
Healthgram is a healthcare company that provides insurance and billing services. They are a third-party administrator (TPA) based in Charlotte, North Carolina, and partner with businesses to deliver comprehensive healthcare experiences that minimize costs. Healthgram offers support for midsize and large businesses, providing self-funded health plan administration, direct primary care clinics, onsite clinics, electronic health record software, employee advocacy, and healthcare navigation. The company has received positive reviews for its customer service and responsiveness in resolving insurance-related issues.
| Characteristics | Values |
|---|---|
| Type of company | Diversified healthcare company |
| Supported businesses | Midsize and large businesses |
| Approach | Technology-driven and clinically-focused |
| Services | Self-Funded Health Plan Administration, Direct Primary Care clinics, Onsite clinics, Electronic Health Record Software, Employee Advocacy, and Healthcare Navigation |
| Customer service | Responsive, helpful, professional, supportive |
| Cost | Customers spend 23% less on healthcare than the national average |
| Number of employees | 128 |
| Annual revenue | $37.7M |
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What You'll Learn

Healthgram is a third-party administrator (TPA)
As a TPA, Healthgram plays a crucial role in processing claims, managing provider networks, and ensuring regulatory compliance. The company helps its customers by sourcing and estimating low-cost options for their medical needs, providing clarity on what their out-of-pocket expenses will be, and offering quick and efficient customer service.
Healthgram partners with forward-thinking companies and consultants to deliver a comprehensive healthcare experience that minimizes costs. Their self-funded solution is driven by data, guided by experts, and customized for each business. Healthgram's technology-driven and clinically-focused approach can be tailored to meet the unique needs of its customers, helping them to navigate the complexities of healthcare.
The company has been recognized for its outstanding service, with customers praising the responsiveness, helpfulness, and professionalism of Healthgram's team members. Healthgram has also been voted the healthiest mid-size employer in dental, vision, and company-paid life insurance coverage options.
In addition to its role as a TPA, Healthgram also offers individual and family medical and dental insurance plans, insured by Cigna Health and Life Insurance Company (CHLIC) and Cigna HealthCare of Arizona, Inc. The company provides a self-insured PPO and a HDHP plan administered by Healthgram and utilizing the GWH-Cigna PPO network.
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Healthgram helps with prescription insurance coverage
Healthgram is a healthcare company that supports midsize and large businesses by partnering with consultants and companies to deliver comprehensive healthcare experiences that also minimize costs. They are also a third-party administrator (TPA) and insurance company that helps with prescription insurance coverage.
Healthgram's services include helping individuals navigate the complexities of healthcare and acting as a trusted resource for their needs. They have been praised for their ability to source and estimate low-cost options for medical needs, including prescription insurance coverage. One customer review mentions how Healthgram helped resolve an issue with prescription insurance coverage in a matter of minutes, highlighting the efficiency and responsiveness of their service.
As a TPA, Healthgram plays a crucial role in processing claims, managing provider networks, and ensuring regulatory compliance. They also address concerns regarding fees for processing routine out-of-network claims. Healthgram helps individuals understand their insurance coverage and benefits, as well as verify their current insurance coverage.
In addition to prescription insurance coverage, Healthgram offers a range of insurance options, including employee coverage, dental, vision, and life insurance. They also provide individuals with access to physicians and specialists within their networks. Healthgram is committed to simplifying healthcare for self-funded companies and offers aligned solutions and end-to-end operations to streamline healthcare benefits for businesses and their employees.
Overall, Healthgram is a valuable resource for individuals seeking assistance with prescription insurance coverage and other healthcare-related needs. Their customer service, responsiveness, and ability to provide low-cost options are key strengths that have been highlighted by customers.
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Healthgram provides low-cost options for medical needs
Healthgram is a healthcare company that supports midsize and large businesses by partnering with consultants and companies to deliver comprehensive healthcare experiences that are also cost-effective. Healthgram's customers spend 23% less on healthcare than the national average.
The company offers a self-funded solution that is driven by data and guided by experts, and can be tailored to meet the unique needs of a business and its workforce. Healthgram helps employees navigate the complexities of healthcare and acts as a trusted resource for their needs.
