Life Insurance: Enterprise's Offerings And Employee Benefits

Enterprise Life Assurance Company provides life insurance in Ghana, Nigeria, and The Gambia. In the US, American Enterprise Life Insurance is one of the leading life insurance companies, offering several policy options at competitive rates. Enterprise Rent-A-Car also offers additional protection products that can be purchased alongside a rental vehicle, such as Damage Waiver, Personal Effects Coverage, Supplemental Liability Protection, and Roadside Assistance Protection.

Enterprise Life Assurance Ltd Ghana

The Living Plus Plan is a comprehensive life insurance product designed to meet the needs of the middle class. The Executive Plus Plan is a one-stop life insurance solution, while the Ladycare plan is tailored for female-related term assurance. The Funeral Finance Plan provides a lump-sum payout upon the death of the insured, and the Family Income Protection Plan offers regular benefits in the event of suffering.

The company's brand identity is based on the concept of "The Thoroughbred," conveying a sense of excellence and high performance. With over 90 years of experience, Enterprise Life Assurance Ltd Ghana is committed to protecting its customers and providing affordable life-changing solutions.

Enterprise Life Assurance Ltd Nigeria

The company's mission is to "provide all who come into contact with us their desired ADVANTAGE because…we are the best at what we do!" It offers a range of life-changing solutions, including the Enhanced Funeral Finance Plan and The Family Income Protection Plan, as well as an assortment of innovative and tailor-made products and services.

Some of the products offered by Enterprise Life Assurance Ltd Nigeria include:

• DIGISAVE Plan: A flexible 100% digital plan that ensures the realisation of your dreams.
• Educare Plan: A savings vehicle focused on saving for your children's education.
• Lifetime Needs Plan: A product to help you save for your retirement or any other savings goal.
• Income Protection Plan: A lump-sum payable on death, critical illness or permanent disability during the term of the policy.

The company also offers a range of pension solutions, including the Occupational Pension Scheme (Tier 2) and Provident Fund Scheme (Tier 3).

American Enterprise Life Insurance

American Enterprise offers final expense insurance, which is ideal for middle-aged to elderly individuals planning for end-of-life expenses or seeking smaller coverage amounts. The company also provides preneed funeral insurance and several health insurance products, including Medicare supplement, hospital indemnity, cancer diagnosis, and dental, vision, and hearing insurance.

American Enterprise's final expense insurance options include:

• Great Assurance Plan: First-day coverage for individuals aged 50-85 in good health.
• Graded Benefit Plan: Coverage for individuals aged 50-85 with health issues who can't get standard insurance.
• Guaranteed Assurance Plan: Coverage up to $25,000 for individuals aged 40-80 without a medical exam.

American Enterprise also offers the following riders to customize policies:

• Accelerated Death Benefit: Allows early access to a portion of the death benefit for those diagnosed with a terminal illness.
• Accidental Death Benefit: Additional benefit for beneficiaries in the event of an accidental death.
• Child/Grandchild Protection Rider: A one-time benefit of $2,500 following the death of a dependent child or grandchild, available for $1 per month.

Enterprise Insurance Ltd

The company provides a range of insurance services, including general business solutions such as assets all-risk policies, contractors all-risk insurance, travel insurance, and public liability insurance. They also offer pension solutions, property solutions, and funeral solutions.

In addition to its operations in Ghana, Enterprise Insurance Ltd has expanded its reach to other countries. It has subsidiaries in The Gambia and Nigeria, demonstrating its growth and presence in the region.

Enterprise Funeral Services Ghana Ltd

Funeral Services

Transitions offers a range of funeral products and solutions, including pre-funeral services, funeral arranging, and post-funeral activities. Their iconic and state-of-the-art funeral home is located in Haatso, providing services such as:

• Deceased pickup services
• Mortuary and undertaking services
• Stylish hearses and caskets
• Chapel and reception facilities
• Livestreaming
• Flowers, hymn sheets, insertions in local newspapers, and catering

Funeral Insurance

Under the distribution agreement with Enterprise Life Assurance Ltd Ghana, Transitions sells funeral insurance policies. On maturity, these policies will be used to cover the cost of a funeral arranged by Enterprise Funeral Services. This means that instead of receiving a cash payout, the policyholder will receive funeral services. These services are provided at a heavily discounted rate and are supported by Transitions' signature customer service.

Burial Packages

Frequently asked questions