Navy Federal: Auto Insurance Options

does navy federal credit union offer auto insurance

Navy Federal Credit Union does not offer its own auto insurance but provides its members with a discount on auto insurance through Liberty Mutual. This is made available through TruStage Insurance Agency, which works with many credit unions to provide discounted insurance rates to credit union members. The TruStage Auto & Home Insurance Program provides a discounted rate on Liberty Mutual insurance through Navy Federal as part of their partnership.

Characteristics Values
Insurance Provider Liberty Mutual
Insurance Type Auto and Home Insurance
Insurance Availability Available to Navy Federal Credit Union members through TruStage
Discounts Available to members
GAP Coverage Available for eligible new and used vehicle loans

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The TruStage Insurance Agency works with credit unions, including Navy Federal, to provide discounted insurance rates to credit union members. The amount you can save on your insurance varies from state to state, and not all customers may qualify for a discount. Discounts on coverage vary by state, and certain discounts apply only to specific coverages.

Navy Federal Credit Union members can also benefit from 24-hour claims assistance and get a quote instantly online or by phone.

It is important to note that Navy Federal's discounts can change over time. This means that drivers who purchase insurance through Navy Federal may need to switch insurance companies when Navy Federal changes the company they partner with to provide discounts.

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Guaranteed Asset Protection (GAP) coverage is available for eligible new and used vehicle loans

For example, if your vehicle is totalled in an accident or stolen and not recovered, your outstanding loan amount could be higher than the actual cash value of your vehicle. In this case, you would be without a car and be required to make up the difference. By adding GAP coverage, the difference may be covered, including up to a certain amount of your deductible.

GAP coverage is optional and can be added during the initial online loan application process, in person, or by phone. It is important to note that whether or not you purchase GAP coverage will not affect your application for credit or the terms of any existing credit agreement. You have the flexibility to pay the fee in a single lump sum or finance it into your loan, although it is important to remember that financing the fee will increase the overall cost. Additionally, if you are an active-duty or active reserve duty servicemember in California, you cannot finance the fee.

If you decide to enrol in GAP coverage, you have the right to cancel it within 60 days of enrollment and receive a full refund of any fees paid. It is recommended to carefully review the additional information provided, including the GAP Agreement and Disclosure, to fully understand the eligibility requirements, conditions, and exclusions that could impact your benefits under the plan.

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Navy Federal Credit Union does not offer its own car insurance, but it does have partnerships with insurance companies that provide special discounted rates for its members. One of these partnerships is with GEICO, which offers discounts on auto, home, and motorcycle insurance for military members. GEICO already provides discounted rates for active military personnel and veterans, but its partnership with Navy Federal Credit Union adds an extra discount for military members who are also members of the credit union.

Navy Federal Credit Union members can also take advantage of discounted rates on auto and home insurance from Liberty Mutual through the TruStage Auto & Home Insurance Program. This program is offered in collaboration with TruStage Insurance Agency, LLC, which works with various credit unions to provide discounted insurance rates for their members. The amount of savings through this program varies from state to state, and not all customers may qualify for a discount.

In addition to these partnerships, Navy Federal Credit Union also provides Guaranteed Asset Protection (GAP) coverage for eligible new and used vehicle loans. This coverage protects members in the event that their vehicle is stolen or totaled, filling any gap between what their insurance company pays out and what they still owe on their loan.

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Through TruStage, Navy Federal Credit Union members can access savings on auto and home insurance with Liberty Mutual Insurance. This includes special savings just for being credit union members. The partnership also provides a seamless member experience, whether engaging digitally or via Liberty Mutual's contact centre.

Navy Federal Credit Union members can get a quote instantly online or by calling 1-844-208-4688 to connect with an agent. They can also take advantage of 24-hour claims assistance and customised coverage.

It's important to note that discounts and savings may not be available in all states, and the specific coverages and features offered may vary. Applicants should consult the applicable insurance policy and confirm the availability of coverages and discounts in their state.

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Navy Federal Credit Union members can enjoy a range of benefits and discounts on insurance products through their partnership with TruStage. One such benefit is the ability to get a discount on condo insurance through Liberty Mutual.

Liberty Mutual is a well-known insurance company that offers a range of insurance products, including auto, home, and condo insurance. They have a dedicated call center team that provides priority assistance to Navy Federal Credit Union members, helping them to customize their coverage and providing 24-hour claims assistance.

Navy Federal Credit Union members can get a quote for Liberty Mutual insurance at TruStage.com or by calling 1-844-208-4688 to connect with an agent. By getting a quote, members can see how much they could save on condo insurance through the special member benefit offered by Liberty Mutual.

It's important to note that discounts and savings may vary by state, and certain discounts may only apply to specific coverages. Members can learn more about the condo insurance discount and other member benefits by visiting the Navy Federal Credit Union website or contacting their customer support team.

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Frequently asked questions

Navy Federal Credit Union does not sell their own insurance, but they do offer their members a discount on car insurance through Liberty Mutual.

You can get a quote instantly online or by calling 1-844-208-4688.

Yes, Navy Federal has partnered with multiple insurance companies over the years, including MetLife, GEICO, and Liberty Mutual.

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