Jane Dotson
AmGUARD Insurance Company is a wholly owned subsidiary of WestGUARD Insurance Company, which operates under the trade name Berkshire Hathaway GUARD Insurance Companies. AmGUARD Insurance Company was formed in 1982 and is domiciled in Nebraska. It is licensed to transact business in all U.S. states and the District of Columbia. The company provides commercial insurance, including business owner's insurance, commercial auto insurance, and commercial excess liability insurance. In 2025, AmGUARD Insurance Company announced it was no longer writing admitted homeowners or personal umbrella policies in Texas, leading to non-renewals for some customers.
| Characteristics | Values |
|---|---|
| Year of Formation | 1982 |
| Parent Company | WestGUARD Insurance Company |
| Trade Name | Berkshire Hathaway GUARD Insurance Companies |
| Business Address | 39 Public Square, Wilkes-Barre, PA 18701/18703 |
| Licensed to Operate | All U.S. states and the District of Columbia |
| Insurance Types | Commercial, Homeowners, Personal Umbrella, Businessowner's, Commercial Auto, Commercial Excess Liability, Commercial Umbrella Liability, Disability, Professional Liability, and Workers' Compensation |
Explore related products
![ESSENTIAL Car Auto Insurance Registration BLACK Document Wallet Holders 2 Pack - [BUNDLE, 2pcs] - Automobile, Motorcycle, Truck, Trailer Vinyl ID Holder & Visor Storage - Strong Closure On Each -](https://m.media-amazon.com/images/I/61px7jy3NmL._AC_UY218_.jpg)
What You'll Learn
AmGUARD Insurance Company is a subsidiary of WestGUARD Insurance Company
AmGUARD Insurance Company, formed in 1982, is one of the original GUARD companies. It is a wholly owned subsidiary of WestGUARD Insurance Company, operating under the trade name "Berkshire Hathaway GUARD Insurance Companies." AmGUARD Insurance Company has its principal place of business at 39 Public Square, Wilkes-Barre, PA, and is domiciled in Nebraska. The company is licensed to operate in all U.S. states and the District of Columbia, providing commercial insurance products. Their product suite includes business owner's insurance, commercial auto insurance, commercial excess liability insurance, and more.
WestGUARD Insurance Company, the parent company, is also a wholly owned subsidiary of National Indemnity Company, which is a provider of specialized insurance and reinsurance coverages. This ultimately makes WestGUARD Insurance Company a part of the Berkshire Hathaway Inc. family.
The formation of AmGUARD Insurance Company can be traced back to the early days of the GUARD companies. In the beginning, AmGUARD Insurance Company and InterGUARD, Ltd., a service organization, traded as AmGUARD Enterprises. By the mid-1980s, the group rebranded and renamed itself as The GUARD Network to reflect its expanding scope beyond the insurance industry.
Over the years, the GUARD companies have continued to evolve and expand. In 2019, AZGUARD Insurance Company joined the Berkshire Hathaway GUARD Insurance Companies family as a non-admitted excess and surplus lines carrier. Today, the group includes AmGUARD Insurance Company, AZGUARD Insurance Company, EastGUARD Insurance Company, NorGUARD Insurance Company, and WestGUARD Insurance Company, all operating under the Berkshire Hathaway GUARD Insurance Companies trade name.
While AmGUARD Insurance Company has a long history and a solid backing from its parent companies, there have been some recent developments in Texas. In 2025, notices of non-renewal were sent out to homeowners in Texas, indicating that AmGUARD Insurance Company would no longer be writing admitted homeowners or personal umbrella policies in the state. This decision may have been influenced by the challenging insurance landscape in Texas, where events like hail damage can make providing coverage difficult.
Can Debt Collectors Target Life Insurance Policies?
You may want to see also
Explore related products
AmGUARD provides commercial insurance
AmGUARD Insurance Company, formed in 1982, is one of the original GUARD companies. It operates under the trade name "Berkshire Hathaway GUARD Insurance Companies." AmGUARD is domiciled in Nebraska and licensed to transact business in all U.S. states and the District of Columbia.
The company also specializes in Commercial Excess Liability Insurance, which offers additional protection beyond a standard liability policy, covering more significant risks and higher claim amounts. AmGUARD's Commercial Umbrella Liability Insurance further extends the liability coverage, providing an extra layer of protection for businesses against lawsuits and claims that exceed the limits of their primary insurance policies.
Furthermore, AmGUARD offers Disability Insurance, ensuring income protection for business owners and employees in the event of an injury or illness that results in a disability. The company also provides Professional Liability Insurance, safeguarding businesses and individuals against claims arising from professional services or advice. Lastly, AmGUARD's Workers' Compensation Insurance covers medical expenses and lost wages for employees who suffer work-related injuries or illnesses, helping businesses comply with state regulations.
AmGUARD's commercial insurance options demonstrate their commitment to protecting businesses and their stakeholders, offering a comprehensive safety net against various risks and uncertainties.
