Jeffrey Wade
Blue Cross Blue Shield offers a range of health insurance options, including individual and family plans, as well as Medicare and Medicaid. They also provide coverage for short-term and long-term travel, serving members in all 50 states and internationally. Blue Cross Blue Shield of Illinois is the state's only statewide, customer-owned health insurer, serving more than 8.9 million members across all 102 counties. They offer comprehensive, affordable health plans and are committed to contributing to the well-being of local Illinois communities.
| Characteristics | Values |
|---|---|
| Short-term insurance | Provides coverage for short-term and long-term travel |
| Offers international healthcare products for individuals and students travelling, working or living abroad | |
| Provides medical assistance services, doctors and hospitals in most countries worldwide | |
| GeoBlue plans offer benefits and services like emergency medical evacuation |
What You'll Learn
Blue Cross Blue Shield Illinois offers individual and family plans
Blue Cross Blue Shield Illinois (BCBSIL) offers a range of health insurance plans for individuals and families, including Medicare and Medicaid options. BCBSIL is the state's only statewide, customer-owned health insurer and has been providing comprehensive, affordable health plans to its members for over 85 years.
The individual and family plans offered by BCBSIL give members access to a large, statewide network of trusted doctors, hospitals, and pharmacies. Members also gain access to health management tools, discounts on wellness services, and other exclusive benefits.
When choosing a health insurance plan, it's important to consider your specific needs and circumstances. BCBSIL offers a variety of plan options to fit different requirements, including short-term and long-term coverage. Their plans are designed to provide flexibility and ensure that members can access quality healthcare at an affordable price.
The BCBSIL website provides a range of resources to help prospective members understand their insurance options and make informed choices. The website includes information on plan costs, coverage details, and a provider network selection tool. Additionally, members can use the Blue Access for MembersSM portal to access personalised search results based on their plan, including details on doctors in their plan network and doctor reviews and ratings.
With its commitment to customer service and a wide range of plan options, Blue Cross Blue Shield Illinois is dedicated to ensuring that individuals and families in the state have access to the healthcare coverage they need.
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Blue Cross Blue Shield covers you in all 50 states
Blue Cross Blue Shield (BCBS) is a United States-based federation with 34 independent and locally-operated companies that provide health insurance in the United States to more than 107 million people across all 50 states, Washington, D.C., and Puerto Rico.
BCBS offers a personalized approach to healthcare based on the needs of the communities where their members live and work. They work closely with hospitals and doctors in the communities they serve to provide quality, affordable healthcare.
When travelling within the United States, most BCBS members will be covered under the BlueCard program, which connects all 36 individual BCBS companies so that members can enjoy access to the savings the local BCBS plan has negotiated with its doctors and hospitals. For example, if a member of BCBS of Texas, whose plan includes the BlueCard program, falls and breaks their arm while hiking in Yellowstone, they will be charged the rate BCBS of Wyoming has negotiated with the local hospital.
BCBS also offers international coverage through Blue Cross Blue Shield Global™ and GeoBlue. These options provide comprehensive suites of international products and services for people who live, work, and travel internationally, giving them confidence that quality care can be accessed wherever and whenever needed.
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Blue Cross Blue Shield offers international health insurance
GeoBlue's international health insurance plans include:
- Health and accident insurance for a single international trip (VOYAGER)
- Health and accident insurance for frequent travellers (TREKKER)
- International health plans that cover individuals inside and outside the US (XPLORER)
- Worldwide health insurance for students and faculty (NAVIGATOR)
- Worldwide health insurance for captains and crew members (NAVIGATOR)
- International health plans for career missionaries and volunteers (NAVIGATOR)
- International health plans for corporate expats and travellers (CORPORATE)
In addition to the above, GeoBlue also offers custom plans for long-term stays for students, teachers, cruise line employees, career missionaries, and volunteers. They also offer specialized plans for international business travellers.
