
AAA is a company that offers a variety of services to its members, including roadside assistance, travel planning, and discounts on various products and services. One of the benefits of AAA membership is access to exclusive insurance options for home, auto, and travel. AAA members can take advantage of these insurance offerings, which provide financial protection and peace of mind in the event of unforeseen circumstances. However, it's important to note that AAA membership itself does not include insurance coverage; members must purchase insurance policies separately. In this paragraph, we will explore the relationship between AAA membership and AAA insurance offerings and clarify whether AAA insurance members are also considered AAA members.
| Characteristics | Values |
|---|---|
| Membership Benefits | Access to travel agents, free identity theft protection, auto repair discounts, exclusive member travel discounts, roadside assistance, and more |
| Insurance Options | Home, auto, and travel insurance |
| Membership Requirement for Insurance | You must be a member to purchase a AAA insurance product |
| Membership Plans | Classic Membership, AAA Plus, AAA Premier |
| Membership Cost | $69 |
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What You'll Learn

AAA membership benefits
AAA membership offers a wide range of benefits to its members, including comprehensive roadside assistance and various discounts and savings opportunities.
One of the standout features of AAA membership is the 24/7 roadside assistance, which includes towing, battery service, jumpstarts, lockouts, tire changes, and fuel help. This service is provided by independent facilities contracted by AAA and is available to members whether they are the driver or passenger. Additionally, AAA members have access to a large network of over 7,000 AAA-approved auto repair shops that meet high standards for appearance, technician training, certification, insurance coverage, and customer satisfaction. These shops offer exclusive member benefits such as auto repair discounts, extended warranties, and assistance with repair-related issues.
AAA membership also provides extensive travel benefits, including access to experienced travel agents who can assist with planning and booking dream vacations, including cruises and international trips. Members also enjoy special offers on cruises and vacation tours when booking through preferred partners. AAA offers travel insurance through its partnership with Allianz Global Assistance, providing financial protection for unexpected travel issues like lost luggage, delays, and cancellations.
The savings opportunities with AAA membership go beyond automotive and travel. Members can access an extensive list of discounts through preferred partners, including savings on car rentals, hotels, restaurants, tickets to attractions, movies, concerts, laptops, eyewear, and more. AAA also offers exclusive credit card deals, such as the AAA Visa Signature credit card, which maximizes cash back and accelerates earnings on travel and everyday purchases.
Other notable AAA membership benefits include free identity theft protection through ProtectMyID® Essential from Experian®, a world leader in the industry, and access to DMV services, including notary services at discounted rates compared to standard notary fees.
With over 65 million members, AAA is committed to delivering unrivalled roadside assistance, providing travel expertise, and offering a range of insurance options to meet the diverse needs of its members.
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AAA insurance
AAA offers its members a variety of insurance options, including home, auto, and travel. AAA members can also take advantage of exclusive discounts on AAA insurance policies, in addition to receiving free identity theft protection. It is important to note that AAA membership does not include insurance, and members must purchase insurance separately. However, AAA insurance is only available to members, and one must be a member to acquire an insurance policy.
AAA members can benefit from 24/7 roadside assistance, towing, discounts at thousands of locations, and full-service vacation planning. The AAA community has grown to over 65 million members and provides benefits such as access to nearly 7,000 auto repair shops and exclusive car rental perks.
The three insurance carriers are CAA, CSAA, and ACG, with one each in Southern California, Northern California, and Michigan. AAA members can also add family members as associate members, providing peace of mind and protection for their entire household.
In summary, AAA insurance is a benefit available to AAA members, offering a range of insurance options and exclusive discounts. AAA membership provides a wide range of benefits beyond insurance, including travel planning, auto repair, and roadside assistance.
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AAA roadside assistance
AAA offers its members a range of benefits, including 24/7 roadside assistance. This service provides peace of mind to drivers and passengers alike, with fast response times and a variety of services to get you back on the road.
The roadside assistance covers towing, flat tires, lockouts, dead batteries, and more. If you are stranded, locked out of your vehicle, or need a jump start, AAA's Digital Roadside Request tool can be used to request timely road service from a AAA technician. This service is available across the US and Canada and is not limited to the driver; passengers can also access roadside assistance.
