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The Amazon Prime Visa card offers a range of benefits, including travel accident insurance, auto rental collision damage waiver, and no foreign transaction fees. This makes it a good option for those who want a credit card that can be used for both online shopping and international travel.
| Characteristics | Values |
|---|---|
| Foreign transaction fees | $0 |
| Auto rental collision damage waiver | Coverage for theft and collision damage for most cars in the U.S. and abroad |
| Baggage delay insurance | Reimburses essential purchases like toiletries and clothing for baggage delays over 6 hours up to $100 a day for 3 days |
| Lost luggage reimbursement | Coverage up to $3,000 per passenger |
What You'll Learn
Foreign transaction fees
The Amazon Prime Visa Card is a great option for those who frequently travel internationally, as it does not charge any foreign transaction fees. This means that you can use the card overseas without incurring additional costs, making it a convenient and cost-effective choice for international travellers.
The card also offers a range of other benefits, including secondary auto rental coverage, travel accident insurance, lost luggage reimbursement, baggage delay insurance, and travel and emergency assistance. These features make it a valuable option for those who want a single card that can be used both for online shopping and for travel purposes.
In addition to the travel perks, the Amazon Prime Visa Card also offers a competitive rewards program. Cardholders can earn 5% back on Amazon, Amazon Fresh, and Whole Foods purchases, as well as 2% back at gas stations, restaurants, and on local transit. The card also offers unlimited 1% cash back on all other purchases where Visa is accepted.
The card has no annual fee, making it an even more attractive option for those who want to save money while shopping online and travelling. However, it's important to note that the card requires an eligible Prime membership to take advantage of the full range of benefits.
For those who don't have an Amazon Prime membership, the Amazon Visa Card is another option that offers no foreign transaction fees. This card still provides rewards, such as 3% back at Amazon and Whole Foods, 2% back at restaurants, gas stations, and drugstores, and select travel benefits. If you later decide to become a Prime member, you can upgrade to the Prime version of this card.
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Rental car insurance
The Amazon Prime Visa card offers rental car insurance, also known as an auto rental collision damage waiver. This benefit is available to cardholders who decline the rental company's collision insurance and charge the entire rental cost to their card. The coverage is provided for theft and collision damage for most cars in the US and abroad. In the US, the coverage is secondary to your personal insurance.
The rental car insurance offered by the Amazon Prime Visa card covers the total cash value of the vehicle for valid loss-of-use charges and customary towing charges to the nearest service location. However, certain vehicles are not covered, and some restrictions apply. To learn more about the specific terms and conditions, cardholders can visit the benefit administrator's website or call their customer service line.
In addition to rental car insurance, the Amazon Prime Visa card also offers other travel benefits such as travel accident insurance, baggage delay insurance, lost luggage reimbursement, and roadside assistance. These benefits can provide peace of mind and financial protection when travelling, making it a valuable card for individuals who frequently rent vehicles or travel.
It is important to note that the Amazon Prime Visa card is different from the Amazon Store Card, which does not offer the same rental car insurance benefits. The Amazon Prime Visa card is offered through Chase and requires an eligible Amazon Prime membership, while the Amazon Store Card is available to Prime members and is issued by Synchrony. The Amazon Store Card offers promotional financing options but does not provide the same extensive travel benefits as the Prime Visa card.
Overall, the rental car insurance provided by the Amazon Prime Visa card can be a valuable perk for cardholders who frequently rent vehicles or travel. By declining the rental company's collision insurance and charging the rental cost to their card, cardholders can have peace of mind knowing that they are covered in the event of theft or collision damage. However, it is always important to carefully review the terms and conditions of any credit card benefit to understand the specific coverage and limitations offered.
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Travel accident insurance
The Amazon Prime Visa card offers travel accident insurance for cardholders who pay for their air, bus, train, or cruise transportation with the card. This protection includes accidental death or dismemberment coverage worth up to $500,000. This benefit provides peace of mind when travelling, knowing that you are financially protected in the event of an accident.
