Jane Dotson
AmGUARD Insurance Company is a subsidiary of WestGUARD Insurance Company, which operates under the trade name Berkshire Hathaway GUARD Insurance Companies. AmGUARD Insurance Company was formed in 1982 and is domiciled in Nebraska. The company offers a range of commercial and personal insurance services, including business owner's insurance, commercial auto insurance, homeowners insurance, and workers' compensation insurance. AmGUARD Insurance Company is licensed to transact business in all U.S. states and the District of Columbia.
| Characteristics | Values |
|---|---|
| Year of Formation | 1982 |
| Type of Company | Insurance firm |
| Type of Insurance | Commercial and Personal insurance |
| Insurance Services | Businessowner’s, Commercial Auto, Commercial Excess Liability, Commercial Package, Commercial Property, Commercial Umbrella Liability, Disability, General Liability, Employment-Related Practices Liability, Homeowners, Personal Umbrella Liability, Professional Liability, and Workers’ Compensation insurance |
| Parent Company | WestGUARD Insurance Company |
| Trade Name | Berkshire Hathaway GUARD Insurance Companies |
| Address | 39 Public Square, Wilkes-Barre, PA |
| NAIC Company Code | #42390 |
| Licensed to Transact Business | All U.S. states and the District of Columbia |
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What You'll Learn
- AmGUARD Insurance Company is a subsidiary of WestGUARD Insurance Company
- AmGUARD provides commercial insurance, including business owner's insurance
- AmGUARD also offers personal insurance, such as homeowners insurance
- The company was formed in 1982 and is based in Wilkes-Barre, PA
- AmGUARD is licensed to operate in all US states and the District of Columbia
AmGUARD Insurance Company is a subsidiary of WestGUARD Insurance Company
AmGUARD Insurance Company provides a range of commercial and personal insurance products, including business owner's insurance, commercial auto insurance, commercial excess liability insurance, commercial package insurance, commercial property insurance, commercial umbrella liability insurance, disability insurance, general liability insurance, employment-related practices liability insurance, homeowners insurance, personal umbrella liability insurance, professional liability insurance, and workers' compensation insurance. The company is also involved in property and casualty insurance services.
WestGUARD Insurance Company, the parent company of AmGUARD Insurance Company, is a holding company for several subsidiaries, including AmGUARD Insurance Company, AZGUARD Insurance Company, EastGUARD Insurance Company, and NorGUARD Insurance Company. WestGUARD Insurance Company is a wholly-owned subsidiary of National Indemnity Company, which is a provider of specialized insurance and reinsurance coverages. National Indemnity Company is, in turn, a wholly-owned subsidiary of Berkshire Hathaway Inc. WestGUARD Insurance Company is licensed to transact business in a majority of U.S. states and is based in Nebraska.
The GUARD companies have undergone several name changes and restructures over the years. The original GUARD companies, AmGUARD Insurance Company and InterGUARD Ltd., traded as AmGUARD Enterprises. In the mid-1980s, the group was renamed The GUARD Network and began trading under that name. In 2012, the organization was purchased by National Indemnity Company and was rebranded as Berkshire Hathaway GUARD Insurance Companies in 2013. The current structure, with WestGUARD Insurance Company as the holding company, was established in 2014.
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AmGUARD provides commercial insurance, including business owner's insurance
AmGUARD Insurance Company, formed in 1982, is one of the original GUARD companies. It is a wholly owned subsidiary of WestGUARD Insurance Company and operates under the trade name Berkshire Hathaway GUARD Insurance Companies. AmGUARD provides commercial insurance, including business owner's insurance.
Business owner's insurance is a type of commercial insurance designed to protect business owners from financial losses that may occur due to unforeseen events such as property damage, liability claims, or interruptions in business operations. It is a comprehensive insurance package that typically combines multiple types of coverage relevant to business owners' needs.
AmGUARD's business owner's insurance is tailored to provide customized protection for business owners. It offers coverage for commercial property damage, which can include damage to the business premises, equipment, inventory, and other physical assets. This coverage helps business owners repair or replace damaged property, ensuring that they can continue their operations with minimal disruption.
Additionally, AmGUARD's business owner's insurance provides liability protection. This coverage helps shield business owners from the financial consequences of lawsuits and liability claims arising from accidents, injuries, or property damage occurring on their business premises or as a result of their operations. This liability protection can include coverage for legal fees, settlements, and judgments, providing business owners with peace of mind and financial security in the face of potential litigation.
AmGUARD's commercial insurance offerings also extend beyond business owner's insurance. They provide a range of insurance products to meet the diverse needs of businesses, including commercial auto insurance, commercial excess liability insurance, commercial package insurance, and commercial umbrella liability insurance. These additional insurance options ensure that businesses can obtain comprehensive protection tailored to their specific risks and exposures.
With its comprehensive suite of commercial insurance products, including business owner's insurance, AmGUARD Insurance Company helps businesses mitigate risks, protect their assets, and ensure their long-term success and stability.
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AmGUARD also offers personal insurance, such as homeowners insurance
AmGUARD Insurance Company, a subsidiary of WestGUARD Insurance Company, offers a range of insurance services, including both commercial and personal insurance.
