Haris Ashley
Minnesota has some of the most generous eligibility guidelines for Medicaid in the country, including coverage for low-income adults and families, pregnant women, and children. Medical Assistance (MA) is Minnesota's Medicaid program, and it is available to those who meet the income and asset guidelines. Several insurance companies offer Medicaid plans in Minnesota, including HealthPartners, UCare, and MNsure. HealthPartners offers Medicaid plans in partnership with the Minnesota Department of Human Services (DHS), while UCare provides Medicare, Medicaid, and Individual & Family health plans. MNsure is the state-run health insurance exchange where individuals can enroll in Medical Assistance and shop for health insurance coverage that meets their needs. MinnesotaCare, a health care program for uninsured working Minnesotans with low incomes, is another option for those seeking affordable health coverage in the state.
| Characteristics | Values |
|---|---|
| Insurance company names | HealthPartners, UCare |
| Medicaid name in Minnesota | Medical Assistance (MA) |
| Other names | MinnesotaCare, MNCare |
| Eligibility | US citizen or qualifying noncitizen, low income, not currently insured, not eligible for employer-paid insurance, asset limit of $10,000 for one person and $20,000 for two or more people, aged 65 or older, blind or disabled |
| Cost | No monthly premium, small co-pays of $1-$3 for some services |
| Application method | Apply online at MNsure, call 855-366-7873, apply in person at County Human Services office |
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What You'll Learn
HealthPartners offers Medicaid plans in Minnesota
The HealthPartners Medicaid plans include the Prepaid Medical Assistance Program (PMAP) for individuals under 65 and families with children, and Minnesota Senior Care Plus (MSC+) for those 65 and older. Additionally, their MSHO plan combines Medical Assistance and Medicare into a single plan with extra benefits and no monthly premiums, copays, deductibles, or coinsurance for covered care or prescription drugs.
HealthPartners' MinnesotaCare program is available to those under 65 who meet income and eligibility guidelines. Enrollees pay a monthly premium based on family size, income, and the number of covered family members. Children under 21 from lower-income households pay a fixed premium of $4 per month.
HealthPartners also offers Medicare plans in Minnesota, including Medicare Advantage and Medicare Supplement plans. These plans provide access to a broad network of in-network providers and additional benefits such as prescription drug coverage, emergency care assistance, and fitness tools.
To learn more about HealthPartners' Medicaid and Medicare plans, eligibility, benefits, and enrollment processes, individuals can visit the HealthPartners website or contact the relevant county or state agencies.
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UCare offers Medicaid plans in Minnesota
UCare is an independent non-profit organisation that offers Medicaid plans in Minnesota. It provides health coverage for people of all ages with lower incomes, people with disabilities, and those who qualify for both Medical Assistance (Medicaid) and Medicare. UCare has been offering health plans since 1984 and serves Minnesota and Western Wisconsin.
UCare's Medicaid plans cater to adults, children, and families who qualify for Medical Assistance or MinnesotaCare health coverage. They also offer plans for people aged 65 and older who qualify for Medical Assistance, known as Minnesota Senior Health Options (MSHO). Additionally, UCare provides plans for individuals aged 18-64 with certified disabilities who may also have Medicare.
UCare's Minnesota Senior Health Options (MSHO) plan combines Medical Assistance and Medicare into one option. With MSHO, there is no monthly premium, and covered services provided by in-network doctors or providers are free of charge. Prescription drugs also have a $0 copay.
UCare's Medicaid plans are designed to simplify health coverage. They offer a range of benefits, including dental, prescription eyewear, hearing aids, and fitness benefits. UCare also provides helpful resources and customer support to assist members in choosing the right plan for their needs.
UCare is committed to improving the health of its members by upholding values such as integrity, community, quality, flexibility, and respect. They work with a large network of providers and brokers to deliver high-quality care and guide clients toward the most suitable plans for their circumstances.
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MinnesotaCare is a program for low-income residents
MinnesotaCare is a health care program for low-income residents of Minnesota who do not have access to affordable health care coverage. It is funded by state and federal tax dollars, provider taxes, and premiums paid by enrollees. MinnesotaCare enrollees may have to pay a monthly premium, which is based on their household size and income. The program does not cover past medical bills.
