Legion Members: Understanding Life Insurance Benefits

do american legion members get life insurance

The American Legion is the world's largest wartime veteran service organization. It offers its members a range of insurance benefits, including life insurance. LegionCare, for example, provides accidental death protection for Legionnaires. The Legionnaire Insurance Trust (LIT) was formed in 1966 to provide Legion families with low-cost insurance protection and has since enrolled over 2,000,000 Legionnaires. The American Legion also partners with other insurance providers to offer its members exclusive discounts and savings.

Characteristics Values
LegionCare Up to $5,000 in no-cost accidental death insurance protection
LegionCare Activation Requires confirmation
LegionCare Coverage $5,000 in accidental death protection if traveling on official American Legion business; $1,000 in protection for all other fatal covered accidents
LegionCare Beneficiaries Cash benefits paid to the beneficiary
LegionCare Exclusions Intentionally self-inflicted injury, suicide, war or act of war, military or combat activities, sickness, disease, bodily or mental infirmity, bacterial or viral infection, flight in aircraft, ultra-light or glider, driving while intoxicated, etc.
LegionCare Underwriter Securian Life Insurance Company
Legion Insurance Trust (LIT) Provides Legion families with low-cost insurance protection and a source of revenue to participating Legion Departments
LIT Insurance Plans Hospital Income Protection, Cancer, Accidental Death, Travel Accident, Critical Illness, Disability Income, Emergency Assistance, Long-Term Care, Medicare Supplement, Discount Cards, Dental, Whole Life, Auto, Homeowners, Identity Theft, and Home Health Care
LIT Enrolled Members Over 2,000,000 Legionnaires in 48 participating Departments
LIT Claims Benefits Hundreds of millions of dollars paid to Legionnaires and their families
LIT Allocations to Participating Departments Over $52 million
USAA Preferred Provider of Insurance and Financial Services to The American Legion

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LegionCare offers accidental death protection insurance for Legion members

LegionCare is an exclusive benefit for members of the Legion Family, providing accidental death protection insurance at no cost to members. LegionCare is underwritten by the Securian Life Insurance Company and administered by the Legionnaire Insurance Trust (LIT). The LIT was formed in 1966 with the primary goal of providing Legion families with low-cost insurance protection. Today, over 2,000,000 Legionnaires across 48 participating departments are enrolled in this program.

LegionCare provides members with up to $5,000 in accidental death protection. If a Legion member suffers a fatal covered accident while traveling to, from, or participating in any covered event conducted for Legion business, their beneficiary will receive a check for $5,000. For all other fatal covered accidents, the beneficiary will receive $1,000. This includes accidents at home, on the job, in the car, on vacation, or while traveling.

LegionCare coverage is guaranteed for all members of the Legion Family in good standing, regardless of how dangerous their job is or how often they travel. It pays benefits regardless of any other coverage the member may have. However, members must confirm and activate their coverage to be protected.

In addition to accidental death protection, the Legion Insurance Trust offers a range of other insurance plans to Legion members, including Hospital Income Protection, Cancer, Travel Accident, Critical Illness, Disability Income, Emergency Assistance, Long-Term Care, Medicare Supplement, Discount Cards, Dental, Whole Life, Auto, Homeowners, Identity Theft, and Home Health Care.

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Legion members get exclusive discounts on insurance plans from USAA

As a member of the American Legion, you are eligible for exclusive discounts and savings on insurance plans from USAA, the official Preferred Provider of Insurance and Financial Services to the Legion. USAA has proudly served the military community, veterans, and their families since 1922.

One of the insurance plans offered by USAA is the guaranteed issue whole life plan for those aged 45-85. This plan is available with varying levels of coverage, with premiums adjusted accordingly.

In addition to USAA, there are several other insurance providers that offer exclusive discounts to American Legion members. For example, Wellcare is the official Medicare Advantage plan provider for the Legion, and its plans work alongside your VA coverage. American Senior Benefits (ASB) also offers complimentary retirement consultation services to Legion members, with no cost or obligation.

Other insurance providers with exclusive offers for Legion members include Liberty Mutual, which offers special savings on auto and home insurance, and Allegiance Accident Protection Plan, which offers a guaranteed issue plan that pays out in the event of an accident.

The Legion also has its own insurance program, LegionCare, which provides members with up to $5,000 in no-cost accidental death protection. LegionCare covers accidents that occur while traveling to or from, or participating in, any covered Legion event, as well as all other fatal covered accidents.

With these exclusive discounts and offers, American Legion members can access a range of insurance plans that cater to their specific needs and provide financial security for themselves and their families.

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Legion members can access complimentary retirement consultation services from American Senior Benefits

As an American Legion member, you have access to a range of benefits, including exclusive discounts and savings. One notable benefit is complimentary retirement consultation services from American Senior Benefits (ASB). This valuable service is available without any cost or obligation to you.

