Roseville's Medical Insurance: What You Need To Know

what medical insurance does the city of roseville offer

The City of Roseville, CA, offers retiree medical insurance as an optional benefit to its employees. This insurance is governed by the Public Employment Medical and Hospital Care Act (PEMHCA), under which the city contributes a set amount towards the insurance premiums on a monthly basis. The Roseville Police Department also offers a comprehensive benefits package, including a wellness program with fitness incentives and paid mandatory rest periods.

Characteristics Values
Location Roseville, CA
Insurance Type Retiree Medical Insurance
Provider California Public Employees Retirement System (CalPERS)
Governing Act Public Employment Medical and Hospital Care Act (PEMHCA)
Contribution The city contributes a set amount towards premium on a monthly basis
Reimbursement Up to $1,296 per month (as of 2017), proportional to years of service
Increase Amount increases by 2% each year starting January 1, 2018
Police Department Benefits Competitive wages, hiring bonuses, paid parental leave, comprehensive officer wellness program, city wellness program

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Retiree medical insurance for former city employees

The City of Roseville, California, offers retiree medical insurance to former city employees through its contract with the California Public Employees Retirement System (CalPERS). This is governed by the Public Employment Medical and Hospital Care Act (PEMHCA), under which the city contributes a set amount towards retiree medical insurance premiums each month.

To qualify for this benefit, former employees must sign an Irrevocable Election Agreement, electing to receive these benefits. The city then reimburses the retiree for health care premiums paid to CalPERS, minus the PEMHCA minimum contribution amount. The PEMHCA minimum contribution is paid by the city directly to CalPERS on behalf of the retiree. It is important to note that the city does not make any payments or reimbursements to cover any premiums or costs associated with Medicare. Retirees are solely responsible for making all necessary payments directly to Medicare and the Social Security Administration.

The reimbursement amount is dependent on the total years of credited service. For instance, in 2017, the city's maximum reimbursement amount was $1,296 per month. A retiree with 10 years of service would be eligible for a reimbursement of up to $648 per month (50% of the maximum amount) minus the PEMHCA minimum. On the other hand, a retiree with 15 years of service could receive up to $972 per month (75% of the maximum amount), excluding the PEMHCA minimum. If the retiree medical insurance premium is less than the amount the retiree is eligible to receive, they will be reimbursed the actual premium amount, less the PEMHCA minimum.

From January 1, 2018 onwards, the city's reimbursement amount increases by two percent each year, rounded to the nearest dollar.

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Reimbursement for health care premiums

The City of Roseville, California, offers reimbursement for health care premiums to its retirees. This is governed by the Public Employment Medical and Hospital Care Act (PEMHCA), under which the city contributes a set amount towards retiree medical insurance premiums on a monthly basis. The reimbursement is offered to current and former employees who sign an Irrevocable Election Agreement, electing to receive benefits. The city reimburses retirees for health care premiums paid to CalPERS (California Public Employees Retirement System), minus the PEMHCA minimum contribution amount. This contribution is made directly to CalPERS on the retiree's behalf.

The reimbursement amount is based on tiers and the total years of credited service. For instance, in 2017, the city's maximum reimbursement amount was $1,296 per month. A retiree with 10 years of service would be eligible for a reimbursement of up to $648 per month (50% of the maximum amount), while a retiree with 15 years of service could receive up to $972 per month (75% of the maximum amount). If the retiree's medical insurance premium is less than the reimbursable amount, they will only be reimbursed the actual premium amount minus the PEMHCA minimum. For example, if a retiree with 15 years of service has a medical insurance premium of $800 per month, the city's reimbursement will be $800 minus the PEMHCA minimum.

Starting from January 1, 2018, and each subsequent year, the city's reimbursement amount increases by two per cent. For instance, on January 1, 2018, a Tier 2 retiree with 10 years of service would qualify for a reimbursement of up to $661, excluding the PEMHCA minimum. It is important to note that retirees are solely responsible for any payments or costs associated with Medicare and must make these payments directly to Medicare and the Social Security Administration.