MinnesotaCare is different from Medicaid, which is also offered in Minnesota. Medicaid is a federal health insurance program for people over 65, certain people with disabilities, and those with very low incomes. MinnesotaCare has higher income limits than Medicaid.
To qualify for MinnesotaCare, you must be a resident of Minnesota and meet the income and other eligibility guidelines. There is no asset limit for MinnesotaCare, and assets include items like cars, bank accounts, property, and financial investments. You cannot qualify for MinnesotaCare if you have other health insurance or if you can get comprehensive insurance through your job.
If you do not qualify for MinnesotaCare, you may still be eligible for Medicaid based on other criteria, such as age, disability, or income level. You can apply for MinnesotaCare or Medicaid through MNsure, and there are resources available to help determine eligibility and provide assistance with the application process.
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Medical Assistance (MA) is Minnesota's Medicaid program
To qualify for MA in Minnesota, individuals must be US citizens or qualifying noncitizens, have a Social Security number (unless an exception applies), and meet income and asset guidelines. The asset limit is $10,000 for one person and $20,000 for two or more people, although pregnant women and children under 21 are not subject to these limits.
MA is available to those aged 65 and over, people with disabilities, and children with disabilities under the TEFRA (Tax Equity Fiscal Responsibility Act) option. Additionally, those with Medicare can receive assistance through Medicaid with costs such as premiums, co-pays, and long-term care.
MinnesotaCare is another health care program in the state, which is designed for uninsured working Minnesotans who meet income and other eligibility guidelines. MinnesotaCare enrollees pay a monthly premium based on family size and income, although it is typically affordable, ranging from $4 to $28 per month.
Health insurance providers in Minnesota, such as HealthPartners and UCare, offer Medicaid and MinnesotaCare plans, as well as other health insurance options. MNsure is the state-run health insurance exchange where individuals can enrol in MA online and shop for health insurance plans that meet their needs.
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MNsure is the state-run health insurance exchange
MNsure also provides a plan comparison tool to help individuals determine if they qualify for Medical Assistance (MA) or MinnesotaCare based on their household size and income. MA is Minnesota's Medicaid program for people with low incomes. It is funded by federal and state dollars and does not require enrollees to pay a monthly premium. MinnesotaCare, on the other hand, is a program for Minnesotans with low incomes who lack access to affordable healthcare coverage. It is funded by state and federal tax dollars, provider taxes, and premiums paid by enrollees. While MinnesotaCare typically requires a monthly premium, it is based on household size and income, and most enrollees do not have to pay.
If individuals do not qualify for MA or MinnesotaCare, they may still be eligible for MA based on other criteria, such as being 65 or older, having a disability, or applying for a child with a disability. Additionally, those who are 65 or older or have Medicare can visit specific websites for help applying for Medicaid. Many Medicare beneficiaries receive assistance through Medicaid with the cost of Medicare premiums, co-pays, deductibles, and services not covered by Medicare, such as long-term care.
Health insurance providers like HealthPartners and UCare also offer Medicaid plans in Minnesota. HealthPartners contracts with the Minnesota Department of Human Services (DHS) to provide MA and MinnesotaCare. Similarly, UCare offers Medicaid plans in Minnesota and Western Wisconsin, including Medicare Advantage and Medicare Supplement plans.
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Frequently asked questions
Medicaid, also known as Medical Assistance (MA) in Minnesota, is a health insurance program for people with low incomes.
HealthPartners and UCare are two insurance companies that offer Medicaid plans in Minnesota.
To qualify for Medicaid in Minnesota, you must be a US citizen or qualifying noncitizen, have a low income, and not be insured or covered by other health insurance.
You can enroll in Medicaid online at MNsure, the state-run health insurance exchange. You can also call their helpline or enroll in person at your County Human Services office.
Yes, MinnesotaCare is a health care program for uninsured Minnesotans with low incomes who do not have access to affordable health care coverage. MinnesotaCare may require a small monthly premium.
