Metlife Auto Insurance: Motorcycle Coverage Explained

MetLife offers motorcycle insurance as an additional, optional product. However, MetLife stopped offering car insurance in 2021 after it sold its auto and home insurance business to Farmers. This means that new customers cannot buy a car insurance policy through MetLife. Former MetLife car insurance policyholders now receive coverage and claims support from Farmers.

Does MetLife offer insurance for motorcycles?

MetLife is a global insurance company that was founded in 1868 and offers a wide range of insurance products. In 2021, MetLife sold its auto and home insurance business to Farmers Insurance Group, and since then, it has stopped offering car insurance to new customers. However, MetLife does provide motorcycle insurance as an additional, optional product.

Before selling its car insurance business, MetLife was known for its high car insurance rates and high levels of customer complaints. The company's car insurance policies were also more expensive compared to competitors, and they lacked certain features like accident forgiveness policies.

Despite no longer offering car insurance, MetLife continues to provide various other types of insurance policies, including health, life, dental, vision, disability, pet, accident, and identity theft insurance. The company is also known for its life insurance policies, which are highly rated and offer flexible and customizable options to meet diverse customer needs.

In summary, while MetLife no longer offers car insurance, it does provide motorcycle insurance as an additional option for its customers. The company has a long history in the insurance industry and offers a diverse range of insurance products to protect individuals and their assets.

What types of car insurance did MetLife offer?

MetLife stopped offering car insurance in 2021 after selling its auto and home insurance business to Farmers. However, prior to this, MetLife offered basic auto insurance coverage that included liability protection, collision and comprehensive coverage, personal injury protection, uninsured motorist coverage, and underinsured motorist coverage.

MetLife's auto insurance policies also included a Deductible Savings Benefit, where each year a customer didn't make a claim, they would earn $50 toward their next claim, up to a maximum of $250. It's important to note that MetLife did not offer accident forgiveness policies, which could have made their auto policies less competitive.

In addition to the basic auto insurance coverage, MetLife offered rental car coverage, as well as coverage for motorcycles as an additional, optional product.

What other insurance products does MetLife offer?

MetLife offers a range of insurance products to cater to the diverse needs of its customers. While it no longer provides auto insurance, having sold this part of its business to Farmers in 2021, it still offers a variety of other insurance solutions.

One of MetLife's primary offerings is life insurance. The company provides different types of life insurance plans, including term life insurance and permanent life insurance. Term life insurance offers coverage for a specified period, usually one to 20 years, and pays a lump sum to beneficiaries in the event of the policyholder's death. Permanent life insurance, on the other hand, provides lifelong protection as long as premiums are paid and may accumulate cash value over time. MetLife also offers Group Universal Life Insurance, which combines financial security with savings features, and Group Variable Universal Life Insurance, which includes tax-advantaged investments.

In addition to life insurance, MetLife provides health insurance solutions. This includes health savings accounts (HSAs) that help with financial health and well-being, as well as accident insurance to cover unexpected costs. MetLife also offers disability insurance, which can provide financial support and help maintain your standard of living if an illness or injury affects your ability to work.

MetLife also offers dental and vision insurance. These plans provide coverage for routine dental and vision care, such as exams, cleanings, and corrective procedures. Additionally, MetLife provides legal insurance, offering access to a network of lawyers for expert legal advice.

For pet owners, MetLife has pet insurance, which reimburses covered vet visits, accidents, and illnesses, ensuring that all members of the family are taken care of. The company also offers critical illness insurance, hospital indemnity insurance, and identity and fraud protection solutions.

What discounts did MetLife offer on car insurance?

MetLife no longer offers auto insurance after selling its property and casualty business to Farmers Insurance Group in 2021. However, prior to this sale, MetLife offered various discounts on car insurance through its Auto & Home Group Insurance program.

The program provided employees with access to auto insurance as a benefit, helping to alleviate financial stress. On average, employees saved $586 on auto insurance when they switched to Farmers GroupSelect.

Some of the discounts offered by Farmers GroupSelect include:

• Special employee discounts
• Automatic payment discounts
• Tenure discounts (where available)
• Good driver rewards
• Multi-policy discounts
• Multi-vehicle discounts
• 24/7 professional claim service

In addition to these discounts, Farmers GroupSelect also offers enhanced rental car damage coverage, guaranteed auto repairs for covered losses, and ID protection services.

What should former MetLife car insurance customers do now?

In 2021, MetLife sold its auto and home insurance business to Farmers Insurance Group, and so is no longer offering car insurance. If you were a MetLife car insurance customer, your policies will now be administered by Farmers GroupSelect, with no immediate changes to your policy, coverage, or benefits.

First, you should contact Farmers with any questions about your car insurance. You can download the Farmers app, check the company's website, or call their customer service line. Your policy, coverage, and rates should remain the same. Once it is time to renew your policy, you will receive updated rates and coverage options from Farmers.

You can also compare car insurance quotes from other companies to make sure you are getting the best price for the coverage you need. If you are a good driver with a clean record, it is worth getting quotes from Geico and State Farm. If you have a speeding ticket, try Geico, Erie, and State Farm. If you have caused an accident with injuries, check out quotes from State Farm and Erie. If you have a DUI conviction, try State Farm and Travelers. If you have poor credit, check out quotes from Geico, or USAA if you are a military member, veteran, or eligible family member.

If you had bundled your car insurance with another form of coverage, such as life, health, dental, vision, disability, or pet insurance, those policies will not have been affected by the sale.

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