On the personal insurance side, AmGUARD provides homeowners insurance, protecting individuals from financial losses that may arise due to damage to their homes or personal property. This type of insurance typically covers the cost of repairing or replacing a person's home and its contents in the event of unforeseen circumstances, such as fire, theft, or natural disasters. It is important to note that AmGUARD's homeowners insurance policies may vary depending on the location, as insurance regulations and coverage options can differ from state to state.
In addition to homeowners insurance, AmGUARD offers other types of personal insurance products. These may include personal umbrella liability insurance, which provides additional liability coverage beyond what is offered by standard policies. This type of insurance can protect individuals from major claims or lawsuits and is designed to "umbrella" over existing policies to provide extra coverage.
AmGUARD's personal insurance offerings also extend to disability insurance. This type of policy provides financial support to individuals who are unable to work due to an injury, illness, or accident. Disability insurance helps replace a portion of the insured person's income during the period of their disability, ensuring they can maintain financial stability while unable to work.
It is worth noting that, as of July 2024, AmGUARD Insurance Co. announced its decision to withdraw from the personal-lines marketplace for admitted business nationwide. This decision impacted homeowners and personal umbrella policies, with the company stopping the acceptance of new submissions and subsequently non-renewing existing policies. This strategic shift towards focusing on commercial-lines insurance may have affected the availability of AmGUARD's personal insurance offerings, including homeowners insurance.
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The company was formed in 1982 and is based in Wilkes-Barre, PA
AmGUARD Insurance Company, a subsidiary of WestGUARD Insurance Company, was formed in 1982. It is one of the original GUARD companies, alongside InterGUARD Ltd, a service organisation. In the mid-1980s, the group was renamed The GUARD Network to reflect its expanding scope beyond the insurance industry. AmGUARD Insurance Company is based in Wilkes-Barre, PA, with its principal place of business at 39 Public Square, Wilkes-Barre, PA 18701 or 18703. The company is licensed to operate across the US and in Washington, D.C.
AmGUARD Insurance Company offers a range of commercial and personal insurance products. These include business owner's insurance, commercial auto insurance, homeowners insurance, professional liability insurance, and workers' compensation insurance. The company's product suite also includes commercial excess liability, commercial package, commercial property, commercial umbrella liability, disability insurance, general liability, and employment-related practices liability insurance.
As a subsidiary of WestGUARD Insurance Company, AmGUARD Insurance Company operates under the trade name "Berkshire Hathaway GUARD Insurance Companies." This group includes other insurance companies such as AZGUARD Insurance Company, EastGUARD Insurance Company, and NorGUARD Insurance Company. The holding company, WestGUARD Insurance Company, is domiciled in Nebraska and is licensed to transact business in a majority of US states, including the District of Columbia.
AmGUARD Insurance Company's establishment in 1982 and its base in Wilkes-Barre, PA, have contributed to its growth and presence in the insurance industry. With its range of commercial and personal insurance products, the company serves customers across the country, providing protection and peace of mind.
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AmGUARD is licensed to operate in all US states and the District of Columbia
AmGUARD Insurance Company is a subsidiary of WestGUARD Insurance Company, which is itself a wholly owned subsidiary of National Indemnity Company, a provider of specialized insurance and reinsurance coverages. AmGUARD Insurance Company operates under the trade name "Berkshire Hathaway GUARD Insurance Companies."
AmGUARD Insurance Company is domiciled in Nebraska and licensed to operate in all US states and the District of Columbia. The company's principal place of business is at 39 Public Square, Wilkes-Barre, PA 18703. AmGUARD provides a range of commercial and personal insurance products, including business owner's insurance, commercial auto insurance, homeowners insurance, and professional liability insurance.
AmGUARD Insurance Company was formed in 1982 and was one of the original GUARD companies, along with InterGUARD, Ltd., a service organization. In the mid-1980s, the group was renamed The GUARD Network to encompass activities outside the insurance industry. Today, AmGUARD Insurance Company is part of a group of companies that includes AZGUARD Insurance Company, EastGUARD Insurance Company, NorGUARD Insurance Company, and WestGUARD Insurance Company, all operating under the Berkshire Hathaway GUARD Insurance Companies trade name.
While AmGUARD Insurance Company is licensed to operate in all US states and the District of Columbia, it is important to note that not all insurance products are available in every state. The specific insurance offerings may vary depending on the state and local regulations. AmGUARD's product suite includes a range of commercial and personal insurance options, such as commercial property, commercial excess liability, disability insurance, and workers' compensation insurance.
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Frequently asked questions
AmGUARD Insurance Company, formed in 1982, provides Commercial and Personal insurance, including Business Owner's, Commercial Auto, Homeowners, Professional Liability, and Workers' Compensation insurance. It is now a subsidiary of WestGUARD Insurance Company and operates under the trade name "Berkshire Hathaway GUARD Insurance Companies".
Some of the offerings include up-front loss control measures to identify and address occupational hazards, efficient claims handling, and assistance in obtaining quality medical care.
You can report a claim online for most coverages. After reporting a claim, you may be required to converse with a claims adjuster and take reasonable steps to protect covered persons, property, autos, etc., from further harm or damage.
For a Workers' Compensation claim, you may need to provide the employer's tax ID number, the injured/ill employee's SSN and personnel file, and any accident reports.
No, not all insurance products are available in all states.
