Regence Insurance: What Type Of Coverage Do They Offer?

what kind of insurance is regence

Regence is a health insurance company that provides Medicare and private insurance plans, as well as supplemental insurance plans such as Medigap. Regence is owned by BlueCross BlueShield and is available only in Idaho, Oregon, Washington, and Utah. The company offers a range of health care plans, including mental health benefits and well-being programs, with additional perks such as gym memberships and access to a toll-free nurse line. Regence also provides prescription medication coverage and offers vision and dental insurance through partner companies.

Characteristics Values
Type of Insurance Health Insurance
Owner BlueCross BlueShield
Availability Idaho, Washington, Oregon, and Utah
Types of Plans Medicare Advantage, Part D prescription drug coverage, Medigap supplemental insurance plans, PPOs, and HMOs
Coverage Virtual and in-person therapy, medication support, routine check-ups, virtual appointments, mental health benefits, vision, hearing, dental, and more
Additional Benefits Gym memberships, baby essentials, wellness products, and more

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Regence provides Medicare Advantage, Part D prescription drug coverage, and Medigap supplemental insurance plans

Regence is a private health insurance company that offers Medicare Advantage plans, Part D prescription drug coverage, and Medigap supplemental insurance plans. Regence is owned by BlueCross BlueShield and is available only to customers in Idaho, Washington, Oregon, and Utah. The company was founded in 1942 and was the first insurance company in Utah.

Medicare Advantage is an alternative to Original Medicare, offering the same basic benefits, including Part A (hospital insurance) and Part B (medical insurance). Many Medicare Advantage plans also include prescription drug coverage and additional benefits such as vision, hearing, and dental. Regence offers a range of Medicare Advantage plans, including Health Maintenance Organization (HMO) and Preferred Provider (PPO) plans. HMO plans require individuals to choose from a network of in-network hospitals, doctors, and other healthcare providers, while PPO plans offer the flexibility to choose from in-network or out-of-network providers, typically at a higher cost.

Medicare Part D is prescription drug coverage available to those enrolled in Original Medicare. Each plan has a list of covered medications called a formulary. Regence offers Medicare Part D as part of its Medicare Advantage plans but does not currently provide stand-alone Part D plans. Part D helps cover a range of prescription drug costs not covered by Original Medicare. Additionally, Part D covers some vaccines, such as the shingles vaccine.

Medigap is Medicare supplement insurance, providing additional coverage to fill gaps in Original Medicare. Regence offers Medigap plans to enhance the coverage provided by their Medicare Advantage plans.

Regence health plans also include mental health benefits, such as virtual therapy, in-person therapy, medication support, and self-guided tools. They also provide member assistance programs, offering counselling sessions at no extra cost during difficult life events. Regence is known for its award-winning customer service, with a team that is compassionate, empathetic, reliable, and tenacious.

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Regence offers mental health benefits, including virtual therapy and medication support

Regence is a health insurance company that offers Medicare and private insurance plans to customers in Idaho, Washington, Oregon, and Utah. The company was founded in 1942 and was the first insurance company in Utah. Regence is a smaller insurer and is a subsidiary of BlueCross BlueShield.

Regence offers a range of mental health benefits, including virtual therapy and medication support. Regence plans include options for virtual therapy, in-person therapy, medication support, self-guided tools, and more. They also offer faster appointment scheduling and help with medication costs. Regence members can access a variety of mental health professionals experienced in more than 150 mental health conditions and areas of specialization. Regence therapy coverage includes sessions with licensed therapists for mental health conditions like depression, anxiety, OCD, ADHD, bipolar disorder, and others.

Regence's virtual therapy options include online sessions via live video, live audio, live chat, and text messaging. These virtual therapy options can be more comfortable and faster than in-person therapy. Regence also offers Talkspace, a separate company that provides online therapy and psychiatry services. Talkspace therapists are licensed in all 50 states and provide evidence-based clinical care. Regence members pay an average copay of only $5 for Talkspace services.

In addition to virtual therapy, Regence also offers medication support. Regence plans can cover new prescriptions, medication management, and counseling sessions tailored to the patient's needs. Regence members can also access a library of articles and decision-making tools to help understand mental and behavioral health issues. Regence's behavioral health specialists can also help members navigate the healthcare system and make informed decisions about their treatment.

Overall, Regence offers a comprehensive range of mental health benefits, including virtual therapy and medication support, to help members manage their mental health and well-being.

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Regence offers Medicare Supplement plans with predictable out-of-pocket costs and extra benefits beyond Original Medicare

Regence is a health insurance company that offers Medicare Supplement plans with predictable out-of-pocket costs and extra benefits beyond Original Medicare. Regence is committed to improving healthcare for all and addresses health literacy and disparities, invests in communities, and embraces diversity and inclusion.

