Paul Sanchez
uShip is an online marketplace that connects people or businesses needing to ship large items with relevant service providers. While uShip does not provide insurance, it offers customers a third-party cargo insurance policy that functions like full-value protection, covering the total replacement value of lost or damaged items. This is in addition to the basic liability insurance that every transporter is legally required to provide. Customers can also purchase the uShip Protection Plan for additional peace of mind.
| Characteristics | Values |
|---|---|
| Insurance | All household moving companies are required to carry a minimum amount of insurance. |
| uShip offers a Protection Plan for purchase at checkout. | |
| uShip offers cargo insurance through third-party partners. | |
| uShip car carrier insurance comes at no additional cost. | |
| uShip is not liable for damage to items inside boxes packed by the customer. | |
| Movers are liable for damage to items they have professionally packed. | |
| Movers are liable for the full replacement value of itemized goods (except items exceeding $100 per pound). |
Explore related products
What You'll Learn
uShip Protection Plan
UShip offers its customers the option to purchase the uShip Protection Plan to protect their shipments. This plan is designed with high-value shipments in mind, offering additional protection to safeguard your valuables. It provides clear protection terms, easy case submission, and fast, reliable support.
The Protection Plan is available for purchase at checkout for most shipments by US-based customers. The fee depends on several factors, including the item type and its value. The price is displayed at checkout, and it's important to provide the full and true value of your item.
The uShip Protection Plan offers up to $200,000 in reimbursement for damages, with simple terms. It covers approved goods against damage, loss, or theft, subject to the terms and exclusions of the policy. The plan provides peace of mind, knowing you're protected against unexpected losses.
To request reimbursement under the uShip Protection Plan, log into your uShip account within seven days of delivery, open the shipment listing, and click "Submit a Case". Provide incident details, including photos and an estimation of the damage or loss. You can expect a response within three business days, and reimbursement is usually paid out within 30 days.
The uShip Protection Plan does have category restrictions, including trailers, cash, cigarettes, jewelry, watches, precious stones and metals, and more. It's important to review the terms and coverage carefully to understand what is and isn't covered.
TEFRA's Impact: Life Insurance Changes and Challenges
You may want to see also
Explore related products
Moving insurance
UShip also offers a cargo insurance policy through third-party partners. This policy functions much like full-value protection, which pays the total replacement value of lost or damaged items. Basic liability insurance, by comparison, covers each item at 60 cents per pound. Premiums for uShip's cargo insurance are set at $50, $250, $500, or $700, depending on the value of the items being shipped.
When shipping a car, it is essential to check if your transporter offers cargo insurance. When shipping with uShip, you can purchase extra protection through the uShip Protection Plan. All auto transporters are obligated to provide basic liability insurance free of charge, but certain auto transportation brokers offer additional insurance for a fee.
If you are moving your entire home, uShip may not be a good fit due to the difficulty of finding a carrier with enough space to accommodate all of your belongings. It is also important to verify that any carrier you choose is properly licensed and insured.
Life Insurance: Geico's Offerings and Your Options
You may want to see also
Explore related products
Licensed household movers
Household moves are a stressful affair, and there's always a concern for your belongings when you're working with a professional moving company. One of the primary benefits of hiring a professional mover is moving insurance. uShip's marketplace makes it easy to find moving jobs or supplement your independent moving company between moves.
All licensed household moving companies are required to carry a minimum amount of insurance. Coverage varies from mover to mover, so be sure to ask for each company's specific policy. The basic policy is often outlined in the carrier's uShip profile, but they should also provide you with written proof of their coverage. Licensed movers are also required to provide you with written proof of insurance. This certificate will detail their coverage and name their insurance provider. You can verify the information on the certificate with the insurance company or through the official website of the Department of Transportation.
UShip Protection Plan
UShip offers shipping customers the option to purchase the uShip Protection Plan to protect their shipments. Protection Plans are available for purchase at checkout on most shipments being shipped by US-based customers. Shipments booked with any of the LTL Instant Rate Carriers will be subject to the carrier's Limitation of Liability in the case of damage or loss. If you determine that your shipment requires additional protection, uShip offers LTL Protection Plans for purchase during checkout at an affordable rate. Your Protection Plan fee depends on several factors, including the item type and the value you input during checkout. The price will be displayed at that time. It is important to provide the full and true value of your item(s].
