Auto-Owners Insurance Student Discounts: What You Need To Know

Auto-Owners Insurance offers a Good Student discount of up to 20% for students who maintain a B or better grade-point average. This discount is available to full-time students enrolled in high school or college. In addition, Auto-Owners Insurance also offers a Student Away at School discount for students attending school more than 100 miles from home without a vehicle.

Auto-Owners Insurance offers a Good Student discount of up to 20% for students with a B or higher grade point average

To qualify for the Good Student discount, students must maintain a B average or higher while attending high school or college full-time. This is usually based on their cumulative transcript, so a single subpar semester won't affect their eligibility. Alternatively, students can qualify by scoring in the top 20% nationally on standardised tests like the ACT, SAT, or PSAT.

In addition to the Good Student discount, Auto-Owners Insurance also offers a Student Away at School discount for students who are attending school more than 100 miles from home without a vehicle. This discount recognises that students who are away from home for most of the year are less likely to drive and thus pose a lower insurance risk.

Auto-Owners Insurance also offers a Teen Driver Monitoring discount, which is dependent on the presence of a permanently installed Global Positioning System (GPS) within the vehicle the teenager primarily operates. This discount can help parents keep track of their teen's driving habits and encourage safe driving practices.

By taking advantage of these discounts, young drivers can significantly reduce their car insurance premiums, which are typically higher for less experienced motorists. It is worth noting that Auto-Owners Insurance is not the only company that offers good student discounts, and it is recommended to shop around and compare quotes from various providers to find the best rates and discounts.

A Student Away at School discount is available for students without a vehicle who attend school over 100 miles from home

Auto-Owners Insurance offers a Student Away at School discount for students who attend school over 100 miles from home and do not bring a vehicle to school. This discount is available in addition to the Good Student discount, which requires students to maintain a B average or better.

The Student Away at School discount is a great way for students to save on their car insurance premiums. By not having a vehicle at school, students can benefit from lower insurance rates as they are considered a lower risk. This discount is ideal for students who do not need a car on campus or who rely on public transportation or other means of transportation.

To qualify for the Student Away at School discount, students must meet certain requirements. Firstly, they should be enrolled full-time in a college or university located more than 100 miles from their permanent residence. Additionally, they should not have a vehicle with them on campus. It is important to note that the requirements for this discount may vary depending on the insurance company and the state. Therefore, it is always a good idea to check with the insurance provider to understand their specific criteria.

The Student Away at School discount is a valuable option for students who want to save money on their car insurance while they are away at school. By not having a vehicle with them, students can take advantage of lower insurance rates and focus their finances on other aspects of their education. This discount can help ease the financial burden of college and make it more manageable for students and their families.

Teen Driver Monitoring discount is available if a teen driver's vehicle has a permanently installed GPS

Auto-Owners Insurance offers a Teen Driver Monitoring discount if a teen driver's vehicle has a permanently installed GPS. This discount is also available if the teen is enrolled in an eligible app on their smartphone.

Auto insurance for teens can be expensive due to the high risk of accidents posed by inexperienced drivers. The presence of a GPS device or a similar app can help insurance companies monitor driving behaviour and reward safe driving. This can be a great way for young drivers to save money on their insurance premiums.

Auto-Owners Insurance also offers a Good Student discount of up to 20% for students who maintain a "B" or better grade point average. This discount is in line with those offered by other insurance companies, such as Allstate, State Farm, and Progressive, who offer discounts ranging from 10% to 20%.

In addition to good student discounts, there are other ways for teens to save on car insurance. Many insurance companies offer discounts for safe driving courses, being a full-time student, having safety features in the vehicle, and having multiple policies with the same company. It is always a good idea to shop around and compare quotes from different insurance providers to find the best rates and discounts.

Auto-Owners Insurance offers a discount for new applicants who request a premium quote before the policy effective date

Auto-Owners Insurance offers a discount for new applicants who request a premium quote before the policy's effective date. This is one of several discounts offered by the company to help customers save money on their auto insurance.

