Credit Unions: Auto Insurance Options

Some credit unions offer auto insurance, while others do not. Credit unions that do not offer auto insurance directly may have partnerships with insurance companies to provide discounted rates to their customers. For example, Navy Federal Credit Union has a partnership with GEICO, allowing customers to get a discount on their auto insurance. Credit union customers can also take advantage of other car insurance discounts and deals, such as multi-car discounts, bundling discounts, good student discounts, and safe driving discounts.

Credit unions that offer auto insurance

Credit unions do not directly offer car insurance. However, some credit unions have partnered with insurance companies to offer discounted rates to their customers.

Navy Federal Credit Union, one of America's largest and best-known credit unions, has a partnership with GEICO. As a Navy Federal Credit Union customer, you can get a discount on GEICO auto insurance. GEICO is already one of the cheaper car insurance companies in the United States, and Navy Federal customers can get even lower rates.

Many other major credit unions have similar deals. Larger, nationwide credit unions may have partnerships with nationwide car insurance companies, while smaller, local credit unions might have partnerships with regional insurance companies.

TruStage, a third-party company that connects credit union customers with insurance discounts, is partnered with by many smaller insurance companies. TruStage has partnered with Liberty Mutual Insurance to provide customers with better rates through the TruStage Auto & Home Insurance Program. As a credit union customer, you can get a good deal on car insurance by taking advantage of this program.

Not all credit unions use TruStage, but many small and large credit unions across America are affiliated with it.

Talk to your credit union to find available car insurance discounts or partnerships.

Discounted rates for credit union members

Credit unions can be a great way to save money on auto insurance. While some credit unions do offer auto insurance directly, most do not. However, many have partnerships with insurance companies to provide discounted rates to their customers.

For example, Navy Federal Credit Union, one of America's largest and best-known credit unions, has a partnership with GEICO. As a customer of Navy Federal Credit Union, you become eligible for a discount on GEICO auto insurance. GEICO is already one of the more affordable insurance companies in the United States, and with the credit union discount, rates can be even lower.

Other credit unions may have similar partnerships with regional insurance companies. Many smaller insurance companies partner with TruStage, a third-party company that connects credit union customers with insurance discounts. TruStage has partnered with Liberty Mutual to provide customers with better rates through the TruStage Auto & Home Insurance Program. As a credit union member, you can take advantage of these partnerships to get a good deal on car insurance.

In addition to these partnerships, credit union members may also qualify for other insurance discounts. For instance, multi-car discounts are available for those who own multiple vehicles and choose to insure them under a single policy. Bundling discounts are also often available for those who need multiple types of insurance, such as home, renters, life, and auto insurance. By bundling two or more policies with a single insurer, credit union members can usually access discounted rates.

Good student discounts are another way to save on auto insurance for high school or college students who maintain good grades. Safe driving discounts are also typically available for those who have not made a claim in the last 3 to 5 years. Insurers reward these drivers as they are less risky to insure. Lastly, vehicles with safety features like anti-lock brakes and passenger airbags may also qualify for discounted car insurance rates, as these safety features reduce the cost of injuries in an accident for insurers.

By taking advantage of the partnerships and discounts offered by credit unions, customers can save a significant amount on their auto insurance.

TruStage: a third-party insurance company

While some credit unions do offer auto insurance, most do not provide it directly. Instead, they partner with insurance companies to offer discounted rates to their customers. TruStage is a third-party company that connects credit union customers with insurance discounts. It is not an insurance company itself but a middleman. TruStage has been serving credit union members for over 80 years and is trusted by more than 19 million people. It is dedicated to helping people get the most value out of their financial services, including the peace of mind that comes with having reputable insurance.

TruStage partners with insurance companies to provide customers with better rates. For example, it has partnered with Liberty Mutual to provide car insurance through the TruStage Auto & Home Insurance Program. As a credit union customer, you can get a good deal on car insurance by taking advantage of this program. TruStage also offers protection for your home, whether you rent or own. You can save even more by bundling your auto and home insurance.

Not all credit unions use TruStage, but many small and large credit unions across America are affiliated with them. You can talk to your credit union to find out about available car insurance discounts or partnerships. By comparing quotes from your credit union and TruStage with those from other providers in your area, you can find the best deal for your needs.

Credit union partnerships with insurance companies

Credit unions offer several advantages to their clients, but car insurance is not always one of them. Some credit unions offer car insurance, while others do not. However, many credit unions have partnered with car insurance companies to offer discounted rates to their customers.

For example, Navy Federal Credit Union, one of America's largest and best-known credit unions, has a partnership with GEICO. As a Navy Federal Credit Union customer, you can get a discounted rate on GEICO auto insurance. GEICO is already one of the cheaper car insurance companies in the United States, and with this partnership, Navy Federal customers can get even lower rates.

Many other major credit unions have similar partnerships. Larger, nationwide credit unions may have partnerships with nationwide car insurance companies, while smaller, local credit unions might collaborate with regional insurance companies.

Many smaller insurance companies partner with TruStage, a third-party company that connects credit union customers with insurance discounts. TruStage has partnered with Liberty Mutual Insurance to provide customers with better rates through the TruStage Auto & Home Insurance Program. As a credit union customer, you can benefit from discounted car insurance rates by taking advantage of this program.

It's important to note that not all credit unions use TruStage, but many small and large credit unions across America are affiliated with them. By partnering with carefully selected insurance professionals, credit unions can offer their members discounted rates, online services, and 24/7 claims service.

In addition to car insurance, credit unions may also offer other types of insurance, such as homeowners insurance, life insurance, and health insurance. For example, the State Employees' Credit Union (SECU) offers health insurance plans as an authorized agency of Blue Cross and Blue Shield of North Carolina.

Other insurance offered by credit unions

Credit unions offer several advantages to their clients, and one of them is access to insurance. While most credit unions do not directly offer insurance, they have partnerships with insurance companies to provide discounted rates to their customers.

Credit unions can help their customers with different types of insurance, including:

• Homeowners' insurance — Credit unions can help their customers find the best homeowners' insurance coverage through their partners.
• Health insurance — Some credit unions, such as SECU, offer health insurance plans as they are authorised agencies of providers like Blue Cross and Blue Shield of North Carolina.
• Life insurance — Credit unions can help their customers with life insurance plans to provide for their loved ones.
• Estate planning and trust services — Credit unions may also offer estate planning and trust services to their customers.
• Personal liability umbrella — Credit unions may also provide coverage for personal liability.
• Recreational vehicle — Credit unions may also provide insurance coverage for recreational vehicles.
• Travel trailer or camper — Credit unions may also provide insurance coverage for travel trailers or campers.

Frequently asked questions