Colonoscopy: A Necessary Evil for Life Insurance Applicants?
You may want to see also
Explore related products
AmGUARD is licensed to operate in all US states and DC
AmGUARD Insurance Company is licensed to operate in all US states and Washington, D.C. The company, formed in 1982, is one of the original GUARD companies and is now a wholly owned subsidiary of WestGUARD Insurance Company, operating under the trade name "Berkshire Hathaway GUARD Insurance Companies". AmGUARD is domiciled in Nebraska and has its principal place of business at 39 Public Square, Wilkes-Barre, PA 18703.
AmGUARD provides commercial insurance, including business owner's insurance, commercial auto insurance, commercial excess liability insurance, commercial umbrella liability insurance, disability insurance, professional liability insurance, and workers' compensation insurance.
In 2025, there were reports of AmGUARD Insurance Company no longer writing admitted homeowners or personal umbrella policies in Texas, resulting in non-renewals for some customers. However, as of 2025, AmGUARD remains licensed to operate in all US states, including Texas, and continues to provide a range of insurance services.
AmGUARD is part of a group of companies under the Berkshire Hathaway GUARD Insurance Companies umbrella. This group includes WestGUARD Insurance Company, AZGUARD Insurance Company, EastGUARD Insurance Company, NorGUARD Insurance Company, and InterGUARD Ltd., a service organization. With a strong presence across the United States, AmGUARD and its affiliated companies are well-positioned to serve the diverse insurance needs of their customers.
Life Insurance: When Less is More
You may want to see also
Explore related products
AmGUARD offers insurance for artisan contractors
AmGUARD Insurance Company, a subsidiary of WestGUARD Insurance Company, provides commercial insurance for businesses. This includes insurance for artisan contractors, which can be tailored to their unique needs.
Artisan contractors require a range of insurance protections, and AmGUARD offers policies that can cover these requirements. From safeguarding employees to protecting property, AmGUARD's insurance products can provide peace of mind for contractors. This includes liability insurance, which can help contractors prepare financially for potential issues and ensure they are covered in the event of property damage or other liabilities.
AmGUARD's insurance offerings for artisan contractors can also include commercial auto insurance, disability insurance, and workers' compensation insurance. These policies can provide comprehensive coverage for artisan contractors, helping to protect their businesses, employees, and property.
With a principal place of business in Wilkes-Barre, Pennsylvania, AmGUARD Insurance Company is licensed to operate in all U.S. states and the District of Columbia. The company has a long history, having been formed in 1982 as one of the original GUARD companies. Over the years, the company has undergone some name changes and expansions, but it remains a trusted provider of commercial insurance, including for artisan contractors.
Understanding Adult Life Insurance Eligibility Criteria
You may want to see also
Explore related products
AmGUARD is no longer offering home insurance in Texas
AmGUARD Insurance Company is a wholly owned subsidiary of WestGUARD Insurance Company, domiciled in Nebraska and licensed to transact business in all U.S. states and the District of Columbia. The company provides commercial insurance, including business owner's insurance, commercial auto insurance, and commercial umbrella liability insurance.
However, as of January 15, 2025, AmGUARD Insurance Company is no longer offering home insurance in Texas. Policyholders in Texas received notices of non-renewal, stating that their policies would be canceled effective March 26, 2025. The company is no longer writing admitted homeowners or personal umbrella policies in the state. This decision may be due to the high cost of covering claims in states prone to extreme weather events, such as hail damage in Texas.
AmGUARD is not the only insurance company to withdraw from the Texas market, and policyholders in the state may find it challenging to obtain alternative coverage. However, some alternatives suggested by Texas residents include Homesite, which offers policies through Geico and Progressive, and Mercury General, which has a significant portion of its business in the state.
It is important to note that AmGUARD's withdrawal from the Texas homeowners insurance market does not affect its ability to renew existing policies. Policyholders whose policies are up for renewal may still be able to renew with AmGUARD, but they should explore other options as well to ensure continuous coverage. Seeking the assistance of an independent agent is recommended to find the best alternative carriers.
While AmGUARD's decision to discontinue home insurance in Texas may cause disruptions for policyholders, it is part of a broader trend of insurance companies reevaluating their exposure in states with high-risk factors, such as California with its wildfires and Florida with its floods.
Living with RA: Getting Life Insurance Coverage
You may want to see also
Frequently asked questions
AmGUARD Insurance Company, formed in 1982, is a subsidiary of Berkshire Hathaway GUARD Insurance Company that provides commercial automobile insurance options to businesses.
AmGUARD focuses on commercial auto insurance rather than personal coverage.
AmGUARD Insurance Company is domiciled in Nebraska and licensed to do business in all U.S. states and the District of Columbia.
AmGUARD Insurance Company's NAIC company code is #42390.
No, AmGUARD Insurance Company is no longer writing admitted Homeowners or Personal Umbrella policies in Texas.