While the information provided mainly discusses reimbursement for retirees, current employees of the City of Roseville may also be eligible for similar benefits. The specifics of these benefits and the reimbursement process for current employees are not explicitly mentioned but are likely governed by similar regulations and policies.

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Wellness programs for police officers

The City of Roseville, California, offers retiree medical insurance to former city employees through the California Public Employees Retirement System (CalPERS). This is governed by the Public Employment Medical and Hospital Care Act (PEMHCA), which outlines that the city contributes a set amount towards retiree medical insurance premiums each month. Effective January 1, 2017, retirees who sign an Irrevocable Election Agreement can receive monthly reimbursements from the city for their medical insurance premiums. The reimbursement amount depends on the total years of credited service and is calculated as a percentage of the maximum reimbursement, less the PEMHCA minimum contribution. For instance, a retiree with 10 years of service may receive up to $648 per month, while one with 15 years of service could get up to $972.

The Roseville Police Department, recognising the unique threats and stress officers face, has made wellness a top priority. They offer a comprehensive officer wellness program that includes various initiatives to support the well-being of their personnel:

  • Annual check-ins with licensed wellness professionals: Officers have regular opportunities to discuss their physical and mental health with qualified experts, ensuring any potential issues are addressed proactively.
  • Fitness incentives: Encouraging officers to prioritise their physical health, these incentives might include discounted or reimbursed gym memberships, promoting regular exercise and a healthy lifestyle.
  • Paid mandatory rest periods: Recognising the importance of rest and recovery, the department provides paid time off specifically dedicated to wellness, helping officers prevent burnout and maintain a healthy work-life balance.
  • In-service wellness and resiliency training: These training sessions aim to educate officers about wellness practices and build their resilience to handle stressful situations effectively.
  • Critical incident debriefs with licensed professionals: Following critical incidents, officers can receive professional support to process their experiences and ensure their mental health is cared for.
  • City Wellness Program: Officers can take advantage of time off and financial incentives to focus on their wellness, as well as monthly health club reimbursements, further encouraging healthy lifestyle choices.
  • Competitive starting pay and benefits: Along with wellness initiatives, the department offers competitive wages, longevity pay, education incentives, and hiring bonuses to attract and retain talented officers.

The Roseville Police Department understands that supporting the wellness of its officers is not just about physical health but also addresses mental health, work-life balance, and financial wellness. By prioritising these aspects, the department fosters a culture of health and resilience, contributing to the overall well-being of both its officers and the communities they serve.

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Parental leave and longevity pay

The City of Roseville, California, offers an optional retiree medical insurance benefit to its employees. This means that the city contributes a set amount towards retiree medical insurance premiums on a monthly basis. This is governed by the Public Employment Medical and Hospital Care Act (PEMHCA). From 2017 onwards, current and former employees who sign an Irrevocable Election Agreement can receive a monthly reimbursement from the city for their retiree medical insurance premiums. The reimbursement amount depends on the total years of credited service and is calculated as a proportion of the city's maximum reimbursement amount minus the PEMHCA minimum contribution. For example, in 2017, the city's maximum reimbursement amount was $1,296 per month, and a retiree with 10 years of service would be reimbursed up to $648 per month.

Now, turning to the topic of parental leave and longevity pay, the Roseville Police Department in Minnesota offers a comprehensive benefits package that includes both. Parental leave specifically entails up to six weeks of paid time off with an "ease back to work" provision. This provision allows new parents to transition gradually by working a reduced schedule upon their return. Additionally, the department offers longevity pay, recognising and rewarding officers for their years of dedicated service. The exact amount or structure of the longevity pay is not specified, but it is mentioned alongside other financial incentives and bonuses, indicating that it likely involves some form of monetary compensation for long-serving officers.

