Medical Insurance Abroad: Cigna's Global Coverage Explained

does medical insurance work overseas cigna

Cigna is a highly reputable worldwide insurance provider that offers comprehensive international health insurance plans to individuals and families living, working, retiring, or studying abroad in more than 200 countries worldwide. Their plans are flexible and customizable, allowing customers to choose and only pay for the coverage they need. Cigna's international network of healthcare providers enables them to offer extensive global health coverage to those working outside their home country. The company has more than 60 years of experience in supporting companies with domestic, expat, and globally mobile employees.

Characteristics Values
Coverage More than 200 countries worldwide
Network Hospitals, doctors, and other healthcare professionals
Customer support 24/7, 365 days a year
Plan types Individual, family, corporate
Plan levels Silver, Gold, Platinum
Customization Choose coverage area, add outpatient care and other modules
Add-ons International Outpatient, Medical Evacuation, Health and Wellness, Vision and Dental
Payment options Monthly, quarterly, annually

shunins

Cigna's international health insurance plans

The Cigna international health plan offers three levels of coverage: Cigna Silver, Cigna Gold, and Cigna Platinum. Each plan provides cover for inpatient and day-patient care, with the option to add outpatient care and other elective modules such as international outpatient, health and well-being, and vision and dental. Cigna Silver has a benefit limit of $1,000,000, Gold has a $2,000,000 limit, and Platinum's benefit limit is unlimited.

Cigna's global health benefits are available to employees worldwide, with options for large organizations with more than 100 international employees, as well as small teams working remotely. Cigna's worldwide network includes 1.5 million health professionals and 24/7 customer service centers offering support in more than 50 different languages. Cigna's customer relations team helps customers find the best doctors and medical facilities, providing them with the healthcare they need.

shunins

Cigna's global support network of hospitals and professionals

Cigna's Medical Benefits Abroad® plan, for example, provides comprehensive cover for unexpected illnesses or injuries while travelling internationally. This includes hospital care, out-patient care, emergency dental treatment, and prescription replacements. Cigna's global network also includes customer service teams with in-depth local market knowledge, enabling them to adapt quickly and provide support for a range of health needs, from personal health requirements to global health crises.

Cigna's international health insurance plans are designed to protect the physical and mental well-being of those living, working, or studying abroad, including seasoned expats and digital nomads. The company strives to provide reliable, easy-to-access, and affordable quality healthcare worldwide, with 24/7 customer support and services in over 50 languages.

Cigna's global network of healthcare professionals and hospitals is committed to improving the health and well-being of its customers. Their international group and individual insurance policies include medical, dental, disease, and disability management services, ensuring that customers have access to the necessary healthcare services they require while abroad.

shunins

Cigna's Medical Benefits Abroad plan

Cigna's Medical Benefits Abroad (MBA) plan is designed for companies whose employees travel internationally for business. It provides eligible employees and their dependents with supplemental coverage for unexpected illnesses or injuries that may occur while on international business trips. This includes hospital or outpatient care, emergency dental treatment, and replacement prescriptions.

The MBA plan offers a global support network, providing access to a healthcare support system in more than 200 markets and territories around the world and across all time zones. Cigna has a worldwide network of medical professionals and hospitals, with over 60 years of experience supporting companies with internationally mobile employees.

The plan includes 24/7 customer support, with customer service representatives available around the clock to facilitate direct billing and provide assistance. There is also an online portal where customers can file claims and research their destinations before travelling.

Cigna's international health cover can be tailored to meet individual needs, offering a personalised, predictable, and simple customer experience. The MBA plan is designed to supplement primary insurance and limit out-of-pocket costs, providing peace of mind for employees travelling abroad.

shunins

Cigna's international travel insurance plans

Cigna offers international health insurance plans that protect individuals who are living, working, retiring, or studying abroad. Their global health plans can be tailored to meet the specific health and well-being needs of individuals and their families. Cigna's international health cover provides access to a worldwide network of medical professionals and hospitals, ensuring that customers have reliable and easy access to quality healthcare, no matter where they are in the world.

The company has more than 60 years of experience in supporting companies with domestic, expat, and globally mobile employees. Cigna's international health insurance plans are designed to provide peace of mind and protect the physical and mental well-being of individuals embarking on overseas adventures. Their global health plans offer flexibility and choice, allowing customers to build a plan that meets their unique needs.

Cigna's Medical Benefits Abroad® plan is specifically designed for employees who travel internationally for business. This plan covers unexpected illnesses or injuries, providing hospital and outpatient care, emergency dental treatment, and prescription replacement. Cigna's customer service representatives are available 24/7 to facilitate direct billing and provide support throughout the claims process.

In addition to their individual plans, Cigna also offers group plans for international health, life, and travel insurance. These plans are suitable for large organizations with more than 100 international employees, as well as small teams working remotely worldwide. Employers can work with Cigna's licensed group sales advisors to design a plan that meets the specific needs of their workforce. Cigna also provides corporate group travel insurance plans and group international insurance options for employers seeking comprehensive coverage for their employees.

shunins

Cigna's customizable international health plans

The plans are flexible and can be customized to meet specific health and well-being requirements. Cigna's international health cover offers three levels of coverage: Silver, Gold, and Platinum. Each level has a different benefit limit, with Silver offering up to $1,000,000, Gold up to $2,000,000, and Platinum providing unlimited coverage. This allows customers to choose the level of protection that best suits their needs and budget.

In addition to the standard coverage, Cigna offers a range of optional additional modules that can be added to enhance the chosen plan. These include International Outpatient coverage, which provides benefits for consultation fees, prescription drugs, and specialist treatments. The Medical Evacuation module covers transportation costs for emergency medical treatment and repatriation, ensuring that members can access the care they need, no matter where they are located. The Health and Wellbeing module provides additional support for screenings, tests, examinations, and counseling for a comprehensive approach to preventative care.

Cigna's global network of medical professionals and hospitals spans over 200 markets and territories worldwide, ensuring that members have access to quality healthcare wherever their travels take them. With 24/7 customer service in more than 50 languages, Cigna provides experienced support and quick adaptation to any situation, from personal health emergencies to global health crises. Cigna's international health plans are designed to protect and support the physical and mental well-being of its members, offering choice and flexibility to meet their unique needs.

Frequently asked questions

Cigna's international health insurance plan offers three levels of coverage: Silver, Gold, and Platinum. Each plan provides cover for inpatient and day-patient care with the option to add outpatient care and other elective modules. The plans are customizable, allowing you to choose and only pay for the coverage you need.

Cigna's international health insurance plan is designed for individuals and families living, working, retiring, or studying abroad. It is also suitable for businesses with employees who travel internationally.

You can request a quote for Cigna's international health insurance plan by calling them or filling out an online form.

Written by
Reviewed by
Share this post
Print
Did this article help you?

Leave a comment