State Farm Auto Insurance: Can You Cancel?

Yes, you can cancel your State Farm auto insurance policy. State Farm allows customers to cancel their insurance policies at any time and for any reason. However, it is important to note that you will need to have a new policy in place before cancelling your State Farm coverage, as most states require drivers to have car insurance. You can cancel your policy by phone, mail, or in person, but not online. When cancelling, you will need to provide your policy number, name, and date of birth, and in some cases, proof of vehicle sale or plate cancellation.

Cancelling State Farm auto insurance by phone

Cancelling your State Farm auto insurance by phone is a straightforward process. You can call State Farm's customer care representatives at 1-800-782-8332 or 800-STATE-FARM (800-782-8332). When you call, you will need to provide your policy number, name, and date of birth. If you are cancelling because you have sold your vehicle, you may also need to provide proof of the sale or plate cancellation. For example, a bill of sale or proof that you have turned in your license plate to your state.

It is important to note that you should have a new auto insurance policy in place before cancelling your State Farm coverage, as most states require drivers to be insured. Additionally, you may need to inform the DMV of the cancellation, depending on your state's guidelines.

Cancellations by phone are typically effective immediately, or you can schedule them for a future date. If you are unsure about any part of the cancellation process, State Farm agents are available to help and can be reached by phone or email.

Cancelling State Farm auto insurance by mail

State Farm allows its customers to cancel their auto insurance policies by mail. To do this, you must write a letter including the following information:

• Your name, address, and phone number
• Your State Farm policy number and the date and time you want your policy to end
• If you're switching providers, include your new insurer's name, policy number, and policy start date
• If you've sold your vehicle, include proof of plate forfeiture or your bill of sale

Once you've included all the necessary information, sign and date the letter. Then, mail it to the following address at least two weeks before your intended cancellation date to allow for delivery and processing:

Corporate Headquarters

State Farm Insurance

One State Farm Plaza

Bloomington, IL 61710

In addition to cancelling by mail, State Farm also allows customers to cancel their auto insurance policies by phone or in person.

Cancelling State Farm auto insurance in person

Cancelling your State Farm auto insurance in person is a straightforward process. Here's a step-by-step guide to help you through the process:

Step 1: Find Your Nearest State Farm Agent

Firstly, you'll need to locate your nearest State Farm office. With over 18,000 agents nationwide, there's sure to be one close by. You can find your nearest agent by using the "Find an Agent" feature on the State Farm website or by giving them a call on their toll-free number: 1-855-733-7333.

Step 2: Gather the Necessary Information

Before visiting your local agent, make sure you have the following information ready:

• Your name, address, and phone number.
• Your State Farm policy number and the date and time you want your policy to end.
• If you're switching to a new insurance provider, have your new insurer's name, policy number, and policy start date handy.
• If you've sold your vehicle, bring proof of plate forfeiture or your bill of sale.

Step 3: Visit Your Local State Farm Office

Once you've located your nearest office and gathered the necessary information, it's time to pay them a visit. Remember to bring along all the relevant documents mentioned in Step 2.

Step 4: Explain Your Request

When you meet with a State Farm agent, explain that you would like to cancel your auto insurance policy. They will guide you through the process and may ask for the information you've prepared. Provide them with your policy number, name, and date of birth. If you're cancelling because you've sold your vehicle, they may also request proof of plate forfeiture or your bill of sale.

Step 5: Complete Any Necessary Paperwork

The agent may ask you to complete some paperwork to finalise the cancellation. Follow their instructions and provide any additional information or signatures as needed.

Step 6: Confirm the Cancellation

Before you leave the office, make sure to confirm with the agent that your auto insurance policy has been effectively cancelled. Ask them to provide you with confirmation in writing, if possible. This will help protect you in case there are any disputes or misunderstandings later on.

Remember, State Farm is committed to making your decision a smooth transition. If you have any questions or concerns during the process, don't hesitate to ask your local State Farm agent. They are there to help you through the cancellation process and ensure that everything is handled properly.

State Farm's auto insurance cancellation policy

State Farm allows its customers to cancel their auto insurance policies at any time and for any reason. However, State Farm requires its customers to have a new auto insurance policy in place before cancelling their existing State Farm coverage. This is because nearly every U.S. state requires drivers to have car insurance to drive legally. Driving without insurance can lead to a suspension of your driver's license and higher premiums on future policies.

State Farm does not allow its customers to cancel their insurance policies online. Instead, you can choose one of the following methods to cancel your auto insurance policy:

• By phone: Call your State Farm agent or dial 800-STATEFARM. Cancellations by phone are typically effective immediately, or you can schedule them for a date in the future.
• By mail: Send a letter with your name, address, phone number, State Farm policy number, the date and time you want your policy to end, your new insurer's name, policy number, and policy start date (if applicable), and proof of plate forfeiture or your bill of sale (if you've sold your vehicle). Sign and date the letter, and mail it to the following address at least two weeks before your intended cancellation date:

> Corporate Headquarters State Farm Insurance

> One State Farm Plaza

> Bloomington, IL 61710

In person: Visit your nearest State Farm insurance office and speak with an agent. Bring your name, address, phone number, State Farm policy number, the date and time you want your policy to end, your new insurer's name, policy number, and policy start date (if applicable), and proof of plate forfeiture or your bill of sale (if you've sold your vehicle).

If you've already paid your premium for the policy period in full, State Farm will refund the unused portion. State Farm does not impose a cancellation fee or penalty for early termination.

Reasons for cancelling State Farm auto insurance

There are several reasons why you may want to cancel your State Farm auto insurance. Here are some common ones:

Moving to a Different State

State laws for insurance coverage vary, and moving provides an opportunity to review your options, especially if you're moving to a more expensive state. While you may be able to transfer your State Farm coverage to your new state, it's worth comparing insurance quotes to see if you can get a better rate.

Increased Insurance Rates

If your insurance costs have gone up even though your driving record hasn't changed, you may want to look for cheaper auto insurance coverage with a different company.

Selling Your Car

If you don't plan on getting another vehicle, it might make sense to cancel your old policy. However, if you intend to drive someone else's car, consider a non-owner car insurance policy.

Poor Customer Service

If you've had a bad customer service or claims experience with State Farm, you may want to switch to a different insurer. You can refer to the latest reviews and studies, such as the D. Power U.S. Auto Insurance and U.S. Auto Claims Satisfaction studies, to help you choose an alternative provider.

Cost

Cost is often the primary reason people switch insurance companies. If you've found a cheaper policy or another company offers discounts that State Farm doesn't, you may want to cancel and switch providers.

It's important to note that State Farm doesn't allow online cancellations. To cancel your State Farm auto insurance, you can do so over the phone, by mail, or in person. Additionally, you'll need to have a new auto insurance policy in place before cancelling your State Farm coverage to avoid a lapse in insurance coverage, which is illegal in most states and can result in financial and legal consequences.

Frequently asked questions