Progressive Auto Insurance: Can You Cancel Early?

Progressive auto insurance can be cancelled at any time, but it is important to have a new insurance policy in place to avoid a lapse in coverage. Progressive does not offer an option to suspend insurance coverage, but you can reduce your coverage or cancel your policy at any time. You can cancel your Progressive auto insurance by calling them, or by submitting a signed cancellation form or written notification. Progressive does not allow cancellations through their app or website, but you can email your cancellation request. If you paid your premium in advance, you will likely receive a refund for the unused portion of your policy, minus a cancellation fee, which may vary by state and when the policy was purchased.

Cancelling Progressive auto insurance online

Progressive auto insurance cannot be cancelled online. However, you can cancel your policy over the phone, by mail, or via email. Progressive requires you to speak to someone on the phone to cancel your auto policy. There is no option to cancel through the Progressive app or on their website. However, you can email your cancellation request to Progressive at [email protected].

To cancel your Progressive auto insurance, follow these steps:

• State that you are calling to "cancel your auto policy".
• Verify the policy you are calling to cancel.
• Have your policy and cancellation date ready.
• Ensure that your new insurance is paid and in place before cancelling your Progressive insurance to avoid a lapse in coverage.

Progressive will typically issue a refund for the unused portion of your policy if you paid in advance. However, Progressive may charge a cancellation fee, which varies by state and when you purchased the policy.

Cancelling Progressive auto insurance over the phone

Progressive auto insurance can be cancelled over the phone. Progressive auto insurance policies cannot be cancelled online, but they can be cancelled over the phone, by mail, or via email.

To cancel Progressive auto insurance, follow these steps:

• Call Progressive and state that you are calling to "cancel your auto policy".
• Verify the policy you are calling to cancel.
• Provide your policy and cancellation date.

It is important to remember not to cancel Progressive insurance until your new insurance is paid and in place to avoid a lapse in coverage, which can cause issues with the MVD and potential claim issues. Progressive will generally refund you for the unused portion of your policy, assuming you paid in advance. However, depending on your state and when you cancel, Progressive may charge a cancellation fee.

Cancelling Progressive auto insurance by mail

Progressive auto insurance can be cancelled at any time, for any reason. You can cancel your policy by calling your insurer or agent, or by sending written notification or a signed document. Progressive's customer service phone number is 1-888-671-4405, and their mailing address is:

The Progressive Corporation

6300 Wilson Mills Rd.

Mayfield Village, Ohio 44143

If you paid your premium in advance, you will be refunded for the unused portion of your policy. However, Progressive may charge a cancellation fee, depending on your state and when you cancel.

Before cancelling your Progressive auto insurance, make sure you have coverage with another company, as nearly every state requires drivers to have a minimum amount of auto liability coverage. You can avoid a lapse in coverage by ensuring that your cancellation date aligns with the start date of your new policy.

Cancelling Progressive auto insurance via email

Progressive auto insurance can be cancelled at any time, for any reason, and you don't have to wait until the end of your policy period. If you cancel your insurance, you may also want to cancel your vehicle registration, which may involve filing an affidavit of non-use with your state.

To cancel Progressive auto insurance via email, you can contact Progressive at [email protected] or [email protected], depending on the nature of your query. The average email response time is 5 business days, and any fields with an asterisk are required.

It's important to note that you must have an auto policy in effect with another insurer when cancelling with your current insurer, as nearly all states require drivers to have liability coverage. Additionally, if you finance or lease your vehicle, your lender or lease company will typically require comprehensive coverage and collision coverage. Make sure your new policy covers your vehicle for physical damage.

When you cancel your Progressive auto insurance, you will get a refund for the money you paid in advance, minus any cancellation fees that may apply.

Cancelling Progressive auto insurance with a broker

Progressive auto insurance customers who have purchased their policy through a broker can cancel their policy by informing their broker that they would like to switch to another auto insurance company. The broker can then take care of finding a new policy and cancelling the Progressive insurance.

However, it is important to ensure that the new insurance policy is paid and in place before cancelling the Progressive policy to avoid a lapse in coverage, which can cause issues with the MVD and potential claim issues. Progressive auto insurance can be cancelled at any time, but there may be a cancellation fee, depending on the state and when the policy was purchased. This fee is typically $50 if the policy is cancelled within the first term.

To cancel Progressive auto insurance, the policyholder will need to provide their name, address, phone number, policy number, and the desired cancellation date. This information can be provided to the broker, who will handle the rest of the process.

It is also worth noting that if the policyholder has prepaid for their Progressive policy, they will be refunded for the unused term following the cancellation, minus any fees.

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