Alyssa Lane
A-Affordable Insurance is an independent insurance agency located in Tulsa, Oklahoma, that has been serving the community for over 20 years. The company provides a range of insurance services, including auto, home, boat, motorcycle, and renters insurance, and works with multiple insurance companies to find the best coverage and prices for its customers. Tulsa residents seeking insurance may also consider companies like Mercury Insurance and Progressive, which offer affordable auto insurance options, and local independent agents like Harris Insurance, which can provide quotes from multiple companies.
| Characteristics | Values |
|---|---|
| Name | A-Affordable Insurance |
| Address | 1635 S Harvard Ave, Tulsa, OK 74112, US |
| Phone Number | (918) 749-9500 |
| [email protected] | |
| Website | https://affordableautopolicy.com |
| Working Days and Hours | Monday-Friday: 9:00-5:00, Saturday: 9:30-1:00 |
| Types of Insurance Offered | Auto, Home, Boat, Motorcycle, Recreational Vehicle, Renters, SR22 Car Insurance |
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Auto insurance
The cost of auto insurance in Tulsa varies depending on the neighbourhood. Some parts of the city may have higher accident or theft rates, which can increase the price of insurance. The ZIP codes 74110, 74106, and 74115 have the highest premiums, while 74014, 74108, and 74131 have more affordable rates.
Age is another critical factor in determining the price of car insurance in Tulsa. Younger drivers typically pay more than older drivers with similar driving histories and credit scores due to their lack of road experience. As a driver ages, the cheapest insurance company for them may change.
A driver's history also impacts their insurance rates. Being at fault in an accident can significantly increase insurance rates. In 2022, an at-fault accident raised average Tulsa car insurance rates from $175 to $242 per month. Citations, tickets, and collisions result in rate increases, while a clean driving record helps keep rates affordable. Speeding tickets, DUIs, and reckless driving charges can remain on a driver's record for three to five years and affect insurance premiums.
To find affordable auto insurance in Tulsa, it is recommended to shop around and compare quotes from multiple companies. Insurance rates are determined by various factors, including age, address, vehicle type, and driving history, so each driver will receive a unique rate. Comparing rates from different companies ensures that drivers find the best deal without compromising coverage and service.
A-Affordable Insurance is an independent insurance agency in Tulsa that offers auto insurance. They work with multiple insurance companies to find their customers the right coverage at the best price. Tulsa residents can request a free auto insurance quote from A-Affordable Insurance online or by calling (918) 749-9500.
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Home insurance
A-Affordable Insurance is an independent insurance agency in Tulsa, Oklahoma, that has been serving the insurance needs of the Tulsa area for over 20 years. The company offers auto, home, boat, motorcycle, recreational vehicle, and renters insurance.
To find affordable home insurance in Tulsa, it is recommended that you shop around and compare rates and quotes from different insurance companies. Policygenius and The Zebra are two services that allow you to compare quotes from multiple insurance companies. You can also consider local insurers such as Oklahoma Farm Bureau, which has two office locations in Tulsa and offers special coverage for farms and ranches.
When choosing a home insurance policy, it is important to consider what is and isn't covered. Standard policies typically cover the structure of your home, including walls, roof, and foundation, against perils such as fire, windstorms, and hail. They also cover personal belongings for theft, damage, and loss. However, standard policies usually do not include protection against floods, earthquakes, or damage caused by rodents, insects, and other pests. If your home is located in a high-risk area, you may need to purchase additional coverage.
Additionally, there are several strategies you can employ to lower your home insurance premiums:
- Make your home disaster-resistant by adding storm shutters, reinforcing your roof, and ensuring proper drainage.
- Increase your deductible, but make sure to choose an amount that you can comfortably afford in the event of a claim.
- Maintain a good credit score by paying your bills on time, reducing your debt, and monitoring your credit report.
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Boat insurance
A-Affordable Insurance has been serving Tulsa, Oklahoma for over 20 years. The company offers a range of insurance products, including boat insurance, which can be tailored to meet individual needs.
