days of losing their previous coverage, providing documentation of the loss of coverage.
Students enrolled in SHIP will be auto-enrolled in consecutive semesters as long as they maintain their eligibility. They can confirm their enrollment by checking their ASU account for the Student Health Insurance fee. Additionally, students with ASU-approved insurance provided by a sponsor may be automatically exempt from enrolling in SHIP for that semester.
SHIP provides comprehensive health coverage for graduate students, including access to ASU Health Services and ASU Counselling Services. Referrals are required when within 50 miles of the ASU Tempe campus, but they are not needed for urgent care or emergency room visits. Students can also utilize the Bridge Discount Plan offered by ASU to reduce the cost of healthcare at ASU Health Services clinics if they have no insurance or non-billable insurance.
For graduate students participating in an ASU Global Education program outside of the United States, they will be enrolled in the mandatory CISI health insurance plan. This coverage begins one to two days before the program start date and concludes one day after the program end date. CISI provides access to medical services and protection in case of illness or injury while abroad, as well as valuable information for students and their families.
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Students can cancel their enrollment before the deadline of the semester
Arizona State University (ASU) offers its students a variety of insurance options. The Student Health Insurance Plan (SHIP) is a top-tiered medical insurance policy underwritten by United Healthcare Student Resources (UHCSR) that provides nationwide coverage. Students can also opt for the Bridge Discount Plan if they have non-billable or no insurance to reduce healthcare costs at ASU Health Services clinics. Additionally, sponsored students with ASU-approved insurance provided by their sponsor are exempt from SHIP.
Now, let's discuss the process of cancelling enrollment in the context of insurance plans at ASU. Students at ASU can cancel their enrollment in the Student Health Insurance Plan (SHIP) before the enrollment deadline of the semester they wish to cancel. Here are the steps that students need to follow to cancel their enrollment:
- Navigate to the ASU website and log in to their student portal: MyHealth.
- Access the Campus Services section and locate the Health & Wellness Resources tab.
- Click on "Health Insurance" and select the "Enroll/Cancel Student Health Insurance" option.
- Review and confirm that the Student Health Insurance fee has been removed from their ASU account. This step is crucial to ensure that the cancellation process is complete and no further fees are incurred.
- Contact the Student Health Insurance department for any clarification or assistance regarding the cancellation process or eligibility requirements. Students can reach out via secure message through their MyHealth portal, while parents or non-enrolled students can send general queries via email to [email protected].
It is important to note that cancelling enrollment in SHIP may impact a student's access to healthcare services and coverage. Students are advised to carefully consider their insurance options and explore alternative plans to ensure they have adequate health insurance coverage. Additionally, students participating in ASU Global Education programs outside of the United States will be enrolled in the mandatory CISI health insurance plan, which provides coverage during their international stay.
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Students with ASU-approved insurance provided by their sponsor are exempt from SHIP
Arizona State University (ASU) offers its students the Student Health Insurance Plan (SHIP), a top-tiered medical insurance policy underwritten by United Healthcare Student Resources (UHCSR) and designed to provide coverage to students who are uninsured, need a less expensive alternative, or need an Arizona provider network. However, sponsored students with ASU-approved insurance provided by their sponsor are exempt from SHIP.
Students with ASU-approved insurance provided by their sponsor who have a valid financial guarantee on file with Student Business Services will be automatically exempt from SHIP for the current semester. To be eligible for this automatic exemption, students must ensure that Student Business Services has a copy of a valid financial guarantee on file. Students must submit their new or updated financial guarantee to Student Business Services and the ISSC. ASU Health Services reserves the right to verify benefits and coverage periods with each sponsor.
For international students on F1 or J1 visas, the Student Health Insurance Plan (SHIP) fee will be removed from their student account after the Student Accounts Office receives their Financial Guarantee Letter. Only students whose sponsored insurance is pre-approved by ASU Health Services will qualify for this exemption. If a student's sponsor does not appear on the pre-approved list, they should contact the Student Health Insurance Department via secure message in their MyHealth student portal before the Student Accounts Office deadline.
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Students participating in an ASU Global Education program outside the US will be enrolled in CISI health insurance
Arizona State University (ASU) offers a range of insurance options for its students. The university strongly advises students to maintain adequate health insurance to cover unexpected medical expenses.
ASU's Student Health Insurance Plan (SHIP) is a top-tiered medical insurance policy that provides coverage to students who are uninsured, underinsured, or in need of an Arizona provider network. SHIP is administered by United Healthcare Student Resources (UHCSR) and is designed to be affordable and inclusive for all immersion students.
For international students, the insurance requirements and options may vary. Sponsored students with ASU-approved insurance provided by their sponsor and a valid financial guarantee on file with Student Business Services will be exempt from SHIP. New incoming international students in their first semester will be charged for Early Arrival coverage, which provides four weeks of extra coverage before the semester begins.
Students participating in an ASU Global Education program outside of the US will be enrolled in CISI health insurance. CISI (Cultural Insurance Services International) is a leading provider of comprehensive insurance for study abroad students, educational travel groups, and cultural exchange participants worldwide. CISI coverage can be used for emergencies, accidents, and illnesses that occur while abroad, and students can work with CISI prior to their departure to ensure continuation of care for pre-existing conditions. The cost of CISI coverage is typically included in the program fee and is in effect for the duration of the program.
Students with specific questions or concerns about their insurance coverage are encouraged to contact the Student Health Insurance department through their MyHealth secure portal or by emailing [email protected] for general inquiries.
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Frequently asked questions
The ASU Student Health Insurance Plan (SHIP) is a top-tiered medical insurance policy that provides nationwide coverage. It is designed to provide coverage to students that are currently uninsured, need a less expensive alternative, or need an Arizona provider network.
The following groups of students are eligible for SHIP:
- Undergraduate students enrolled in a program of study and taking a minimum of six units
- Graduate students enrolled in a graduate degree or certificate program and taking a minimum of three units or one dissertation/thesis unit
- Graduate non-degree students who have applied to a degree program and are taking a minimum of six transferable units, are in a certificate program, or are full-time students taking a minimum of nine units
- Graduate assistants or associates who are officially hired, with a signed and filed notice of appointment, and taking at least six units of graduate credit
- Post-Doctoral Fellows, J1 Visiting Scholars, or J1 Student Interns
You can enrol in SHIP through your MyHealth secure portal.
If you lose your insurance coverage during the semester, you may be eligible to enrol in SHIP outside of the open enrolment period. To qualify, you must submit a request within 30 days of losing your coverage, including a loss of coverage letter. If you qualify, your SHIP coverage will begin the day after your previous coverage ended.
