Auto-Owners: Commercial Auto Insurance Coverage For Business Vehicles

does auto owners have business auto insurance

Auto-Owners Insurance offers a wide range of insurance products for businesses, including commercial auto insurance. From small town businesses to large multi-state operations, Auto-Owners provides flexible coverage options and broad protection for business owners. Their commercial auto insurance program is designed to meet the needs of businesses that rely on commercial vehicles, offering protection for both hired and non-owned vehicles used for business purposes. In addition to commercial auto insurance, Auto-Owners also offers other types of business insurance such as property, liability, crime, and inland marine coverage.

Characteristics Values
Type of insurance Auto, home, life, business, commercial auto, renters, landlord, umbrella, condominium, flood, boat, motorcycle, ATV/off-road vehicle, motorhome & RV, trailer, farm, pet
Availability 26 states
Customer service Excellent ratings
Online portal Yes
Identity theft and cyber insurance Yes
Earthquake coverage No
Independent agents Yes
Established 1916
Average annual premium for full coverage $1,695
Average annual premium for minimum coverage $439

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Auto-Owners Insurance offers business auto insurance for a range of industries, including auto dealerships and full-service garages

Auto-Owners Insurance's commercial auto program provides flexible coverages and broad protection for successful business owners. The company's local independent agents work with clients to discuss their needs and find the right coverages for them. Various discounts are also available to help businesses save money on their insurance.

In addition to commercial auto insurance, Auto-Owners Insurance offers a range of other business insurance products, including property, liability, crime, and inland marine insurance. The company also provides contractor insurance, hotel insurance, manufacturing insurance, office insurance, professional liability insurance, restaurant insurance, retail/service insurance, and more.

Auto-Owners Insurance is known for its excellent customer service and competitive rates. The company has been in business since 1916 and is available in 26 states across the United States, mostly in the East and Midwest.

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The company provides broad coverage and flexible options to meet the diverse needs of small businesses and large multi-state operations

Auto-Owners Insurance offers a wide variety of insurance products to cater to the diverse needs of small businesses and large multi-state operations. The company provides broad coverage and flexible options, allowing businesses to tailor their policies to their unique requirements.

For small businesses, Auto-Owners Insurance offers property, liability, crime, and inland marine coverage. They understand that each business is unique and strive to be a one-stop shop for all insurance needs. Their independent agents work closely with business owners to create custom policies that provide the right coverage.

For large multi-state operations, Auto-Owners Insurance provides a range of insurance options, including commercial auto coverage. Their Commercial Auto program offers flexible coverage and broad protection to meet the needs of successful business owners. The program includes various discounts, such as the Paid-in-Full Discount, where customers can receive a discount by paying their annual premium in full and on time.

In addition to small businesses and large multi-state operations, Auto-Owners Insurance also caters to specific industries. They offer contractor insurance, garage insurance, hotel insurance, manufacturing insurance, office insurance, professional liability insurance, restaurant insurance, retail/service insurance, and more.

With their broad coverage, flexible options, and industry-specific offerings, Auto-Owners Insurance is well-equipped to meet the diverse needs of businesses of all sizes.

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Auto-Owners Insurance is a popular choice among business owners due to its excellent customer service and competitive rates. The company offers a wide range of insurance products, including business auto insurance, to cover all types of businesses, from small town businesses to large multi-state operations.

One of the key strengths of Auto-Owners Insurance is its focus on providing tailored coverage to meet the unique needs of each business. They understand that every business is different and strive to be a single stop for all insurance needs. They offer broad coverages, such as property, liability, crime, and inland marine insurance, as well as flexible options to ensure that business owners can get the specific coverages they require.

In addition to their comprehensive insurance offerings, Auto-Owners Insurance also provides excellent customer service. They work with independent agents who collaborate closely with business owners to understand their needs and design custom policies. This personalized approach ensures that business owners have the right coverage for their specific situation.

