Erie Auto Insurance: Windshield Replacement Coverage And Exclusions

Erie Insurance offers windshield replacement coverage to its customers. The company provides comprehensive coverage that includes glass repair coverage, which can cover the cost of a replacement windshield, but a deductible will have to be paid. However, in some states, such as Florida, Kentucky, and South Carolina, customers are not required to pay a deductible for windshield replacement or repairs. Additionally, in certain states, including Arizona, Connecticut, Massachusetts, Minnesota, and New York, insurance companies must offer a full glass coverage policy, allowing customers to opt for a $0 deductible for glass repairs.

Erie Insurance also offers the Zero Dollar Glass Deductible option, where customers pay no deductible for a windshield replacement. This option is available at an affordable cost and can be added to the ERIE auto policy.

Erie auto insurance covers windshield replacement if you have comprehensive coverage

Erie Insurance offers comprehensive coverage that includes windshield replacement. If you have a comprehensive plan, you can get your windshield replaced by a repair specialist or through ERIE's partnership with Safelite® Solutions.

In most states, comprehensive coverage from ERIE will cover the cost to repair a cracked or chipped windshield without charging the deductible. However, if a windshield replacement is needed, the deductible will apply. Additionally, if you live in Florida, Kentucky, or South Carolina, you won't need to pay a deductible for windshield replacement or repairs.

For an affordable cost, you can also add the Zero Dollar Glass Deductible option to your ERIE auto policy, which means you won't have to pay a deductible for a windshield replacement.

It's important to note that coverage may vary by state, so reviewing your coverage details with a licensed insurance agent is recommended.

In some states, you won't need to pay your deductible for windshield replacement

If you have comprehensive coverage from Erie Insurance, the cost of repairing a cracked or chipped windshield will be covered without charging the deductible in most states where the company does business. This includes Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin, and Washington, D.C.

However, in some states, such as Florida, Kentucky, and South Carolina, you won't need to pay your deductible for windshield replacement or repairs, even if your policy usually requires it. This is because these states have laws that require insurance companies to waive the deductible for these types of repairs. Additionally, insurance companies in Arizona, Connecticut, Massachusetts, Minnesota, and New York must offer a "full glass coverage" policy, which allows customers to choose a $0 deductible for glass repairs.

If you're unsure whether your policy includes windshield repair or replacement coverage, or if you need to pay a deductible, you can check your policy details or contact Erie Insurance directly. Their customer service line is 1 (800) 367-3743.

If your windshield was damaged in an accident and you were at fault, you can file a collision claim

To start an auto glass claim, contact a local glass repair business or pick one that is part of the ERIEGlassSM network. This network comprises a nationwide network of more than 8,000 auto repair and glass replacement shops, offered through a partnership with Safelite® Solutions. You can call (800) 552-3743, 24 hours a day, seven days a week, to start your claim. You can also file your claim online or through the Erie Insurance Mobile App.

If your windshield can be repaired rather than replaced, you won't have to pay your comprehensive deductible. However, if a replacement is necessary, the deductible will apply.

It's important to get your windshield repaired as soon as possible, as driving with a damaged windshield is dangerous. Additionally, the longer you wait, the more likely the damage will worsen, potentially costing you more time and money.

Erie offers a nationwide network of auto repair and glass replacement shops

Erie Insurance offers a comprehensive network of auto repair and glass replacement shops, making it easy and convenient for customers to get their vehicles fixed. With over 8,000 trusted auto repair and glass replacement shops across the nation, customers can quickly get back on the road after an accident or incident.

The company's ERIEGlassSM program, in partnership with Safelite® Solutions, provides customers with a wide range of options for repairing or replacing their windshields. Customers can choose their own repair specialist or work with Safelite® Solutions, which can help them find a local glass shop and even schedule an appointment. This flexibility ensures that customers can get the repairs they need when and where they need them.

ERIE's network of auto repair and glass replacement shops is just one example of the company's commitment to providing excellent customer service. By offering a wide range of options and making the repair process as convenient as possible, ERIE helps to reduce the stress and hassle of dealing with vehicle repairs.

In addition to its nationwide network of repair shops, ERIE also offers a variety of other benefits to its customers. For example, the company provides a 24/7 claims service, allowing customers to get started on their auto glass claim at any time. ERIE also offers a range of coverage options, including comprehensive, collision, and liability coverage, ensuring that customers can get the protection they need.

Overall, Erie Insurance's nationwide network of auto repair and glass replacement shops is a valuable resource for customers, providing them with convenient and flexible options for repairing or replacing their windshields. With ERIE's help, customers can quickly and easily get their vehicles back on the road, ensuring a smooth and stress-free experience.

You can choose your own repair specialist

When it comes to repairing damage to your vehicle, ERIE customers always have a choice. You can pick the glass repair shop or work with ERIE's partner, Safelite Solutions.

If you choose to work with Safelite Solutions, they will process the paperwork and even schedule an appointment with a local glass shop. You can choose between in-shop or mobile options. With the mobile option, you can arrange to have the repair done in your driveway, at your workplace parking lot, or another location.

If you prefer to choose your own repair specialist, you can pick any auto repair shop that you trust for the inspection, damage estimate, and repairs.

A windshield repair takes about 30 minutes or less, and the vehicle is safe to drive immediately. With a windshield replacement, the timing can vary depending on weather conditions and the type of materials used. Your technician will let you know the safe time to start driving again.

If a damaged windshield can be repaired rather than replaced, you won't have to pay your comprehensive deductible. If a windshield replacement is needed, the deductible will apply.

Frequently asked questions