In addition to the standard services, AAA also offers a mobile battery service, provided by independent service providers, and wiper blade replacements in select areas. AAA members can also access a 24-hour member hotline for roadside assistance and track their technician's arrival.
AAA membership also includes discounts on labor costs for auto repairs, exclusive savings on hotels and car rentals, and access to AAA's travel advisors for full-service vacation planning.
AAA's roadside assistance has been a core offering for over 100 years, and with more than 65 million members, it continues to be a leader in towing and roadside assistance.
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AAA travel insurance
With AAA travel insurance, you can have peace of mind knowing that you are protected from unforeseen circumstances. The insurance covers trip interruptions and cancellations, providing reimbursement for non-refundable trip costs if you need to cancel or interrupt your trip due to covered reasons such as illness, injury, job loss, or pet veterinary emergencies. It also covers expenses related to medical or dental emergencies, including reimbursement for required vaccinations if you cancel your trip.
Additionally, AAA travel insurance provides benefits for specific situations, such as reimbursing costs associated with luggage delays, flight delays, or missed connections. It also offers special AAA benefits, including reimbursement for transportation of your vehicle back to your residence if a covered illness or injury prevents you from completing your trip.
AAA membership provides access to a team of knowledgeable and friendly travel agents who can assist with planning and booking your trips. Members also enjoy exclusive savings and discounts on travel services, including hotels, car rentals, and cruises. AAA travel insurance is just one aspect of the comprehensive benefits offered by AAA membership, which also includes roadside assistance, identity theft protection, and various exclusive deals.
Overall, AAA travel insurance provides valuable coverage and peace of mind for travellers, ensuring that they are protected from unexpected events and expenses during their journeys.
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AAA membership plans
AAA membership offers a wide range of benefits, including 24/7 roadside assistance, towing, discounts on hotels and car rentals, exclusive travel savings, auto repair discounts, and more. There are different levels of AAA membership plans, each offering varying levels of benefits and services. Here is an overview of the different AAA membership plans:
Classic Membership
The Classic Membership plan offers 24/7 roadside assistance, including services such as car battery replacement, fuel delivery, flat tire changes, and locksmith services. Classic members also gain access to thousands of discounts, deals, and rewards on travel, dining, shopping, and everyday purchases. This plan provides comprehensive protection for devices and online privacy with Norton 360, with savings of up to $98 on the first year.
Plus Membership
The Plus Membership plan includes all the benefits of the Classic plan, as well as additional services. Plus members have access to RV coverage, extending service calls to include trailers, RVs, or other eligible vehicles. This plan also offers travel protection, providing coverage for trip interruptions, delays, lost baggage, and travel accidents.
Premier Membership
The Premier Membership plan is the most comprehensive option, offering the widest range of benefits. In addition to the features of the lower-tier plans, Premier members receive extended towing services of up to 200 miles for one service call and up to 100 miles for three additional calls per year. Premier members also enjoy locksmith reimbursement of up to $150 and windshield repair or replacement reimbursement of up to $50 per membership year.
It is important to note that AAA membership is an individual product, and you do not need to have AAA Insurance to become a member. However, AAA members can save 5% on AAA Insurance policies and have access to a variety of insurance options, including home, auto, and travel insurance. Spouses and family members can be added to a membership for an additional cost, allowing them to enjoy the same benefits, including roadside assistance and discounts.
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Frequently asked questions
Yes, you must be a AAA member to purchase a AAA insurance product.
No, AAA membership does not include car insurance. You would need to pay for insurance separately.
AAA membership offers 24/7 roadside assistance, towing, discounts, full-service vacation planning, exclusive member travel discounts, and savings on everyday essentials, dining, retail shopping, travel, and attraction tickets.
Sign in to your AAA account and click the "Add Someone to Your Membership" link. Enter the person's name, email address, membership type, and date of birth. Confirm the information and submit your payment.











