When considering boat insurance, it is important to evaluate the size, type, and value of your boat, as well as any additional coverage you may need for personal effects or equipment. Some insurance companies offer protection that covers you up to 75 miles from the U.S. coastline and even in some coastal waters of Canada and Mexico.
A-Affordable Insurance can help Tulsa residents find the right boat insurance coverage at the right price. They have relationships with dozens of insurance companies and can offer competitive rates. Their friendly agents will work with you to design an insurance program that fits your unique needs. You can contact them by phone or through their website to get started.
In addition to A-Affordable Insurance, there are other insurance providers in Tulsa, Oklahoma, that offer boat insurance, including AAA Insurance Tulsa, All American Insurance, and Hometown Insurance. These companies also provide top-notch services and comprehensive policies to protect yourself, your boat, and your guests.
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Motorcycle insurance
A-Affordable Insurance is an independent insurance agency in Tulsa, Oklahoma, that offers motorcycle insurance. The company has relationships with dozens of insurance companies, allowing them to find the right insurance coverage at a competitive low rate. A-Affordable Insurance serves the Tulsa, Oklahoma, area, including Broken Arrow, Sand Springs, Bixby, Jenks, Owasso, and Sapulpa.
In Oklahoma, motorcycle owners are required to have insurance with minimum liability coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. Basic motorcycle insurance policies typically cover bodily injury and property damage liability. However, it is recommended to get more coverage than the state minimum if possible. Increasing liability limits can help reduce financial risk in the event of an accident where the insured is at fault.
Additionally, motorcycle owners may want to consider adding collision and comprehensive coverage to their policies. This type of coverage will protect the motorcycle in an accident, regardless of fault. Other optional coverages include medical payments and uninsured motorist coverage, which protects the insured in the event they are injured by a driver without insurance or with insufficient insurance.
When determining motorcycle insurance rates, insurance companies consider various factors, including the type of motorcycle, the insured's driving record, and their personal, financial, and lifestyle situation. Discounts may be available for factors such as storing the motorcycle in a garage, belonging to certain rider groups, or completing a safe rider course.
To obtain motorcycle insurance in Tulsa, Oklahoma, individuals can contact local insurance agencies such as A-Affordable Insurance, All American Insurance Agency, Sawyer-Phillips Insurance, or Hometown Insurance. These agencies can provide quotes and help individuals find the best coverage options at affordable prices.
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RV insurance
A-Affordable Insurance has been serving Tulsa, Oklahoma's insurance needs for over 20 years. The company offers RV insurance, among other types of insurance.
There are several types of RV insurance coverage available. Collision coverage helps pay for repairs or replacement of your RV in the event of a collision with another vehicle or object, regardless of fault. Comprehensive coverage protects against non-collision incidents such as theft, vandalism, fire, and natural disasters. Uninsured/underinsured motorist coverage protects you if you are in an accident caused by a driver who doesn't have insurance or doesn't have enough insurance to cover the damages. Personal injury protection (PIP) covers medical expenses for the driver and passengers in the insured RV, regardless of fault.
In addition to these basic coverages, there are also optional coverages available, such as accident forgiveness, pet coverage, and diminishing deductibles. If your RV is your permanent residence, you may need additional coverage, such as personal liability and medical payments.
When choosing an RV insurance policy, it is important to research reputable insurers with experience in providing RV coverage. Working with an independent agent who represents multiple insurance companies can be beneficial, as they can help you find the best policy and savings for your needs.
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Frequently asked questions
A-Affordable Insurance Tulsa offers auto, home, boat, motorcycle, recreational vehicle, and renters insurance.
A-Affordable Insurance Tulsa has been serving Tulsa's insurance needs for over 20 years.
A-Affordable Insurance Tulsa is located at 1635 S Harvard Ave, Tulsa, OK 74112. Their phone number is (918) 749-9500 and their email address is [email protected]. Their website is https://affordableautopolicy.com.