One of the ways in which Healthgram achieves this is by sourcing and estimating low-cost options for medical needs. This includes helping individuals figure out what their medical bills will look like and shopping for options in their area. Healthgram also assists with insurance questions and financial concerns, and provides responsive and helpful support.
Healthgram is based in Charlotte, North Carolina, and is a third-party administrator. The company offers individual and family medical and dental insurance plans, insured by Cigna Health and Life Insurance Company (CHLIC) and Cigna HealthCare of Arizona, Inc., among others. Healthgram also provides direct primary care clinics, onsite clinics, electronic health record software, employee advocacy, and healthcare navigation.
In addition to helping individuals, Healthgram also assists self-insured employers in educating their employees on smarter healthcare consumerism.
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Healthgram is a small insurance company based in Charlotte, NC
Healthgram is a small insurance company based in Charlotte, North Carolina. The company has been in business for over 46 years and has only 128 employees, with an annual revenue of $37.7 million.
Healthgram is a privately-held, diversified healthcare company that supports midsize and large businesses. It partners with forward-thinking companies and consultants to deliver a comprehensive healthcare experience that minimizes costs. The company offers a self-funded solution driven by data and guided by experts, tailored to meet the unique needs of its business clients.
Healthgram's services include self-funded health plan administration, direct primary care clinics, onsite clinics, electronic health record software, employee advocacy, and healthcare navigation. The company helps employees navigate the complexities of healthcare and acts as a trusted resource for their needs.
Healthgram has received positive reviews from customers for its helpful and responsive customer service, quick resolution of issues, and assistance in finding low-cost options for medical procedures. The company has also been recognized for its contributions, with awards such as being voted the healthiest mid-size employer in dental and vision coverage.
Overall, Healthgram is a small but established insurance company, providing valuable services and support to businesses and individuals in the Charlotte, NC area, and beyond.
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Healthgram offers self-funded health plan administration
Healthgram is a healthcare company that offers self-funded health plan administration. It supports midsize and large businesses by partnering with them and consultants to deliver comprehensive healthcare experiences that also minimize costs. Healthgram's self-funded solution is driven by data, guided by experts, and customized for each business. The company simplifies healthcare for self-funded companies by offering aligned solutions and unique end-to-end operations that streamline healthcare benefits for the business and its workforce.
Self-funded health plans, also known as self-insurance, are when companies partner with insurance companies and set aside funds to pay for the healthcare needs of their employees. This type of plan is more flexible than traditional, fully-insured plans as they are subject to less regulation and offer businesses the opportunity to customize their healthcare plan to meet their unique needs. Self-funded plans can be a cost-effective alternative to fully-insured plans as companies only pay for the healthcare costs of their employees, and any leftover money at the end of the year can be used for other business needs.
Healthgram helps employees navigate the complexities of healthcare and acts as a trusted resource for their needs. The company provides responsive and helpful support, including assistance with prescription insurance coverage and hospital bill payments. Healthgram's customer service is described as "top-notch", with quick response times and helpful advisors.
Healthgram's technology-driven and clinically-focused approach can be tailored to meet the unique needs of businesses. The company also assists in sourcing and estimating low-cost options for medical needs, providing clarity on potential costs, and saving money by shopping for options in the customer's area. Overall, Healthgram offers a comprehensive and supportive service for businesses and employees navigating the healthcare system.
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Frequently asked questions
Healthgram is a small, privately-held, diversified healthcare company that supports midsize and large businesses. They partner with forward-thinking companies and consultants to deliver a comprehensive healthcare experience that minimizes costs.
Healthgram offers individual and family medical and dental insurance plans. They also provide employee coverage and accept most major insurance plans.
Healthgram takes a self-funded, data-driven, and customized approach to healthcare. They aim to simplify healthcare for self-funded companies and offer unique end-to-end operations that streamline healthcare benefits.
Healthgram assists with insurance-related issues by providing quick and responsive support. They help members understand their insurance coverage, resolve prescription insurance coverage discrepancies, and address billing inquiries.






