Statefarm Auto Insurance: Unveiling Military Discounts

State Farm does not offer a military discount. However, it does offer a range of other discounts and coupons, and is considered one of the best car insurance companies for military members and their families.

State Farm does not offer a military discount

While State Farm does not offer a military discount, there are other insurance companies that do. USAA, for instance, caters specifically to military personnel, veterans, and their families. They offer a 15% discount for garaging a vehicle at a military installation and up to a 60% discount for those who are deployed and store their vehicle in a secure location. GEICO also offers a military discount of up to 15% for active-duty, retired, and National Guard or Reserve members.

If you are an active-duty service member or veteran, you may qualify for special military auto insurance discounts from other providers. It is worth shopping around and comparing quotes from different insurance companies to find the best rate for your needs.

USAA is the best option for military members and their families

USAA is a great option for military members and their families. It is a member-owned insurance and financial services company that serves military service members and their families. USAA has some of the highest customer satisfaction ratings in the insurance and financial services industry, with a 96% member retention rate.

USAA offers a wide range of insurance and financial products, including auto insurance, homeowner's insurance, life insurance, renter's insurance, checking and savings accounts, credit cards, mortgages, VA loans, and auto loans. They also offer investment services through affiliates such as Charles Schwab and Victory Capital.

One of the biggest benefits of USAA is its low prices. Because USAA serves a smaller community, it can offer great insurance prices and services to its members. USAA also provides various member perks, such as ADT discounts, car rental discounts, shopping rewards and discounts, and travel discounts.

USAA is also known for its world-class customer service. They offer full-service banking with premium services as a standard feature for all accounts, including free checking and savings accounts, free rewards debit cards, free overdraft protection, and free web bill pay. USAA also reimburses members for ATM fees, which is especially beneficial since they have relatively few brick-and-mortar locations.

In addition, USAA makes it easy to integrate most aspects of your finances. However, it's important to note that there are a few drawbacks, such as limited local branches and insurance rates that can vary by location.

Overall, USAA is a fantastic option for military members and their families, offering a wide range of products, excellent customer service, and competitive prices.

State Farm offers a good driver discount

State Farm does not offer military discounts. However, State Farm does offer a good driver discount. This discount is available to new State Farm Mutual customers who have gone three years or more without moving violations or at-fault accidents. The discount is also available to drivers who maintain an accident-free driving record or make efforts to educate themselves on becoming a better driver.

The Drive Safe & Save® app is one way that State Farm offers good driver discounts. Users get an initial discount for enrolling, and then they can save up to 30% based on their driving performance. The app tracks driving habits such as hard braking, phone usage, speed, turning, GPS information, mileage, and time of day. State Farm uses this data to calculate a safe driver discount, with lower mileage and safer driving resulting in a higher discount.

State Farm also offers the Steer Clear® program, which is a safe driver discount program for new drivers or drivers under 25 years old. This program includes video content on safe driving behaviours and requires drivers to track their driving experiences.

In addition to these programs, State Farm offers other safe driver discounts, such as the Accident-Free Discount and the Defensive Driving Course Discount. The Accident-Free Discount is available to customers who have had their car insured with State Farm Mutual Automobile Insurance Company for at least three continuous years without a chargeable accident. The Defensive Driving Course Discount is available to drivers who meet specific criteria and complete an approved driving safety course.

State Farm has a Steer Clear program for drivers under 25

State Farm's Steer Clear program is a safe driver discount program aimed at promoting safer driving habits and reducing insurance costs for drivers under 25. The program combines modern telematics technology with educational components to guide young drivers toward becoming better, safer drivers.

The Steer Clear program offers an in-depth in-app training course designed to enhance the driving skills of young motorists. The course is structured into five progressive modules, each targeting key areas of driving safety and vehicle management:

• Getting ready to drive
• Focus and distraction
• Residential and city roads
• Highway driving
• Special driving situations

The second part of the program involves driving practice. The on-road requirements vary depending on the driver's age:

• Drivers under 19: If holding a learner's permit, complete 20 driving trips with the supervision of a licensed driver over 25. If licensed, only 15 out of the 20 trips need to be supervised.
• Drivers aged 19 to 24: Complete five driving trips with or without another licensed driver.

Driving hours can be recorded for every trip in the State Farm Steer Clear mobile app, which is available for download on iOS and Android. Family members or other supervising drivers can provide feedback on the driver's progress in the app.

Who is Qualified for the Program?

To qualify for the Steer Clear program, drivers must meet the following prerequisites:

• Be under 25 years old with fewer than 3 years of driving experience
• Hold a valid driver's license
• Have no at-fault accidents or moving violations within the last 3 years
• Complete the in-app course and on-road hours within 6 months

The Steer Clear program provides an easy option for young drivers to learn the rules of the road and gain experience while saving on car insurance. The program offers comprehensive course training, including videos, modules, quizzes, practice driving sessions, mentoring, and a certificate of completion.

However, there are a few disadvantages to the program. The discount is only applied after the completion of the program, and the program itself must be completed within six months. Additionally, drivers who have been in an at-fault accident or received a moving violation within the past three years are not eligible.

State Farm offers a Drive Safe & Save discount

State Farm does not offer a military discount. However, State Farm does offer a Drive Safe & Save discount.

The Drive Safe & Save discount is a program that puts you in the driver's seat of your discount. You get an initial discount just for enrolling and signing up. After that, your driving habits will determine how much you save – up to 30%. This discount is not available in California, Massachusetts, and Rhode Island. A discount may not be available in North Carolina depending on individual facts and circumstances. Setup is required.

State Farm also offers a Steer Clear Safe Driver Discount for drivers under the age of 25. To qualify, drivers must have no at-fault accidents or moving violations in the three years prior to the time the discount is initially applied. Drivers must also complete the State Farm Steer Clear program, which includes video content regarding safe driving behaviours and requires the driver to track some of their driving experiences.

State Farm also offers a Good Driving Discount. To qualify, each driver in the household must have had no major driving violations and no at-fault accidents during the past three years. The private-passenger vehicle receiving the discount must also be insured with State Farm Mutual Automobile Insurance Company.

Frequently asked questions