Auto-Owners Insurance is committed to providing quality auto insurance that won't break the bank. In addition to the discount for new applicants, the company offers several other ways for customers to save on their premiums.

One way to save is through the Multi-Policy Discount, where customers receive premium savings when they have other qualifying policies with Auto-Owners. This includes life insurance policies, for which Auto-Owners offers a Life Multi-Policy Discount.

Auto-Owners Insurance also offers a Paid-in-Full Discount, where customers can save more if they pay their policy premium in full and on time. Additionally, customers may qualify for a discount if they enrol in paperless billing and pay their policy premiums online.

Safety Feature Discounts are another way to save on auto insurance premiums with Auto-Owners. Customers may qualify for this discount if their vehicle is equipped with certain safety features, such as anti-lock brake systems (ABS), airbags, or anti-theft devices.

Assuming some of the risk yourself by choosing a higher deductible may also reduce your policy premium with Auto-Owners Insurance. The company offers a range of deductible options to help customers find the right balance between their premium costs and potential out-of-pocket expenses in the event of a claim.

In addition to these discounts, Auto-Owners Insurance also offers a Good Student discount of up to 20% for students who maintain a "B" or better grade-point average. This discount is available to high school and college students who are enrolled full-time and can provide proof of their grades.

For students who are attending school away from home, Auto-Owners Insurance offers the Student Away at School discount. This discount applies to students who are studying more than 100 miles from their permanent residence without a vehicle.

The Teen Driver Monitoring discount is another feature offered by Auto-Owners Insurance. This discount depends on the presence of a permanently installed Global Positioning System (GPS) within the vehicle operated by the teenager or their enrolment in an eligible smartphone app.

Auto-Owners Insurance provides a range of discounts to help customers save money on their auto insurance premiums. By taking advantage of these discount options, customers can benefit from quality coverage at a more affordable price.

Auto-Owners Insurance offers a discount for individuals who have paid their premiums on time for 36 months

Auto-Owners Insurance offers a wide range of discounts to its customers, including a discount for individuals who have consistently paid their premiums on time for 36 months. This discount is part of the company's commitment to providing quality insurance coverage without breaking the bank.

Auto-Owners Insurance understands that insurance premiums can be a significant expense, and they want to reward their customers for their timely payments. By offering this discount, Auto-Owners Insurance is helping their customers save money and showing their appreciation for their customers' loyalty and financial responsibility.

In addition to the discount for timely payments, Auto-Owners Insurance also offers other ways for their customers to save on their insurance premiums. These include discounts for:

• Multi-policy holders: Customers with multiple policies, such as auto and homeowners insurance, can receive premium savings.
• Life multi-policy: Those who have a qualifying life insurance policy in addition to their auto insurance are also eligible for savings.
• Paid-in-full: Customers who pay their annual policy premium in full and on time can take advantage of additional savings.
• Paperless billing: Enrolling in paperless billing and paying policy premiums online may qualify customers for a discount.
• New applicants: New customers who request a premium quote before the effective date of their policy may be eligible for a discount.
• Multiple vehicles: Insuring two or more private passenger vehicles on a personal auto policy can result in a discount.
• Safety features: Vehicles equipped with safety features like anti-lock brake systems (ABS), airbags, or anti-theft devices may qualify for a safety feature discount.

Auto-Owners Insurance also offers a Good Student discount of up to 20% for students who maintain a "B" or better grade point average. Furthermore, students who are attending school more than 100 miles from home without a vehicle may be eligible for the Student Away at School discount.

With these various discounts, Auto-Owners Insurance demonstrates its commitment to providing affordable and accessible insurance coverage to its customers. The company understands that insurance can be a significant expense, and they want to ensure that their customers are getting the best value for their money. By offering these discounts, Auto-Owners Insurance is helping its customers protect their vehicles and finances without sacrificing quality coverage.

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