Life Insurance Options: Is Njm The Right Choice?

NJM Insurance Group is a regional insurance provider with a national reputation for outstanding customer and claims satisfaction. The company offers a range of insurance products, including auto, home, condo, renters, and business insurance. While NJM does not appear to offer life insurance as a product, it does provide life insurance benefits to its employees, including basic, supplemental, spousal, and dependent life insurance options. These benefits are designed to give peace of mind to NJM employees and their loved ones.

NJM's life insurance benefits for employees

NJM offers a comprehensive and flexible benefits package to its employees, with a wide range of choices, resources, and services to help them achieve and maintain good health. The company cares about its employees and understands that their well-being is essential.

One of the standout benefits is the life insurance policy, which provides peace of mind for employees and their loved ones. The basic life insurance benefit is two times the employee's annual salary, up to a maximum of $50,000, and it comes at no charge to the employee. This already generous benefit can be supplemented with additional coverage options, including supplemental life insurance, dependent life insurance, and spousal life insurance.

In addition to the financial security provided by the life insurance policy, NJM also offers disability insurance to its employees. This benefit ensures that employees are taken care of even when they are unable to work due to a non-work-related injury or illness. NJM provides both short-term and long-term disability benefits, offering 60% of the employee's salary for up to 26 weeks.

The company also understands the importance of a good work-life balance and offers a generous Paid Time Off (PTO) package. In the first year, full-time employees receive 17 days of PTO, along with nine paid/floating holidays. Additionally, NJM provides paid sick leave, which is accrued annually based on the state in which the employee is employed.

With a rich history dating back to 1913, NJM has built a reputation for outstanding customer and claims satisfaction. The company's commitment to its employees is evident, offering a range of benefits that provide financial security, peace of mind, and a healthy work-life balance.

NJM's auto insurance

NJM Insurance is a regional insurer with a national reputation for outstanding customer and claims satisfaction. It offers auto, homeowners, condo, renters, and personal umbrella insurance policies to Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania residents.

NJM Insurance has been certified by J.D. Power for providing an exceptional Auto Claims Experience to its personal lines customers. This recognition is based on the successful completion of an audit, exceeding a customer experience benchmark, and achieving a Financial Strength rating.

NJM offers a range of auto insurance options, including classic and collector car insurance, boat and personal watercraft insurance, and commercial auto insurance for business owners. They also provide motorcycle and ATV insurance through their partnership with American Modern®.

Additionally, NJM employees with NJM auto insurance receive a 10% discount on their liability, personal injury protection, and collision coverages. This is just one way that NJM demonstrates its commitment to its customers and employees.

NJM's home insurance

NJM Insurance offers a range of insurance products, including home insurance. The company provides insurance for autos, homes, condos, renters, and personal umbrella insurance.

NJM also offers additional liability coverage through their personal umbrella insurance. This can provide extra protection if the damages exceed the limits of your standard home insurance policy. It is important to note that insurance coverage and availability may vary depending on the state and specific circumstances.

NJM has a long history in the insurance industry, dating back to 1913. They have a strong focus on customer satisfaction and have been recognized for providing an outstanding auto claims experience. The company is committed to being there for its customers when they need help the most, offering peace of mind and reliable protection for your home and investments.

With NJM's home insurance, you can rest assured that your biggest investments are protected, and your cherished memories are safeguarded. Their insurance products are designed to provide comprehensive coverage, ensuring that your home and belongings are well-protected.

NJM's renters insurance

NJM Insurance Group offers renters insurance to residents of Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania. The company works with customers to customize their renters insurance policy according to their needs.

Renters insurance from NJM protects your unit and personal belongings. This type of insurance is important because it provides financial protection in the event of damage or loss to your rented property and personal items. It can help cover the cost of repairs or replacement if something is damaged or stolen.

NJM renters insurance also provides liability coverage, which can protect you if someone is injured on your property or if you accidentally damage someone else's property. This type of coverage can help with legal fees and medical expenses if you are found liable for an incident.

Additionally, NJM renters insurance offers peace of mind and financial security. Knowing that your belongings and unit are protected can reduce stress and provide reassurance. The insurance also helps to safeguard your financial well-being by mitigating potential costs associated with covered incidents.

NJM Insurance Group has been in business since 1913 and has a strong reputation for customer and claims satisfaction. They are committed to providing an excellent claims experience and have been recognized by J.D. Power for their outstanding service. With a focus on serving people, NJM strives to be there for their customers when they need help the most.

NJM's business insurance

NJM Insurance is a direct writer of business insurance and has been offering workers' compensation insurance since 1913, with a focus on safety and cost savings. The company also works with a network of independent agents to meet the complex insurance needs of businesses.

• Workers' Compensation
• Commercial Auto
• ProPack Commercial Package Policy
• ProEdge Businessowners Policy
• Commercial Excess and Umbrella

The ProPack Commercial Package Policy is designed to give businesses a competitive edge by bundling coverages that meet the needs of mid-sized to large businesses. The ProEdge Businessowners Policy, on the other hand, combines property, liability, and industry-specific coverages for small businesses.

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