The company provides Medicare Supplement plans, also called Medigap, which help fill the gaps in Original Medicare coverage. These plans assist in paying for coinsurance, copays, and deductibles, ensuring that beneficiaries have predictable out-of-pocket expenses and reducing the risk of surprise medical bills. Regence offers a range of Medigap plans, including Plan A, Plan C, Plan F, Plan G, Plan K, and Plan N, each providing different levels of coverage for out-of-pocket expenses. For example, Plan C and Plan F cover the Part B deductible, while Plan G offers coverage for most out-of-pocket expenses and includes foreign travel benefits.

In addition to predictable out-of-pocket costs, Regence's Medicare Supplement plans provide extra benefits beyond Original Medicare. These benefits include coverage for the first three pints of blood needed for a procedure or transfusion and additional perks like discounts on premiums when both spouses choose Regence Medigap plans. Regence also offers a broad Individual and Family Network of providers in their four-state area, allowing members to access care at discounted prices without referrals.

The company understands the importance of holistic health and includes mental health benefits in their plans. Regence makes it easy for members to access virtual therapy, in-person therapy, medication support, and self-guided tools. They also provide an Individual Assistance Program included in most plans, offering four free counseling sessions for each difficult life event experienced by the member.

With Regence Medicare Supplement plans, members can expect predictable out-of-pocket costs, extra benefits beyond Original Medicare, and a comprehensive approach to health that includes mental well-being support. These plans provide peace of mind and ensure that members can access the care they need without unexpected financial burdens.

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Regence provides individual and family health plans with a broad network of providers offering discounted prices

Regence is a health insurance company that offers a range of health care plans for individuals and families. The company is owned by BlueCross BlueShield and is available to customers in Idaho, Oregon, Washington, and Utah. Regence provides Medicare Advantage plans, Part D prescription drug coverage, and Medigap supplemental insurance plans. These plans offer a broad network of providers, including hospitals, doctors, and other healthcare providers, offering discounted prices and flexible choices.

The Regence health plans include a range of mental health options, such as virtual therapy, in-person therapy, medication support, and self-guided tools. They also offer affordable prescription medications and wellness rewards, such as discounts on fitness devices, gym memberships, and wellness products. Regence's Medicare Advantage plans provide lower out-of-pocket costs and additional benefits like vision, hearing, and dental coverage.

Regence's Individual and Family health plans are designed to complement different life stages, offering peace of mind through comprehensive coverage, quality care, convenience, and savings. Their plans include the Individual Assistance Program, providing free counseling sessions during difficult life events and immediate coverage for mental health visits. Regence also offers 24/7 virtual access to doctors and mental health providers, making it easier for individuals to take charge of their health and well-being.

Regence's Medicare Supplement plans, also known as Medigap, help cover out-of-pocket costs for Parts A and B of Original Medicare. These plans often have lower monthly premiums and provide additional benefits beyond Original Medicare, such as prescription drug coverage and travel emergency care. Regence's health plans also include embedded programs, such as support for multiemployer Taft-Hartley trust funds and labor groups, retiree programs, and stop loss reinsurance.

With a focus on customer support, Regence's award-winning Customer Service team is known for its empathy, reliability, and tenacity. They work together with the Claims and Care Management teams to ensure that clients receive the assistance they need. Regence strives to improve healthcare for all by addressing health literacy, investing in communities, and embracing diversity and inclusion in their workforce.

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Regence offers dental and vision insurance through partnerships with other insurance companies

Regence is a health insurance company that offers a range of health care plans, including Medicare and private insurance. Regence is committed to supporting its customers through life's ups and downs and helping them stay on top of their health and well-being.

In addition to its health insurance offerings, Regence also provides dental and vision insurance through partnerships with other insurance companies. Regence does not offer its own vision or dental insurance plans but instead directs its customers to partner companies.

For vision insurance, Regence has partnered with Vision Service Plan® (VSP), a separate and independent company that provides routine vision examinations and eyewear for Regence members. The partnership with VSP extends to group, individual, and Medicare Advantage products, including the pediatric vision benefit on Affordable Care Act (ACA) metallic medical products.

For dental insurance, Regence offers comprehensive coverage options with flexible plan designs through its dental plan suite. While the specific partner company is not mentioned, Regence's website mentions that customers will be directed to another website that is not affiliated with the Blue Cross Blue Shield Association for dental benefits and coverage.

Regence's partnerships with companies like VSP and others allow them to provide their customers with the insurance they need, even with a smaller network. These partnerships enable Regence to offer a range of insurance options to its customers, ensuring they can access the necessary healthcare services.

Frequently asked questions

Regence is a health insurance company that offers Medicare and private insurance plans.

Regence offers Medicare Advantage, Part D prescription drug coverage, and Medigap supplemental insurance plans. They also offer Health Maintenance Organization (HMO) and Preferred Provider (PPO) plans. Additionally, Regence provides dental, vision, and pharmacy coverage.

Regence insurance is available in Idaho, Oregon, Washington, and Utah.

Regence is known for its award-winning customer service and commitment to improving healthcare for all. They offer a range of mental health options, affordable prescription medications, and member rewards. Regence also provides 24/7 virtual access to doctors and mental health providers.

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