Movers' liability
One important thing to remember about household moving insurance is that movers are not liable for damage to items inside boxes you packed, unless there is physical damage to the box itself. The easiest way to protect against this sort of damage is to hire the moving company to professionally pack your fragile and valuable items. If there is damage to items that were professionally packed, the moving company is liable for the loss. You may already be covered for a move under your home insurance policy or have the opportunity to pay a premium for short-term coverage.
Moving costs
The size of the move, the distance, and the service type requested all impact the cost. The moving cost for smaller-sized, local moves is around $300 to $500, while larger cross-country moves average $1,500 to $3,000.
Understanding Group Term Life Insurance Age Reductions
You may want to see also
Explore related products
Car transporter insurance
When transporting a car, it is important to understand the insurance policy of the transport company. While it is a legal requirement for authorized auto transporters to have liability insurance, it is still essential to check if your chosen transporter also offers cargo insurance. The terms and coverage amount can vary among companies, so carefully review the transporter's coverage, which is usually available on their profile.
Car carrier insurance is provided at no additional cost as every auto transporter is obligated to provide basic liability insurance for free. However, certain auto transportation brokers offer optional additional insurance for a small fee. For example, AmeriFreight offers gap coverage valued at up to $2,000, available for $50 to $100. When shipping your car, additional protection can be purchased at checkout, such as the uShip Protection Plan.
It is important to ask the right questions when reviewing the transporter's insurance policy. Ask about the types of damage covered, the deductible amount, the limit of their coverage, and whether specialty items are covered. It is also important to know how many cars will be hauled on the trailer during transit to understand how much coverage is available for your car in case of significant damage or total loss.
When shipping a car, you may not be required to carry your own car insurance. However, it is advisable to check with your auto insurance agent to understand the extent of your coverage. Your policy may or may not provide coverage during transit, but it is always recommended to inform your insurance company about your vehicle transportation. If there is an issue with the transporter's insurance, your auto insurance might be able to act as a backup, depending on your policy.
Contingent cargo insurance is also worth considering, as it provides coverage when a general cargo insurance claim does not apply. Comprehensive insurance coverage helps cover the cost of damages to your vehicle when you are involved in an accident that is not caused by a collision, including losses such as theft, vandalism, hail, and hitting an animal.
Life Insurance: The Right Time to Sign Up
You may want to see also
Explore related products
Cargo insurance
When shipping items, it is important to consider insurance options to protect against potential damages. uShip offers the uShip Protection Plan, which provides additional protection for shipments at a competitive cost. This plan is available for purchase at checkout for most shipments by US-based customers. The cost of the plan depends on the item type and its value, and it covers shipments against damage, loss, or theft, subject to terms and exclusions.
The uShip Protection Plan offers peace of mind and assurance for customers, safeguarding their deliveries. It is important to note that the plan has category restrictions, including trailers, jewellery, watches, live animals, and perishable commodities. Customers can request reimbursement under the plan by submitting a case within seven days of delivery and providing incident details and documentation.
In addition to the uShip Protection Plan, there are other insurance considerations for shipping. All household moving companies are required to carry a minimum amount of insurance, and customers should confirm the specific policies of their chosen company. Movers are generally not liable for damage to items inside boxes packed by the customer unless there is physical damage to the box. Customers may also be covered under their home insurance policy or have the option to pay a premium for short-term coverage.
When shipping a car, it is essential to understand the insurance options. While authorized auto transporters are legally required to have liability insurance, customers should check if their chosen transporter offers cargo insurance and review the terms and coverage carefully. Some companies offer additional insurance for a fee, and it is advisable to obtain coverage to protect against potential damages.
Life Insurance Payouts After Suicide: What Families Need to Know
You may want to see also
Frequently asked questions
UShip is an online marketplace that connects customers with third-party service providers. UShip does not insure moves itself, but it does offer customers a cargo insurance policy through third-party partners. This insurance covers the total replacement value of lost or damaged items.
UShip recommends that customers do their own background research to ensure that a carrier has at least basic liability coverage. You can ask the carrier for a copy of their insurance certificate, which they are obliged to provide, and verify the information with the insurance company or through the official website of the Department of Transportation.
If you have purchased UShip's cargo insurance, you can request reimbursement by submitting documentation via email. If you have not purchased insurance, the mover may still be liable for the loss if the box containing the damaged item was physically damaged.
