Qbe General Casualty's Auto Insurance Options In Kentucky

QBE Insurance Group is one of the world's largest insurance and reinsurance companies, offering a wide range of products to protect individuals and businesses. In 2007, QBE Insurance Group acquired Winterthur U.S. Holdings, the parent company of General Casualty Insurance, a super-regional property and casualty insurance provider. Following the acquisition, QBE announced in 2011 that the General Casualty name would be replaced with the QBE name and logo. QBE offers auto insurance in North America, with a basic program that includes all the most common types of car insurance, including state coverage requirements and full coverage policies. However, it is unclear if QBE General Casualty specifically offers auto insurance in Kentucky (KY).

QBE Insurance Group

QBE North America offers a wide range of products to protect individuals and businesses. The company's Captive Curve service aids in the easy adoption of captive insurance, with Agora as an initial guide for self-funding ventures. QBE also provides tailored primary and excess products to meet specific customer needs in the construction industry.

In 2007, QBE Insurance Group acquired Winterthur U.S. Holdings, the parent company of General Casualty Insurance, for $1.16 billion. Subsequently, in 2011, QBE announced that the General Casualty name would be replaced with the QBE name and logo.

QBE offers auto insurance in North America with a basic program that includes all the most common types of car insurance, including state coverage requirements and full coverage policies. The company also provides additional coverage options such as towing and labour, audio/visual equipment, and transportation expenses. QBE's FlexAuto program rewards good driving behaviour and offers accident forgiveness.

In Australia, QBE offers comprehensive car insurance, third-party property damage car insurance, and compulsory third-party (CTP) insurance. Comprehensive car insurance covers repairs to the policyholder's car for damage caused by collisions, fire, theft, and weather events. It also covers damage caused by the car to someone else's vehicle or property. Third-party property damage car insurance covers damage to other people's vehicles or property, while CTP insurance covers the driver of the insured car if they cause an accident that injures someone else.

QBE's auto insurance program

QBE Insurance Group is one of North America's largest insurance and reinsurance companies, with its headquarters in New York and offices across the country. The company offers a wide range of insurance products, including auto insurance. QBE's auto insurance program is designed to reward good driving behaviour and offer affordable rates to responsible drivers.

The program includes all the most common types of car insurance, including state coverage requirements and full coverage policies. In addition, QBE offers several optional coverage options, such as towing and labour, audio/visual equipment, and transportation expenses. The FlexAuto program is a key feature of QBE's auto insurance, incentivizing safe driving with rewards.

QBE also provides a range of discounts to its customers, including good student, proactive customer, passive restraint, accident/violation-free, and multi-policy discounts. These discounts can vary by state, and some features may be optional. The company's auto insurance rates are based on individual driving behaviour, with driving records and other characteristics reviewed during policy renewals.

QBE's Accident Forgiveness program is another notable aspect of its auto insurance offering. This program waives premium surcharges for policyholders with at least four years of continuous coverage and no at-fault accidents for three years. Overall, QBE's auto insurance program provides a comprehensive set of options for customers, combining common insurance types with additional features and discounts to cater to a range of needs.

QBE's auto insurance discounts

QBE offers a range of auto insurance discounts to its customers. These include:

Good Student Discount

Students who perform well academically can benefit from this discount.

Proactive Customer Discount

This discount is for customers who take a proactive approach to their insurance, such as by regularly reviewing their policies and coverage.

Passive Restraint Discount

Passive restraints are safety features in vehicles that help protect occupants during a crash, such as airbags and seatbelts. QBE offers a discount to customers whose cars are equipped with these features.

Accident/Violation-Free Discount

If you have a clean driving record with no accidents or violations, QBE will reward you with a discount.

Multi-Policy Discount

If you have multiple insurance policies with QBE, such as home and auto insurance, you may be eligible for a discount.

Accident Forgiveness

QBE's Accident Forgiveness program offers good rates to policyholders or household members who are involved in an accident, provided they have had continuous coverage with the company for at least four years and have been free of chargeable, at-fault accidents for at least three years.

It is important to note that offerings and discounts may vary by state, and some features may be optional.

QBE's Captive Curve

QBE's integrated program management system enables the company to work efficiently and deliver elite-level services. Their Account Management, Claims Administration, and Risk Management teams are fully integrated into the underwriting process, ensuring agility in responding to customers' unique needs.

QBE's customer service

QBE Insurance Group is one of North America's largest insurance and reinsurance companies, with its headquarters in New York and offices across the country. The company offers a wide range of products to protect individuals and their businesses.

• Claims-related questions: 844-723-2524 or visit the claim page on the website for further contact information.
• Premium and invoice billing-related questions: For renters and homeowner policyholders, call 888-560-2745 Monday-Friday, 7 am-6:30 pm CST. For commercial policyholders, call 800-553-4471 Monday-Friday, 8 am-6 pm CST.
• Changes or coverage-related questions on personal insurance: 866-318-2016, Monday-Friday, 8 am-6:30 pm CST.
• General inquiries: 800-362-5448, Monday-Friday, 7 am-6:30 pm CST.
• Customer Care Center: (866) 635-0489, Monday-Friday, 8 am-6:30 pm CST.

QBE also provides a range of email addresses and online forms for specific departments, including Loss runs, Accident & Health, Construction, Management Liability, and more. These can be found on the company's website.

In addition to the above, QBE has a presence on social media platforms, including Twitter, where customers can reach out and engage with the company.

The company's auto insurance program is basic, offering all the most common types of car insurance, including state coverage requirements and full coverage policies. QBE also offers a range of additional coverage options, such as towing and labour, audio/visual equipment, and transportation expenses.

Frequently asked questions