The Roseville Police Department recognises the importance of supporting its officers through various life stages, from starting a family to dedicating years of service to the community. By offering parental leave and longevity pay, the department sets itself apart as an attractive career choice and fosters a sense of loyalty and commitment among its officers. These benefits contribute to a healthy and motivated workforce, which ultimately translates to better service for the citizens of Roseville. Overall, the department's comprehensive approach to wellness, which includes both parental leave and longevity pay, is a testament to its commitment to the well-being of its officers and the community at large.

While the specifics of each benefit may vary, the Roseville Police Department's parental leave and longevity pay serve as a model for organisations seeking to prioritise the wellness and satisfaction of their employees. By investing in their employees' personal and professional lives, the department creates a culture of support and dedication that extends beyond the workplace and into the heart of the community. This holistic approach to benefits and compensation sets a precedent for other cities and departments to follow, ultimately raising the standard of public service across the nation.

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Reimbursement increase by two percent

The City of Roseville, California, offers retiree medical insurance to former city employees through its contract with the California Public Employees Retirement System (CalPERS). This is governed by the Public Employment Medical and Hospital Care Act (PEMHCA), under which the city contributes a set amount towards retiree medical insurance premiums each month.

Effective January 1, 2017, current and former employees who sign an Irrevocable Election Agreement can elect to receive monthly reimbursements from the city for their retiree medical insurance premiums. The city reimburses retirees for healthcare premiums paid to CalPERS, minus the PEMHCA minimum contribution amount, which is paid directly to CalPERS on the retiree's behalf.

The reimbursement structure is based on tiers and the total years of credited service. For Tier 1 retirees in 2017, the city's maximum reimbursement amount was $1,296 per month. If a retiree's medical insurance premium is less than this amount, they will be reimbursed the actual premium amount minus the PEMHCA minimum. For example, a retiree with a $800 monthly premium would receive a reimbursement of $800 minus the PEMHCA minimum.

For Tier 2 retirees, the reimbursement amount is proportionate to their total years of credited service. In 2017, a retiree with 10 years of service would be eligible for a reimbursement of up to $648 per month (50% of the Tier 1 maximum), while a retiree with 15 years of service could receive up to $972 per month (75% of the Tier 1 maximum). Similar to Tier 1, if the retiree's medical insurance premium is less than the calculated amount, they will be reimbursed the actual premium amount minus the PEMHCA minimum.

The key aspect to note is that effective January 1, 2018, and each subsequent year, the city's reimbursement amount will increase by two percent, rounded to the nearest dollar. For example, on January 1, 2018, a Tier 2 retiree with 10 years of service would qualify for a reimbursement of up to $661, reflecting a two percent increase from the previous year's amount. This biennial increase ensures that the reimbursement amount keeps pace with potential rises in medical costs and insurance premiums, providing a valuable cushion for retirees' healthcare expenses.

Frequently asked questions

The City of Roseville offers retiree medical insurance to former city employees through its contract with the California Public Employees Retirement System (CalPERS). This is governed by the Public Employment Medical and Hospital Care Act (PEMHCA), where the city contributes a set amount towards retiree medical insurance premiums monthly.

The reimbursement amount varies depending on the number of years of credited service. For example, in 2017, the city's maximum reimbursement amount was $1,296 per month. A retiree with 10 years of service would be eligible for up to $648 per month (50% of the maximum amount), while a retiree with 15 years of service could receive up to $972 per month (75% of the maximum amount).

Starting January 1, 2018, and each subsequent year, the city's reimbursement amount increases by two percent.

While there is no explicit mention of medical insurance, the Roseville Police Department in Roseville, MN, offers a comprehensive benefits package that includes a wellness program with annual check-ins, fitness incentives, paid rest periods, and wellness training.

Yes, the City of Roseville offers a range of benefits such as longevity pay, education incentives, hiring bonuses, paid parental leave, and a City Wellness Program with time off and financial incentives.

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