Geico Employee Perks: Unlocking The Auto Insurance Discounts

GEICO offers a wide range of auto insurance discounts, but do its employees get to enjoy these benefits too? Well, GEICO employees can benefit from discounts and premium reductions on their auto insurance policies. GEICO has roots in federal employment, so it offers discounts and premium reductions to federal employees.

Multi-policy and multi-vehicle discounts

Multi-Policy Discounts

Multi-policy discounts are offered when you have more than one type of insurance policy with the same provider. This could include bundling your car insurance with homeowners insurance, renters insurance, condo insurance, or mobile home insurance. By combining these policies, you can benefit from a discount on your insurance premiums. GEICO offers a multi-policy discount, allowing you to save money on your car insurance when you bundle it with other insurance policies through the GEICO Insurance Agency.

The main benefits of multi-policy discounts include:

• Savings: You can save money on your insurance premiums by bundling multiple policies with the same provider.
• Convenience: Having all your insurance policies under one roof makes it easier to manage and eliminates the need to deal with multiple insurance companies.
• Streamlined Payments: With a multi-policy discount, you only have to make one payment for all your insurance policies, simplifying your finances.

Multi-Vehicle Discounts

Multi-vehicle discounts, also known as multi-car discounts, are offered when you insure more than one vehicle with the same insurance provider. This type of discount is beneficial if you have multiple cars in your household. By insuring all your vehicles with the same company, you can enjoy a reduced premium on your car insurance. GEICO provides a multi-vehicle discount, offering up to a 25% discount on most car insurance coverages when you insure more than one car with them.

The advantages of multi-vehicle discounts include:

• Cost Savings: Insuring multiple vehicles with the same company can result in a significant discount, helping to offset the cost of insuring multiple cars.
• Streamlined Coverage: With a multi-vehicle policy, you can have all your cars on the same insurance policy, making it easier to manage and reducing the number of policies you need to keep track of.
• Single Deductible: In the event that multiple vehicles are damaged in the same incident, you only need to pay one deductible if they are all covered under the same policy.

Both multi-policy and multi-vehicle discounts offer great opportunities to save money and simplify your insurance coverage. By taking advantage of these discounts, you can reduce your insurance premiums and benefit from the convenience of having multiple policies or vehicles covered by the same provider.

Defensive driving courses

The eligibility criteria for the defensive driver discount vary from state to state. Generally, you must be over 50 years of age, and you must have completed the course voluntarily, not due to a court order. In some states, you must not have been involved in an at-fault accident or convicted of a traffic violation.

GEICO offers three online defensive driving courses with discounted prices for policyholders: Defensive Driving by IMPROV, the National Safety Council, and the American Safety Council. After successful completion, GEICO will be notified, and your policy will be updated to reflect the discount.

• Alabama: Discounted rate
• Alaska: Up to 10% off
• Arizona: Up to 10% off
• Arkansas: Up to 15% off
• California: Up to 5% off
• Colorado: Discounted rate
• Connecticut: Up to 10% off
• Delaware: Up to 15% off
• Florida: Up to 10% off
• Georgia: Up to 10% off
• Hawaii: Not offered
• Idaho: Up to 10% off
• Illinois: Up to 5% off
• Indiana: Up to 10% off
• Iowa: Discounted rate
• Kansas: Up to 10% off
• Kentucky: Up to 10% off
• Louisiana: Discounted rate
• Maine: Up to 10% off
• Maryland: Up to 10% off
• Massachusetts: Not offered
• Michigan: Not offered
• Minnesota: Up to 12% off
• Mississippi: Up to 10% off
• Missouri: Up to 10% off
• Montana: Up to 10% off
• Nebraska: Up to 10% off
• Nevada: Up to 10% off
• New Hampshire: Up to 10% off
• New Jersey: Up to 5% off
• New Mexico: Discounted rate
• New York: Up to 10% off
• North Carolina: Not offered
• North Dakota: Up to 10% off
• Ohio: Up to 10% off
• Oklahoma: Discounted rate
• Oregon: Discounted rate
• Pennsylvania: Discounted rate
• Rhode Island: Up to 10% off
• South Carolina: Up to 10% off
• South Dakota: Up to 10% off
• Tennessee: Up to 10% off
• Texas: Up to 10% off
• Utah: Discounted rate
• Vermont: Not offered
• Virginia: Up to 10% off
• Washington: Up to 10% off
• Washington D.C.: Discounted rate
• West Virginia: Up to 10% off
• Wisconsin: Up to 5% off
• Wyoming: Up to 10% off

Federal employee discounts

Federal employees are eligible for a range of discounts and benefits. GEICO offers an Eagle Discount of up to 12% on the total auto insurance premium for active and retired federal employees at the GS-7 level or higher. This discount is available in most states.

Federal employees can also access discounts from big-name retailers, car rental companies, airlines, wireless carriers, and other service providers. For example, Apple, Samsung, Microsoft, AT&T, T-Mobile, and Verizon all offer discounts to federal employees. Additionally, federal employees can save on travel with companies like Avis, Alamo, Hertz, National, Sixt, Thrifty, JetBlue, United, and Amtrak. There are also government rates available at hotel chains, including Choice Hotels, Hilton, Hyatt, IHG, Marriott, and Wyndham.

Federal employees can unlock numerous discounts at major retailers by creating an ID.me account. The Office of Personnel Management has also partnered with various colleges to provide higher education discounts and reduced tuition rates for federal employees.

Discounts for military personnel

GEICO has been serving military personnel for over 85 years and offers discounts and premium reductions for active-duty, retired, National Guard, and reserve members of the military. GEICO's Military Center is dedicated to the sales and service of military policies and is staffed with veterans from all services.

GEICO offers a discount of up to 15% on the total insurance premium for military personnel. This includes car insurance for current and former military members, with discounts for their military service, affiliations with certain military organizations, and emergency deployment.

GEICO also provides an Emergency Deployment Discount for military members when they deploy to imminent danger pay areas designated by the Department of Defense (DOD) and approved by Congress. To qualify for this discount, you must have received orders to one of the DOD-designated areas, and your vehicle must be stored under one of the approved storage protection plans. Some geographic limitations apply, and some military operations are excluded.

In addition to these discounts, GEICO offers over 500 group discounts on car insurance premiums, including membership and employee discounts for those who belong to one of the 800+ groups listed on their member and employee discounts page.

Discounts for students

GEICO offers a range of discounts for students to help them save on auto insurance. These include:

Good Student Discount

Full-time students who can maintain a "B" average or better are eligible for a discount of up to 15% on certain coverages.

Good Driver Discount

Students who have not been in an accident within the last 5 years can benefit from this discount.

Alumni Associations and Student Organization Discounts

GEICO offers discounts for members of select alumni associations, colleges, universities, and student organizations.

Driver's Education Discount

Young drivers who have completed a driver's education course are eligible for a discount on most coverages.

Multi-Policy Discount

Students who rent or own a home can bundle their renters or homeowners insurance with their auto insurance for additional savings.

Multi-Vehicle Discount

Insuring more than one vehicle under the same GEICO auto policy can result in a discount of up to 25% on most coverages.

Defensive Driving Discount

Students who have completed a defensive driving course may be eligible for a discount. The availability of this discount varies by state, so be sure to check GEICO's defensive driving information page for specific details.

Frequently asked questions