Retirement planning is an important aspect of financial management, especially for those approaching their golden years. By taking advantage of the complimentary retirement consultation services offered by ASB, you can gain valuable insights and guidance to make informed decisions about your retirement. These professionals can provide you with tailored advice and strategies to help you achieve your retirement goals and ensure your financial well-being during your golden years.

During your consultation, you can discuss a range of topics, including income sources, expected expenses, and how to maximize your retirement savings. They can also offer guidance on government benefits, such as Social Security, and help you navigate the often complex world of retirement plans and investments. With their expertise, you can feel more confident in your retirement planning, knowing that you are making informed decisions about your future.

Additionally, as an American Legion member, you are also eligible for other insurance-related benefits. For example, LegionCare provides accidental death protection of up to $5,000 at no cost to you. This coverage is available to members of the Legion Family, including those from TAL, ALA, and SAL, and it requires confirmation for activation.

By prioritizing the financial well-being of its members, the American Legion demonstrates its commitment to supporting veterans and their families. These benefits provide valuable resources to help members plan for their future and protect their loved ones.

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Legion members can access special savings on auto and home insurance from Liberty Mutual

As an American Legion member, you have access to a range of exclusive discounts and savings. One notable benefit is the partnership between the American Legion Auxiliary and Liberty Mutual, which offers members special savings on auto and home insurance.

Liberty Mutual provides customized auto insurance, meaning you only pay for what you need. This is an excellent opportunity for members to save money on their auto insurance while still receiving quality coverage.

Additionally, Liberty Mutual offers home insurance to protect your property and belongings. With Liberty Mutual's home insurance, you can rest assured that you have comprehensive coverage for your home and valuable possessions.

The American Legion also provides members with other valuable insurance benefits. For example, LegionCare offers accidental death protection of up to $5,000 at no cost to Legion members. This coverage is applicable when traveling to or from, or participating in, any covered Legion event. For all other fatal covered accidents, LegionCare provides $1,000 in protection.

Furthermore, the Legion Insurance Trust (LIT) was established in 1966 with the primary goal of providing Legion families with low-cost insurance protection. Over the years, LIT has offered various insurance plans, including hospital income protection, cancer coverage, accidental death, travel accident, critical illness, disability income, emergency assistance, long-term care, Medicare supplement, discount cards, dental, whole life, auto, homeowners, identity theft, and home health care.

These insurance benefits offered by the American Legion demonstrate their commitment to supporting members and their families by providing access to essential financial protection at affordable rates.

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Legion members can access guaranteed issue whole life insurance for ages 45-85

The American Legion provides its members with access to guaranteed issue whole life insurance for ages 45-85. This is part of the Legion's commitment to providing Legion families with low-cost insurance protection. The Legionnaire Insurance Trust (LIT) was formed in 1966 with the primary goal of offering Legion families insurance protection at a low cost. The Trust has been successful in this endeavour, with over 2,000,000 Legionnaires enrolled in the program and hundreds of millions of dollars in claim benefits paid out.

The guaranteed issue whole life insurance plan for ages 45-85 is underwritten by USAA, the Preferred Provider of Insurance and Financial Services to The American Legion. USAA has proudly served the military community, veterans, and their families since 1922. Members can call 1-800-780-0319 for quotes and information. It is important to note that insurance plans may not be available in all states.

In addition to the guaranteed issue whole life insurance plan, the Legion also offers its members other insurance benefits. Legion members are eligible for LegionCare, which provides up to $5,000 in no-cost accidental death protection. This coverage is complimentary and extended to valued members by the Legionnaire Insurance Trust. It covers accidental deaths occurring while travelling to or from, or participating in, any covered event conducted for Legion business. For all other fatal covered accidents, LegionCare provides $1,000 in protection. This benefit is also available at no cost to members.

The Legion also offers a variety of other insurance plans, including Hospital Income Protection, Cancer, Accidental Death, Travel Accident, Critical Illness, Disability Income, Emergency Assistance, Long-Term Care, Medicare Supplement, Discount Cards, Dental, Auto, Homeowners, Identity Theft, and Home Health Care. These plans are designed to meet the diverse needs of Legion members and their families.

Frequently asked questions

Yes, American Legion members can get life insurance. The Legionnaire Insurance Trust (LIT) was formed in 1966 to provide Legion families with low-cost insurance protection.

The Legionnaire Insurance Trust is a program designed to provide Legion families with low-cost insurance protection and to provide a source of revenue to participating Legion Departments.

The Trust has been successful in providing insurance protection to Legion families, with over 2,000,000 Legionnaires enrolled in the program. The Trust has also paid out hundreds of millions of dollars in claim benefits to Legionnaires and their families, and over $52 million in allocations to participating Legion Departments.

The Trust offers a range of insurance coverage, including hospital income protection, cancer, accidental death, travel accident, critical illness, disability income, emergency assistance, long-term care, Medicare supplement, discount cards, dental, whole life, auto, homeowners, identity theft, and home health care.

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