GeoBlue provides a mobile app to help members find care, make appointments, receive travel alerts, and more. GeoBlue also offers a translation tool that serves as a virtual healthcare interpreter, allowing members to translate their symptoms, medical history, and medications.
Blue Cross Blue Shield Global™ is another option for individuals seeking international health insurance. This option is offered through GeoBlue and Bupa Global, capitalizing on the network strength and name recognition of Blue Cross Blue Shield inside the US and Bupa Global outside the US. Blue Cross Blue Shield Global™ provides access to one of the largest care networks in the world, with over 1.7 million providers worldwide.
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Blue Cross Blue Shield offers Medicare and Medicaid plans
Medicare is federal health insurance available for eligible individuals aged 65 and over, or individuals under 65 with certain disabilities or medical conditions. Blue Cross Blue Shield's Medicare Advantage plans provide Original Medicare benefits, along with other bundled options such as wellness programs, dental coverage, and vision services. These plans offer lower monthly premiums than Original Medicare and have annual limits on out-of-pocket expenses.
Medicare Advantage plans cover Medicare Part A, which includes hospitalizations, nursing facilities, hospice care, and home healthcare. They also cover Medicare Part B, which includes visits to the doctor, other outpatient care, preventative services, and medical supplies. Additionally, these plans may offer benefits such as vision and hearing health coverage, wellness programs, telehealth services, transportation services, and coverage for over-the-counter health products.
Blue Cross Blue Shield also offers Medicare Supplement Insurance, or Medigap, which helps fill coverage gaps in Original Medicare. Medigap plans are standardized, but Blue Cross Blue Shield offers a range of plan types with varying benefits and prices. These plans are available in all 50 states and Washington, D.C., providing flexibility and a wide reach.
Medicaid, on the other hand, is a federal and state program that provides health coverage to eligible individuals with limited income and resources. Blue Cross Blue Shield offers Medicaid plans, ensuring that individuals who qualify for this program have access to the healthcare they need.
By offering both Medicare and Medicaid plans, Blue Cross Blue Shield provides comprehensive healthcare coverage options that cater to a diverse range of needs, ensuring that individuals from all walks of life can access the necessary healthcare services.
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Blue Cross Blue Shield offers health insurance for students
Blue Cross Blue Shield (BCBS) offers health insurance for students through its AcademicBlueSM plan. This plan is specifically designed for college and university students and provides quality health insurance from a leader in the healthcare industry. AcademicBlueSM is available in Texas and Illinois, and possibly other states.
AcademicBlueSM offers students several benefits, including preventive care, immunizations, and prescription drug coverage. The plan also features low deductibles and 100% coverage of eligible services at the Student Health Center. Students can also access the local and national Blue Cross and Blue Shield PPO Network, as well as 24/7 Nurseline and Virtual Visits for convenient healthcare access from their phones or computers. The mobile app allows students to find doctors, urgent care facilities, view claims, and more.
In addition to the student plan, BCBS offers other options for students seeking health insurance. Students under 26 can stay on their parents' health insurance plans and may want to check with BCBS about out-of-state coverage details. Students can also consider purchasing health insurance on the marketplace, where they may qualify for financial assistance from the government. Alternatively, BCBS provides international health insurance products for individuals who reside outside the U.S., which may be relevant for international students.
BCBS is a trusted name in health insurance, accepted by over 90% of doctors and specialists across all 50 states. With its wide range of coverage options, BCBS helps students find the right plan to fit their unique needs.
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Frequently asked questions
Blue Cross Blue Shield offers international healthcare products for individuals who reside inside or outside the U.S. These include short-term and long-term insurance plans.
Blue Cross Blue Shield short-term insurance plans cover medical assistance services, doctors, and hospitals in most countries worldwide.
You can contact your local Blue Cross Blue Shield company to explore your coverage options. You can also visit Blue Cross Blue Shield Global to learn more about their full range of international products and services.