The travel accident insurance coverage is a significant advantage of the Amazon Prime Visa card, especially for those who frequently travel. It is important to note that the coverage is only applicable when the transportation is paid for with the Amazon Prime Visa card. Therefore, cardholders should ensure they use their card when booking their travel to be eligible for the insurance.
In addition to the travel accident insurance, the Amazon Prime Visa card also offers other travel benefits, such as lost luggage reimbursement and baggage delay insurance. The lost luggage reimbursement provides coverage of up to $3,000 per passenger if the cardholder's checked bag or carry-on luggage is lost or damaged by a common carrier. The baggage delay insurance covers essential purchases, such as toiletries and clothing, for baggage delays of over six hours, providing up to $100 per day for three days.
The Amazon Prime Visa card's travel benefits also include travel and emergency assistance. Cardholders can call the card's Benefits Administrator to receive legal and medical referrals or other travel-related assistance. This service can be invaluable when facing legal or medical issues while away from home.
Furthermore, the card also offers secondary auto rental coverage, which provides rental car insurance for most car rentals in the US and abroad. This coverage is applicable when the cardholder declines the rental company's collision insurance and charges the entire rental cost to their Amazon Prime Visa card.
Overall, the Amazon Prime Visa card's travel accident insurance and other travel benefits make it a valuable option for individuals who frequently travel or plan to travel in the future. The coverage and assistance provided by the card can help ensure a more secure and worry-free travel experience.
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Lost luggage reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger. This is a benefit of the Amazon Prime Visa card.
The coverage includes the cost of the contents and either replacing or repairing the lost/damaged baggage. This is secondary coverage, which means it is in excess of, or additional to, the compensation provided by the airline.
Report the loss or damage immediately to the airline or carrier before leaving the airport, station, etc., and keep a copy of the report. You will also need to submit a written report and any requested supporting documentation within the required time period, usually 60 to 90 days from the date of the incident.
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Travel and emergency assistance
The Amazon Prime Visa card offers a range of benefits to its users, including travel and emergency assistance. If you run into any problems while travelling, you can call the Benefit Administrator to receive legal and medical referrals or other emergency assistance. This service is available 24/7, so you can rest assured that help is always within reach.
In addition to the emergency assistance, the Amazon Prime Visa card also offers travel accident insurance. This protection covers accidental death or dismemberment up to $500,000 when you travel by air, bus, train or cruise transportation and pay with your card.
The card also provides baggage delay insurance, reimbursing you for essential purchases like toiletries and clothing if your baggage is delayed by more than 6 hours. The reimbursement covers up to $100 per day for up to 3 days.
Furthermore, the card offers lost luggage reimbursement, providing coverage of up to $3,000 per passenger if your checked bag or carry-on luggage is lost or damaged by a common carrier.
With the Amazon Prime Visa card, you can also take advantage of roadside assistance services through Visa's Roadside Dispatch. These services include towing, jump-starting your car, changing a flat tire, and fuel delivery. While these services are not free, they can be a lifesaver in an emergency situation.
Lastly, the card does not charge any foreign transaction fees, making it a convenient option for international travel.
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Frequently asked questions
The Amazon credit card does not offer foreign auto insurance as a specific benefit. However, it provides rental car coverage for most car rentals in the US and abroad. This coverage is secondary to any existing insurance policies.
The rental car coverage offered by the Amazon credit card provides protection against damage or theft. It covers the total cash value of the vehicle, valid loss-of-use charges, and customary towing charges to the nearest service station.
To utilise the rental car insurance provided by the Amazon credit card, you must decline the rental company's collision insurance waiver and charge the entire rental cost to your card. Certain vehicles are not covered, and some restrictions apply.
Yes, the Amazon credit card provides a range of travel benefits, including travel accident insurance, lost luggage reimbursement, baggage delay insurance, and travel and emergency assistance services.
The Amazon credit card does not charge any foreign transaction fees, making it a suitable option for international travel and purchases.
