Amex Blue Bonus: Auto Insurance Coverage?

The Blue Cash Preferred® Card from American Express is a great option for those looking for a rewards card for everyday purchases. It offers a range of benefits, including exclusive discounts and purchase protections, that can help offset the annual fee. The card provides 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit, and 1% cash back on other eligible purchases. In addition to these rewards, cardholders can also take advantage of travel protections such as global assist services and secondary car rental insurance, as well as purchase protections like extended warranties and return protection.

Amex Blue Cash Preferred offers a welcome bonus of $250 as a statement credit when new cardholders spend $3,000 in their first 6 months

The Amex Blue Cash Preferred Card is offering new cardholders a welcome bonus of $250 as a statement credit. To be eligible, new cardholders must spend $3,000 on eligible purchases within the first 6 months of opening their account. This offer is only available to those who have never had the Blue Cash Preferred Card before.

The Amex Blue Cash Preferred Card is one of the best cash-back credit cards available, especially for those who spend a lot on supermarkets, streaming services, gas, and transit. The card also comes with a lucrative rewards program:

• 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
• 6% cash back on select U.S. streaming subscriptions
• 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses, etc.)
• 1% cash back on other eligible purchases

In addition to the welcome bonus and rewards program, the Amex Blue Cash Preferred Card also offers a $0 introductory annual fee for the first year, then $95. Cardholders can also benefit from various travel benefits and protections, such as car rental loss and insurance, and purchase protection.

Cardholders earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases

The Blue Cash Preferred® Card from American Express is one of the best cash back credit cards available, particularly for those who spend a lot on groceries and have high commuting and gas expenses. Cardholders earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, which is one of the highest cash-back rates for groceries offered by any credit card currently available. This benefit alone can easily make the card worthwhile for those with significant grocery purchases.

The 6% cash back is capped at $6,000 in annual spending, after which cardholders will earn 1% cash back. This means that if you spend $6,000 a year on groceries, you will earn $360 in cash back. If you spend more than this, you will want to use another card once you reach the cap.

The Blue Cash Preferred® Card from American Express also offers 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit (including taxis, rideshare, parking, tolls, trains, buses, and more), and 3% cash back at U.S. gas stations. All other purchases earn 1% cash back.

The card comes with an annual fee of $0 for the first year, then $95, which is well worth it if your expenses match the card's bonus categories. If you max out the U.S. supermarkets 6% cash-back category by spending $6,000 per year, you'd earn $360 in cash back from those purchases alone, which more than makes up for the annual fee.

New cardholders also receive a $250 statement credit after spending $3,000 in eligible purchases within the first 6 months, as well as a 0% intro APR for 12 months on purchases and balance transfers, followed by a variable APR of 19.24%-29.99%.

Cardholders can get a $7 statement credit each month they spend $9.99 or more on an auto-renewing subscription to the top-tier Disney+ bundle

Cardholders of the Blue Cash Preferred® Card from American Express can benefit from a $7 statement credit each month they spend $9.99 or more on an auto-renewing subscription to the Disney Bundle. This includes Disney+, Hulu, and ESPN+.

To be eligible for this offer, cardholders must enrol in the American Express Benefit Dashboard. The credit is applied to the card after spending $9.99 or more on a monthly subscription to the Disney Bundle, which is then automatically renewed. This offer is valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.

The Blue Cash Preferred® Card from American Express offers a range of benefits, including cash back on eligible purchases, travel benefits, and shopping benefits. The card has an annual fee of $95, although this fee is waived for the first year.

In addition to the Disney Bundle credit, cardholders can also benefit from exclusive discounts and offers through Amex Offers. These are available in the American Express app or online account.

The Blue Cash Preferred® Card from American Express provides a convenient way to earn rewards and credits on everyday purchases, including streaming services. With its range of benefits and discounts, this card can be a valuable tool for managing finances and subscriptions.

The card has an introductory $0 annual fee, after which you’ll pay $95 per year

The Amex Blue Cash Preferred Card is a great option for those who spend a lot on groceries, gas, and online shopping and want to earn rewards without paying an annual fee. The card has a $0 introductory annual fee, meaning you won't have to pay anything for the first year. After that, you'll be charged $95 per year as an annual fee. This makes the card quite competitive when compared to other cash-back cards in the market.

The Blue Cash Preferred Card offers an impressive rewards program. Cardholders can earn 6% cash back at U.S. supermarkets on up to $6,000 in purchases annually, which then drops to 1%. This is a very high rate for cash back at supermarkets, and it can easily make the card worthwhile for those who spend a significant amount on groceries. It's worth noting that this benefit is limited to supermarkets, and superstores, wholesale clubs, convenience stores, and specialty food stores are excluded.

In addition to the supermarket rewards, the card also offers 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis, rideshares, parking, tolls, trains, and buses), and 1% cash back on other eligible purchases. The 3% cash back at U.S. gas stations is also notable, as it applies to the first $6,000 in spending per year, and it's only valid at traditional gas stations, excluding warehouse clubs and supermarkets that sell gas.

The Blue Cash Preferred Card also comes with a range of other benefits, including travel perks, purchase protection, return protection, and extended warranty. Cardholders can also take advantage of exclusive presales and discounted tickets for various events through Amex Experiences. Additionally, there is a $0 intro plan fee for the "Buy Now, Pay Later" Plan It payment plans during the first 12 months of opening the account.

When comparing the Blue Cash Preferred Card with its sibling, the Blue Cash Everyday Card, the former offers higher rewards rates but comes with an annual fee after the first year. The Blue Cash Everyday Card, on the other hand, has no annual fee but provides lower rewards rates. For those who spend a significant amount on groceries and gas, the Blue Cash Preferred Card can be the better option, as the rewards can offset the annual fee. However, for those who don't spend as much in those categories, the Blue Cash Everyday Card might be a more suitable choice.

Cardholders can access a 24/7 international hotline any time they travel at least 100 miles from home

When travelling more than 100 miles from home, American Express cardholders can access a 24/7 international hotline for emergency coordination and assistance services. This service is known as Global Assist.

Global Assist can help cardholders with a range of tasks and issues, including:

• Passport replacement
• Translation services
• Locating lost luggage

Cardholders are responsible for any third-party service costs. To validate your coverage, you may need to call the number on the back of your card.

It is important to note that Global Assist is not a substitute for travel insurance and does not provide comprehensive coverage for all potential emergencies that may arise while travelling. It is also subject to additional terms, conditions, and exclusions.

In addition to Global Assist, American Express also offers other travel benefits such as rental car insurance and travel booking services through Amex Travel.

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