Furthermore, Auto-Owners Insurance is known for its competitive rates. They offer various discounts, such as paid-in-full discounts, multi-policy discounts, and safety feature discounts, helping business owners obtain the protection they need at affordable prices.

Overall, Auto-Owners Insurance's combination of excellent customer service, flexible coverage options, and competitive rates makes it a popular choice for business owners seeking reliable and affordable insurance solutions.

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In addition to business auto insurance, Auto-Owners also offers a range of other business insurance products, such as property, liability, and crime insurance

Auto-Owners Insurance offers a wide range of business insurance products to cater to all types of businesses, from small town businesses to large multi-state operations. In addition to business auto insurance, Auto-Owners provides a variety of other insurance products to protect your business, including:

  • Property insurance: This covers your business property, such as the building you own or rent, as well as any equipment and inventory stored within.
  • Liability insurance: This protects your business from the financial consequences of being found liable for property damage or injuries to customers or employees.
  • Crime insurance: This covers your business in the event of criminal activities such as theft, vandalism, or fraud.

Auto-Owners also offers flexible options to tailor the coverage to your specific needs. Their independent agents will work with you to create a custom policy that ensures your business has the right protection. Whether you own a contracting business, a hotel, a restaurant, or a retail store, Auto-Owners has the insurance solutions to meet your unique requirements.

In addition to their business insurance offerings, Auto-Owners also provides a range of personal insurance products, including homeowners insurance, renters insurance, and various vehicle policies for cars, motorcycles, boats, mobile homes, and ATVs. They also offer life insurance and business insurance for those looking to protect their financial future and their commercial ventures.

With excellent customer service ratings and competitive rates, Auto-Owners Insurance is a reliable choice for businesses and individuals seeking comprehensive insurance coverage.

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The company's business insurance products are available through independent agents, who can help business owners tailor their policies to their specific needs

Auto-Owners Insurance offers business insurance products that are available through independent agents. These agents can help business owners tailor their policies to their specific needs. Auto-Owners offers a wide variety of insurance products to cover all types of businesses, from small town businesses to large multi-state operations. The company understands that every business is unique, and strives to be a single stop for all insurance needs.

Auto-Owners offers broad coverages and flexible options so that business owners can get the specific coverages they want. These include property, liability, crime, and inland marine insurance. The company's independent agents work with business owners to tailor a custom policy and ensure they have the right coverage.

For example, Auto-Owners offers contractor insurance coverages for contracting businesses, with custom policies to fit their unique needs. The company also provides garage insurance coverages for auto dealerships and full-service garages. Hotel insurance coverages are available for businesses in the hospitality industry, while manufacturing insurance coverages are designed to protect manufacturing companies.

Auto-Owners also offers office insurance coverages for businesses that operate out of office spaces, as well as professional liability insurance to protect businesses from the financial consequences of professional mistakes. The company's restaurant insurance coverages are designed to meet the unique needs of restaurants, while retail/service insurance coverages are tailored for businesses in the retail and service industries, including beauty salons and flower shops.

By offering insurance products through independent agents, Auto-Owners provides business owners with the advantage of personalized service and expert guidance in navigating the complex world of commercial insurance. These agents work closely with business owners to understand their specific needs and create customized policies that provide the necessary protection for their businesses.

Frequently asked questions

Auto-Owners Insurance covers a wide variety of businesses, from small town businesses to large multi-state operations. They offer broad coverages and have flexible options so you can get the coverages you want, including property, liability, crime and inland marine.

Auto-Owners Insurance offers their insurance products through independent agents. You can use their Agency Locator to find an independent insurance agent near you to get a quote.

Auto-Owners Insurance has developed a Commercial Auto program that provides flexible coverages and broad protection for successful business owners. They offer a wide variety of coverages to meet your needs, including optional coverages when you use hired or non-owned vehicles for business.

Auto-Owners Insurance has excellent customer service and competitive rates. They have excellent ratings for customer service and are ranked #2 in best car insurance companies.

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